Premier Credit Card

Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card.

Spend anytime, anywhere with your HSBC Premier Credit Card & earn 1 Air Mile for every AED 1 spent.

You will earn Air Miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles terms and conditions below.

Air Miles has a fully interactive website and mobile app allowing you to check your Air Miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Please visit the Air Miles website to find out more and redeem your miles. 

You can review Air Miles Terms and Conditions below and on the Air Miles website.

Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.

• Log on to your Air Miles account at www.airmilesme.com
• Go to 'Redeem Air Miles' and select 'Travel‘
• Choose your preferred airline
• Exchange your Air Miles.

You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account.

Please note that:

• you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
• you must have a valid airline loyalty membership number
• it's your responsibility to provide the correct transaction details
• once you've exchanged Air Miles, you can't reverse the exchange
• this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme.

Collect Air Miles on everyday shopping from a huge range of Airmiles partners including Spinneys, Sharaf DG, Careem, Toy Store, Agoda and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Premier Credit Card to earn more miles faster. Find out more about the program and discover exciting offers on the Air Miles website.

• Freedom to choose when (time/date of travel), how (class of travel) and which airline to fly with
• No black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
• Pay with miles and top up with cash
• Pay for the full cost of the ticket including taxes

Unwind before you fly and enjoy unlimited complimentary access for you and your supplementary cardholders to a select number of airport lounges worldwide through LoungeKey™. 

To access a participating lounge:

• identify yourself as a LoungeKey member to the lounge reception staff
• show your HSBC Premier Credit card to the lounge staff to register your visit and grant you access to the lounge

Please note over your free visits entitlement, a charge of 32 USD will be debited to your card for any additional guest per visit.

Mastercard and Partners Terms & Conditions apply.

Book flights and hotels with your HSBC Premier Credit Card and avail the following discounts:

10% discount on any international roundtrip flight¹ booking. To redeem visit Cleartrip to book your trip, enter promocode MASTERCARD and pay with your HSBC Premier Credit Card.

¹Discount is applicable on the airfare only. Mastercard and Partners Terms and Conditions apply.

10% discount on Expedia hotels for bookings made on Expedia's HSBC Premier page.

You'll also get a complimentary 1 year Expedia+ Gold Membership, which includes top priority on complimentary room upgrades at over 2,000 participating +VIP Access™ hotels and thousands of extra discounts and special offers to enjoy.

Up to 7% discount at more than 180,000 hotels worldwide with Agoda.com. To book please visit Agoda's  HSBC Premier page.

You'll also receive instant confirmation and best rate guarantee, so you can focus on planning the rest of your trip with more savings to spend while you're there.

Book 2 nights at a participating Marriott Bonvoy™ hotels, pay with your HSBC Black Credit Card and get the 3rd night free. Alternatively, book 3 nights and get the 4th night free or book 4 nights and get the 5th and 6th nights free.

The offer is applicable at over 200 participating Marriott Bonvoy™ hotels in the Middle East & Africa including hotels such as St. Regis, JW Marriott, Le Méridien, Luxury Collection, W Hotels, Westin, Sheraton.

To book your stay simply visit Mastercard's Marriott Bonvoy™ Hotels page.

Now when you travel for extended periods of time, you can feel at home with discounts of up to 10% on your stay at 2,000 onefinestay properties across Europe, US and Australia.

Mastercard and Partners Terms and Conditions apply. 

HSBC Premier Credit Cardholders can enjoy unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide.

Connect up to four devices at airports, hotels and popular places around town, and never worry about data caps, roaming fees or unreliable network coverage.

Before you travel, simply register your HSBC Premier Credit Card number on the Boingo website. Once confirmed, you'll be asked to create a Boingo account at no added cost. Whenever you need Wi-Fi while travelling, just connect your device to a Boingo network at the nearest available hotspot. Find the nearest Boingo hotspots by downloading the Wi-Finder App to your laptop, tablet or smartphone.

With HSBC Premier Credit Card, you are automatically eligible for Hertz Gold Plus Rewards® Five Star, which is otherwise obtainable through 7 qualifying Hertz Gold Plus Rewards® rentals in a 12-month period. Enjoy special privileges and benefits, such as:

• Bypassing the rental queue at many of the world's busiest airports
• One car class upgrade at participating locations (subject to availability)
• Faster returns with Hertz Instant Return®
  
• Up to 15% off best publicly available rates at participating Hertz locations worldwide.
• Fee waiver for an additional driver (spouse / domestic partner for Gold Plus Rewards Members)

To join visit the Hertz Gold Plus Rewards® page and get upgraded to Five Star status. 

If you are already a Gold Plus Rewards member, log in to your Hertz profileand enter CDP 814540 to upgrade to Five Star.

Mastercard and Partners Terms & Conditions apply.

When booking through Lushescapes with your HSBC Premier Credit Card you will have access to Virtuoso benefits at 1,200 hotels, worldwide. Benefits include: 

• Complimentary breakfast for your entire stay
• Early check-in at 9am²
• Late checkout at 6pm²
• Complimentary room upgrades when available
• Dining or spa voucher³
• Guaranteed best refundable rate

²Subject to availability.

³Value of credit varies by participating hotel. 

Visit Virtuoso's Lushescapes page, select your preferred hotel and rate, and submit your request online. Lushescapes will contact you within 24 hours to finalise your booking.

Discover the vast possibilities while traveling with HSBC Premier Privileges, a unique collection of special discounts and experiences for HSBC Premier Credit Card customers.

HSBC Premier Privileges provides access to a variety of travel, dining, shopping, and entertainment offers around the world when paying for them with your HSBC Premier Credit Card.

Find a key to your city with Priceless Cities by Mastercard. Access handpicked experiences and offers in cities around the world.

Never miss out on an offer with the free HSBC Entertainer mobile app. Simply download the free HSBC Entertainer app to your smartphone and enjoy over 10,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness.

HSBC Entertainer mobile app Terms & Conditions apply.

Get up to 30% discount at over 400 restaurants across UAE when you pay using your HSBC Premier Credit Card.

Choose the car type that suits your taste, book on the spot or schedule for a later pickup, enjoy the comfort of your ride and avail of the following benefits when you travel across the Middle East:

• Your first ride free (applicable for new Careem customers only, using promo code MC1RIDE)
• 20% OFF three rides every month, using promo code MASTERCARD

This is valid for bookings via the Careem Mobile App. To enable, you just have to enter the promo code mentioned above and set your HSBC Premier Credit Card as your default payment card in the Careem app.

Mastercard and Partner Terms & Conditions apply.

Get up to four free valet parking visits per month at selected Valtrans locations around Dubai and Abu Dhabi when you show your HSBC Premier Credit Card. 

Here's how to enjoy valet parking:

• Present your HSBC Premier Credit Card to the Valtrans personnel Valtrans personnel will swipe the card in their POS machine Sign at the POS machine
• You get up to 4 free visits per month - any further visits will be charged to your HSBC Premier Credit Card
  

Terms and conditions:

Standard Complimentary Parking Validity:

For all Valtrans locations with standard complimentary parking validity, the maximum time period that a single visit can amount to, is the period from the time the Cardholder hands over the keys at the valet desk, to the end of valet operational hours on the same day.

Limited Time Complimentary Parking Validity:

For all Valtrans locations with limited time complimentary parking validity, the maximum time period that a single visit can amount to, is set out in the table above.

Important: If the Cardholder's vehicle is parked at a Valtrans location for a time period exceeding the limited time complimentary parking validity, the Cardholder will be liable to pay the charges for excess usage/overtime as set out in the table above. These charges may either be payable in cash on location at the Valtrans kiosk, or charged to the Primary Cardholder's Card Account, which will be reflected in the Primary Cardholder's monthly statement. 

Use your HSBC Premier Credit Card to purchase tickets online and get 4 Buy 1 Get 1 Free tickets per month. Offer is valid for the following experiences: Standard 2D Standard 2D VIP, 2D MAX, 2D Max VIP, 2D Max Atmos, 2D Premium Mercatoand Nation Tower, 3D, 3D VIP, 3D Max. Also enjoy 20% discount on select combos at VOX locations.

Terms and conditions apply.

Use your HSBC Premier Credit Card to purchase tickets online and get 2 Buy 1 Get 1 Free tickets per month. Offer is valid for the following experiences:
Standard 2D, Standard Plus, Standard 3D, Standard Plus. Also enjoy 20% discount on food and beverages at REEL Cinemas locations.

Terms and Conditions apply. 

Shop at over 100,000 U.S. retailers, including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping with MyUS.com and receive: 

• A MyUS address to use at checkout with your favorite online stores
• Free Premium Membership for 2 years (a $120 value)
• Free account setup (a $20 value)
• 30% off shipping for first month following registration
• 20% off shipping for remainder of 2 year membership

To redeem simply register with your HSBC Premier Credit Card on the MyUS.com Mastercard page.

Get access to a set of benefits at The Bicester Village Shopping Collection®, like:

• VIP invitations for an additional 10% discount on purchases in participating boutiques
• 15% discount on shopping packages
• 15% discount on chauffeur drive experience at participating villages
• 15% discount on Shopping Express
• Access to VIP lounges (subject to availability)

All of this and more is available at the following villages:

• Bicester Village - London, UK
• Fidenza Village - Milan, Italy
• Ingolstadt Village - Munich, Germany
• Kildare Village - Dublin, Ireland
• La Roca Village - Barcelona Spain
• Las Rozas Village - Madrid, Spain
• La Vallee Village - Paris, France
• Maasmechelen Village - Brussels, Belgium
• Wertheim Village - Frankfurt Village

We hope your trip goes smoothly. But should your flight get delayed or cancelled, your baggage get lost or stolen, or you need to see a physician for injury and sickness while abroad, you can enjoy peace of mind with full worldwide travel insurance.

As an HSBC Premier MasterCard Credit Cardholder, travel insurance is available to you free of cost provided that you have purchased return airline tickets, before departure, using your HSBC Premier MasterCard Credit Card. Insurance cover commences from the time of departure from your country of residence until return to your country of residence or, 30 days from the departure date (whichever is earlier).

This travel insurance is provided by AXA Insurance Gulf ("AXA"), and will protect you and your family in cases such as accidental death, medical expenses for accident/ sickness, emergency medical evacuation and flight delay, while you travel.

To obtain an Insurance Certificate, kindly send an email to hsbccs@axa–gulf.com 

Shop in-store or online using your HSBC Premier Credit Card and get automatically protected against theft or accidental damage for up to USD 2,000 per incident and a maximum of USD 5,000 over a 90 day period. 

Purchase protection is provided by MasterCard International in association with American Home Assurance Company. Credit Shield Plus is provided by American Life Insurance Company (MetLife).

NOTE: Credit Shield Plus (CSP) is currently not available for new enrollment with effect from 8 October 2017. Please check this page for further updates in the future.

If you already have CSP insurance cover on your cards, you will not be impacted and you will continue to have the insurance cover.

Credit Shield Plus (CSP) is an optional insurance cover that you may have if you have an HSBC Credit Card issued by HSBC Bank Middle East Limited in the UAE (HSBC).

It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

• loss of life
• permanent total disability
• critical Illness
• involuntary loss of employment (for salaried cardholders only)
• temporary total disability (for self-employed cardholders only)

The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC Credit Card. If you do not have an outstanding balance on your HSBC Credit Card statement date, then there would be no charge for CSP that month.

Credit Shield Plus is provided by American Life Insurance Company (MetLife). 

Transfer your balance from any other credit card in the UAE to your HSBC Black Premier Card at an interest rate as low as 0% for the first 12 months. Apply today and benefit from:

• Saving on the interest amount you would have paid in your credit card 
• Competitive pricing 
• Get in control of your finances by consolidating and repaying easier your balances

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days. 

Balance Transfer fee is applicable, please refer to the Schedule of Services and Tariffs for further details. 

Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan. You can choose from repayment terms of 6, 12 or 24 months at interest rates as low as 0.75%¹ per month. Apply today and benefit from:

• No Income documentation required
• Competitive interest rates

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days. 

¹Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

Buy now and pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan.

• Online banking lets you set up standing instructions, transfer money, view monthly card statements and much more
• Use our Mobile Banking app to view your accounts and stay updated on credit card offers to never miss out again. Search for 'HSBC Mobile Banking' in your app store.

Apple Pay changes how you pay with contactless payment technology and unique security features. So you can pay in an easy, safe, and private way using the devices you use every day. Apple Pay is available with all HSBC credit and debit cards.

It's accepted everywhere you can make contactless purchases, wherever you see the contactless riple mark or Apple Pay symbols.

No more carrying wallets full of plastic. The new way of payment - Samsung Pay through HSBC is simple, secure and accepted everywhere. All you need to do is register your HSBC credit and debit cards on the Samsung Pay.

The next time you are out shopping, just swipe up and authorize the purchase on your phone. 

State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud.

Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding balance in full.

You may pay your credit card with any of the following options:

• At HSBC branches across the UAE or HSBC ATMs 

Cheque deposit at HSBC cheque deposit machines located across HSBC Branches and HSBC Customer Service Units (CSUs).

Via other banks’ online banking platforms, by transferring money to the HSBC credit card account

Customers who hold an HSBC account, they can additionally use any of the following options to pay a credit card:

• HSBC online banking
• HSBC mobile banking
• HSBC call centre