|What is a Cash Instalment Plan?
Competitive interest rates
Quick and easy to apply
Manage your spending with repayment plans ranging from 6 months to 4 years
Have the money paid into your HSBC account or any UAE current or savings account in your name – whatever’s most convenient
|Get a Cash Instalment Plan
|How does a Cash Instalment Plan work?
You can apply to borrow any amount starting from AED 3,000, as long as you don’t exceed your credit card limit. And you can choose to pay it off over 6, 12, 24, 36 or 48 months. The terms we can offer you will depend on your circumstances.
Apply using your HSBC UAE app
Step 1: Select one of your credit cards
Step 2: Tap on Cash Instalment Plan
Step 3: Tap on Get Started
Step 4: Enter your plan details
Step 5: Instant application confirmation
|Things you should know
We'll evaluate your application based on your financial history and current circumstances. This will be part of your monthly minimum credit card repayment.
Fixed Annual Percentage Rate - 0.00% to 29.88% on reducing balance. The interest rate offered will be dependent on your individual circumstances and the plan term.
Cash Instalment Terms and Conditions and the Schedule of Services and Tariffs apply.
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
|Who can apply?
To apply for a Cash Instalment Plan you'll need to have:
- a HSBC UAE credit card
- a current or savings account with any bank in the UAE
Sometimes we'll ask you for proof of income, but we don't usually need to do this.
Frequently Asked Questions
Will I be charged any fees or interest?
What if I miss a payment?
How much of my credit limit will be used as part of the Cash Instalment Plan?
|Don’t have a HSBC credit card?
HSBC Black Credit Card
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