Convenient everyday banking
What you get with your Personal Banking Account
International and domestic transfers
Transfer money quickly and easily via online banking, or with Global Money Transfers on the HSBC UAE app.
Available in multiple currencies
Open an account in a choice of global currencies (AED, USD, GBP, EUR and Chinese Renminbi).
Get access to an optional overdraft of up to 2 x your salary or AED 10,000 (whichever is lower), with no fees and no interest on the first AED 500.[@overdraft]
Free cash withdrawals
No fees for cash withdrawals from any bank ATM in the UAE, and 1 free balance enquiry at any bank ATM per month.
- International money transfers in INR, PKR, EGP, PHP with no fees.[@transferfee]
- Get a cheque book issued for no fee.
Cashback Credit Card
Secure online and mobile banking
- Fund, transact and use your account instantly when you open your account in the app
- Move money easily between your accounts and to other accounts worldwide
- Manage your finances and pay your bills
- Use online banking to open new accounts and apply for additional services
- Get 24/7 help in secure messages about any banking enquiry with Mobile Chat
Things to know
Who can apply?
What you'll need
Considerations around salary transfer
Services and fees
Don't have an Emirates ID yet?
This product/service may be affected by changes in foreign currency exchange rates.
Correspondent and receiving banks may charge additional fees when they process the transaction.
Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.
The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.
For recall of payments, please contact us by any of the means listed at https://www.hsbc.ae/help/contact/. We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.
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