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Car Insurance

Give your car the care it deserves with AXA Motor Insurance today

AXA motor insurance provided through HSBC offers much more than just claim settlement. It provides comprehensive coverage from the point you're in trouble to when you are back on the road. And if you own a classic or exotic car, AXA can provide custom cover with competitive rates and specialist support.

AXA motor insurance benefits:

  • RTA renewal assistance

  • Flexible premium instalment plans

  • One free drop-off to or pick-up from the airport or repair centre

  • Special rates on local and international car rentals

  • Text service during car repair process

To access AXA motor insurance, please use the following channels:

Email: hsbc@axa-gulf.com

Call centre: 800 4560.

Are you eligible?

You can apply for AXA motor insurance if:
  • you are a UAE resident
  • you are an existing customer of HSBC Bank Middle East Limited
  • you have a valid UAE driving license
  • your vehicle is UAE registered
  • you have not been disqualified from driving, have no criminal convictions and have not been refused insurance or had any special terms imposed in the past 5 years

Things you should know

Choose a package that's right for you:

Benefits Motor Prestige Motor Perfect Motor Third Party
Loss or damage to the insured vehicle
Yes Yes No 
Third party bodily injury
Yes Yes No
Third party property damage Yes AED 5 Million
Yes AED 3.5 Million
AED 3.5 Million
Legal Liability extended to include family members as Third Party
Yes Yes Yes
Fire and theft cover
Yes Yes Optional
Storm, flood, riot and strike
Yes Yes No
Personal injury cover
AED 20,000
AED 20,000 No
Emergency medical expenses
AED 6,000
AED 3,500 No
Personal belongings
AED 4,000
AED 4,000 No
Oman Cover
Yes Yes Optional
Off road cover
Yes Yes No
Agency repairs

Included - 5 years

Included - 2 years
Optional up to 5 years
No
Guaranteed repairs
Yes Yes No
Back to invoice for total loss

24 months from first registration

6 months from first registration No
Waiver of excess for windscreen damage
Yes If below AED 5,000
No
Personal accident benefit - driver
Optional - AED 350,000
Optional - AED 200,000
Optional - AED 200,000
Personal accident benefit - passengers
Optional - AED 200,000
Optional - AED 200,000
Optional - AED 200,000
Hire car benefit

Yes up to AED 1,500
Optional up to 7 days
No
24 hour accident and breakdown recovery
Yes Yes Yes
GCC cover
Optional
Optional
No
Pickup and delivery
Yes Optional
No
Claims Single Point of Contact
Yes No No
Maximum age of car
7 years subject to vehicle value being above AED 150,000
15 years from date of 1st Registration
No maximum but not offered for brand new Ocars

Choose a package that's right for you:

Benefits Loss or damage to the insured vehicle
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party No 
Benefits Third party bodily injury
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party No
Benefits Third party property damage
Motor Prestige Yes AED 5 Million
Motor Perfect Yes AED 3.5 Million
Motor Third Party AED 3.5 Million
Benefits Legal Liability extended to include family members as Third Party
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party Yes
Benefits Fire and theft cover
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party Optional
Benefits Storm, flood, riot and strike
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party No
Benefits Personal injury cover
Motor Prestige AED 20,000
Motor Perfect AED 20,000
Motor Third Party No
Benefits Emergency medical expenses
Motor Prestige AED 6,000
Motor Perfect AED 3,500
Motor Third Party No
Benefits Personal belongings
Motor Prestige AED 4,000
Motor Perfect AED 4,000
Motor Third Party No
Benefits Oman Cover
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party Optional
Benefits Off road cover
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party No
Benefits Agency repairs

Motor Prestige Included - 5 years

Motor Perfect Included - 2 years
Optional up to 5 years
Motor Third Party No
Benefits Guaranteed repairs
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party No
Benefits Back to invoice for total loss

Motor Prestige 24 months from first registration

Motor Perfect 6 months from first registration
Motor Third Party No
Benefits Waiver of excess for windscreen damage
Motor Prestige Yes
Motor Perfect If below AED 5,000
Motor Third Party No
Benefits Personal accident benefit - driver
Motor Prestige Optional - AED 350,000
Motor Perfect Optional - AED 200,000
Motor Third Party Optional - AED 200,000
Benefits Personal accident benefit - passengers
Motor Prestige Optional - AED 200,000
Motor Perfect Optional - AED 200,000
Motor Third Party Optional - AED 200,000
Benefits Hire car benefit

Motor Prestige Yes up to AED 1,500
Motor Perfect Optional up to 7 days
Motor Third Party No
Benefits 24 hour accident and breakdown recovery
Motor Prestige Yes
Motor Perfect Yes
Motor Third Party Yes
Benefits GCC cover
Motor Prestige Optional
Motor Perfect Optional
Motor Third Party No
Benefits Pickup and delivery
Motor Prestige Yes
Motor Perfect Optional
Motor Third Party No
Benefits Claims Single Point of Contact
Motor Prestige Yes
Motor Perfect No
Motor Third Party No
Benefits Maximum age of car
Motor Prestige 7 years subject to vehicle value being above AED 150,000
Motor Perfect 15 years from date of 1st Registration
Motor Third Party No maximum but not offered for brand new Ocars

AXA high net worth motor insurance for classic, luxury and super cars

AXA now offers a higher category motor insurance for high end cars.  AXA’s customized set up for high net worth motor insurance allows customers to avail of personalized attention, higher coverage, dedicated servicing and underwriting.

To access AXA high net worth motor insurance, please use the following channels:

Email: HSBCPrivate@axa-gulf.com

Call centre: 800 4560.

Features and benefits of AXA’s motor insurance for classic, luxury and super cars

  • Competitive rates

  • Bespoke underwriting, and custom terms and conditions

  • Specialists in car collections

  • 24/7 claims support globally

  • Generous dealer repair extensions

Are you eligible?

You can apply for AXA high net worth motor insurance if:
  • you are an existing customer of HSBC Bank Middle East Limited
  • you are a UAE resident
  • the minimum sum assured is AED 400,000

Things you should know

Benefits High Net Worth cover
Third party bodily injury Unlimited
Third party property damage AED 5 million
Agency repair Unlimited
Car hire AED 10,000 aggregate
Roadside assistance Gold
Replacement of lock and keys Unlimited
Personal belongings AED 5,000
Geographical extension UAE and Oman
Waiver of depreciation 24 months
Track day cover Case by case
European extension Case by case
Classic car AED 500,000 or 20% of the sum insured

Things you should know

Benefits Third party bodily injury
High Net Worth cover Unlimited
Benefits Third party property damage
High Net Worth cover AED 5 million
Benefits Agency repair
High Net Worth cover Unlimited
Benefits Car hire
High Net Worth cover AED 10,000 aggregate
Benefits Roadside assistance
High Net Worth cover Gold
Benefits Replacement of lock and keys
High Net Worth cover Unlimited
Benefits Personal belongings
High Net Worth cover AED 5,000
Benefits Geographical extension
High Net Worth cover UAE and Oman
Benefits Waiver of depreciation
High Net Worth cover 24 months
Benefits Track day cover
High Net Worth cover Case by case
Benefits European extension
High Net Worth cover Case by case
Benefits Classic car
High Net Worth cover AED 500,000 or 20% of the sum insured

Find out more

For all car insurance inquiries, please contact the AXA call centre on 800 4560 or follow the relevant link: 

Visit the AXA website and request an initial quote.

Renew an existing policy with AXA today.

Product terms and conditions and exclusions apply. Please read the full policy wording for further information.

General insurance products are provided by AXA Insurance (Gulf) B.S.C. (c). HSBC Bank Middle East Limited in the UAE is only a referrer of AXA's general insurance products and is not responsible for claims, processing or otherwise.

AXA insurance logo

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