HSBC Advance Account

Sometimes, you want money fast but you don't want to wait. With an HSBC Personal Loan, you can help yourself to the cash you need, exactly when you need it – whether you've just recently landed in the UAE or have just started a new job.

• competitive interest rates⁸
• loan approval in less than 30 minutes⁹
• flexible repayments from 12 to 48 months

⁸Based on reducing balance.

⁹The approval is conditional based on the information provided. The approval is subject to the validation of information and documentation provided. HSBC reserves the right to withdraw the offer at any time.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

With the HSBC Entertainer booklet now on mobile, you'll never miss out on another offer again! So whether you feel like having Mexican food for lunch, disconnecting from work with a scuba dive or unwinding with a massage at a 5-star hotel, you can now get the nearest offers straight off your phone.

• instant access to over 8,000 'Buy 1 Get 1 Free' offers
• offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
• offers for your whole family covering dining, entertainment, hotel accommodation and wellness
• helps you easily locate offers near you or in specific areas such as malls and hotels

Our online banking and mobile banking gives you instant access to your HSBC accounts from anywhere in the world. We use advanced security systems and software to protect your account from unauthorised use. From 24/7 account monitoring to encryption and password protection, we do everything we can to prevent online fraud and keep your personal information and your money safe.

Online banking allows you to:

• retrieve your monthly banking and credit card statements any time you like. Online banking offers you a secure way of storing up to 12 statements
• link your eligible HSBC accounts in other countries to view all the balances of your accounts on one screen with Global View and free instant international funds transfer between them via Global Transfers¹⁰
• pay less to move money between your accounts and to other accounts worldwide
• manage your finances and pay your bills
• open new accounts and apply for additional services

HSBC Mobile Banking now allows you to:

• transfer funds instantly¹¹ between your HSBC accounts held worldwide
• make domestic money transfers to third party accounts
• pay your domestic utility¹² and credit card bills
• check exchange rates¹³ and use in built currency calculator
• send and receive secure messages with HSBC about any banking enquiry you may have

¹⁰Visit the Money Transfers page to find out more about Global View and Global Transfers.

¹¹See the list of currencies you can transfer instantly on the Money Transfers page.

¹²Selected local utility providers only (DEWA, Etisalat).

¹³Exchange rates shown on your mobile banking are for indicative purposes only. Please refer to our live rates on personal internet banking.

Terms and conditions apply.

Access to a dedicated wealth advisor to help fulfil your protection, education and retirement needs and to identify and address your financial objectives.

HSBC Advance is dedicated to actively help you do more with your money. With our Individual Review tool, we can help you identify how you can save money, plan for the future and protect what is important to you in just 15-20 minutes.

Preferential day to day banking services that help you get the most out of tomorrow's opportunities:

• no charges for cash withdrawals at any bank ATM across the UAE and GCC¹⁴
• preferential rates on Personal Loans¹⁵
• no annual fee on the HSBC Advance Platinum MasterCard credit card
• enjoy fee-free overdrafts at preferential rates starting from AED 10,000. The first AED 2,000 of which is interest-free
• free unlimited cheque books¹⁶
  

¹⁴This service is not available in Oman.

¹⁵Based on reducing balance.

¹⁶Cheque book is available upon residency visa.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Enjoy privileges and peace of mind when you travel anywhere in the world.

Bank account benefits:

• free global emergency cash¹⁷ up to USD 10,000 from any HSBC branch abroad in case you lose your wallet while travelling abroad

HSBC Advance Platinum MasterCard Credit Card benefits:

• free valet parking at Dubai International Airport and other select VALTRANS locations in the UAE¹⁸
• free access to Marhaba Lounge at Dubai Airport Terminals 1 & 3, and lounge access at selected airports across MENA region
• get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries

¹⁷Subject to availability of funds in your account(s) and confirmation from your country of residence. One Global Emergency Encashment per 48 hours is allowed.

¹⁸Valtrans Terms and Conditions apply.  Get up to four free valet parking visits per calendar month at selected Valtrans locations around Dubai and Abu Dhabi when you present your HSBC Advance Credit Card.

You are eligible for free valet parking service at select locations, if you have made a minimum spend of AED 3000 during that specific calendar month on your HSBC Advance Credit Card. You will be charged for any valet uses during any month, if you have not met the minimum spend required. Details of these charges can be found on the Advance card page and will be debited directly from your HSBC Advance Credit Card. Effective from 15 July 2017.