HSBC Personal Banking Account

Discover a more rewarding banking relationship with the Personal Banking Account, the everyday current account that comes with great benefits.

We're giving away a total of AED 1,000,000 worth of prizes.

There are 131 cash prizes to be won including a Mega Prize of AED 500,0001. Get a chance to win with:

  • every AED 10,000 of new funds deposited into your HSBC account2
  • every AED 3,000 spent on your HSBC Debit Card3

Campaign valid from 1 February to 30 April 2020 (both days inclusive). 

Product and Campaign Terms and Conditions, HSBC Personal Banking General Terms and Conditions (UAE), Schedule of Services and Tariffs apply.

1To qualify for the mega prize of AED 500,000, you must deposit a minimum of AED 1 million of new funds during the campaign period and maintain the funds with the bank at least until 30 June 2020. Once you have made an eligible transfer of AED 1 Million, you will be awarded one entry for every AED 10,000 of new funds transferred and enter into a prize draw to win AED 500,000 (the "Mega prize" only). For example, you will be awarded 102 entries for a transfer of AED 1,020,000. The campaign has a total of 131 winners with prizes for category: Mega prize, Super Grand prize, Grand prize and prize. Campaign Terms and Conditions apply.

2You must transfer new minimum funds as stated in the Campaign Terms and Conditions into any of your HSBC bank accounts during the Campaign Period and ensure that these remain in your HSBC account until 30 June 2020. If you transfer any of these new funds out of your HSBC account before 30 June 2020 then you will no longer be eligible for this Campaign. Only the increase in your total relationship balances with the bank at the end of the campaign vs prior to the campaign starting date which is 1 February 2020 will be considered as new funds and make you eligible for the draw.

3Applies when you spend a minimum of AED 3,000 per month consecutively between 1 February 2020 to 30 April 2020.

Benefits

  • No minimum balance fee for salary transfer of AED 5,000 and above
  • No annual fees4 on Credit Cards which also includes benefits such as Free HSBC Entertainer App, Air Miles Rewards Programme, 'Buy 1 Get 1 Free' offers at VOX Cinemas and more5
  • Fee-free cash withdrawals at any bank ATM in the UAE and 1 free balance enquiry at any bank ATM per Month
  • Fee-free international money transfers on INR, PKR, EGP6, PHP
  • Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 500 being interest free7
  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
  • Utility bill payments through online and mobile banking
  • 24/7 banking through online banking, phone banking, mobile banking and SMS alerts to manage your money
  • Free cheque book

4No annual fees is applicable only for Premier, Advance and Visa Platinum Credit Cards. Annual fee of AED 1,500 applies to the HSBC Black Credit Card and AED 299 applies to the HSBC Cashback Credit Card.

5HSBC Credit Card Agreement Terms, fees and charges apply. Air Miles, VOX Cinemas and Entertainer Terms and Conditions apply.

6If charge type "All charges to be paid from my account" is selected, the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer charges by HSBC U.A.E. for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines.

7Upon request, subject to credit eligibility and satisfactory Credit Bureau check.

HSBC Platinum Select Credit Card

Your HSBC Platinum Select Credit Card includes hundreds of exciting offers on entertainment and dining with no annual fee, and a minimum monthly salary requirement of AED 10,000.

Key benefits include:

  • HSBC Entertainer Mobile App
    Free download of our HSBC Entertainer mobile app with over 8,000 'Buy 1 Get 1 Free' offers across 15 countries.
  • Cinema Offers in the UAE
    Enjoy 'Buy 1 Get 1 Free' movie tickets at VOX Cinemas.8
  • Air Miles Rewards Programme
    Earn 1 Air Mile for every AED 4 spent on retail purchases with your HSBC Platinum Select Credit Card.
  • 0% Balance Transfer
    For the first 6 months enjoy 0% interest on the balance you transfer from another bank to a new HSBC Platinum Select Credit Card.
  • 50% Cash Advance
    Get up to 50% of your available credit limit as cash advance.

8Effective 15 September 2018 a maximum of 2 free tickets per month per cardholder can be redeemed.

Documents required to apply

Sole account

  • original passport (for all customers)
  • valid residence visa (for non-GCC national customers only)
  • original Emirates identification card (for all customers)
  • proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • original trade license (for all self-employed customers)
  • for salary transfer customers, original salary transfer letter from the employer must be provided

Joint account

Both you and your joint applicant(s) need to complete the current account opening process by personally visiting any of our branches or customer service centres, with the following documents:

  • original passport (for all customers)
  • valid residence visa (for non-GCC National customers only)
  • original Emirates Identification Card (for all customers)
  • proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • original trade license (for all self-employed customers)
  • for salary transfer customers, original salary transfer letter from the employer must be provided

Apply online

Apply by phone

Call us on:

600 554722 (within UAE)

+971 4 325 4573 (outside UAE)

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