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Personal Banking Account

Enjoy special offers and privileges all year round covering dining, shopping, travel and entertainment

HSBC Personal Banking Account

Discover a more rewarding banking relationship with the Personal Banking Account, the everyday current account that comes with great benefits.

Benefits

  • No minimum balance fee for salary transfer of AED 5,000 and above
  • No annual fees1 on Credit Cards which also includes benefits such as Free HSBC ENTERTAINER app, Air Miles Rewards Programme, 'Buy 1 Get 1 Free' offers at VOX Cinemas and more2
  • Fee-free cash withdrawals at any bank ATM in the UAE and 1 free balance enquiry at any bank ATM per Month
  • Fee-free international money transfers on INR, PKR, EGP3, PHP
  • Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 500 being interest free4
  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
  • Utility bill payments through online and mobile banking
  • 24/7 banking through online banking, phone banking, mobile banking and SMS alerts to manage your money
  • Free cheque book

1No annual fees is applicable only for Premier, Advance and Visa Platinum Credit Cards. Annual fee of AED 1,500 applies to the HSBC Black Credit Card and AED 299 applies to the HSBC Cashback Credit Card.

2HSBC Credit Card Agreement Terms, fees and charges apply. Air Miles, VOX Cinemas and Entertainer Terms and Conditions apply.

3If charge type "All charges to be paid from my account" is selected, the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer charges by HSBC U.A.E. for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines.

4Upon request, subject to credit eligibility and satisfactory Credit Bureau check.

HSBC Platinum Select Credit Card

Your HSBC Platinum Select Credit Card includes hundreds of exciting offers on entertainment and dining with no annual fee, and a minimum monthly salary requirement of AED 10,000.

Key benefits include:

  • HSBC ENTERTAINER Mobile App
    Free download of our HSBC ENTERTAINER mobile app with over 8,000 'Buy 1 Get 1 Free' offers across 15 countries.
  • Cinema Offers in the UAE
    Enjoy 'Buy 1 Get 1 Free' movie tickets at VOX Cinemas.5
  • Air Miles Rewards Programme
    Earn 1 Air Mile for every AED 4 spent on retail purchases with your HSBC Platinum Select Credit Card.
  • 0% Balance Transfer
    For the first 6 months enjoy 0% interest on the balance you transfer from another bank to a new HSBC Platinum Select Credit Card.
  • 50% Cash Advance
    Get up to 50% of your available credit limit as cash advance.

5Effective 15 September 2018 a maximum of 2 free tickets per month per cardholder can be redeemed.

Documents required to apply

Sole account

  • original passport (for all customers)
  • valid residence visa (for non-GCC national customers only)
  • original Emirates identification card (for all customers)
  • proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • original trade license (for all self-employed customers)
  • for salary transfer customers, original salary transfer letter from the employer must be provided

Joint account

Both you and your joint applicant(s) need to complete the current account opening process by personally visiting any of our branches or customer service centres, with the following documents:

  • original passport (for all customers)
  • valid residence visa (for non-GCC National customers only)
  • original Emirates Identification Card (for all customers)
  • proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • original trade license (for all self-employed customers)
  • for salary transfer customers, original salary transfer letter from the employer must be provided

Apply online

New to HSBC UAE

Instantly confirm your eligibility online and get an approval in principle.

Existing HSBC UAE Customers

Log on to online banking for the quickest and easiest way to apply.

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