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Premier Credit Card

Unlock premium rewards and travel benefits.

Worldwide privileges, just for being a Premier customer

Enjoy a range of travel and lifestyle rewards, including hotel and dining discounts and airport lounge access. Plus no interest for up to 56 days when you pay your monthly balance in full. 

To apply, you'll need to have a Premier Account.


Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]

Annual fee

Have up to AED 600 cashback on us

Receive AED 500 cashback when you get this card and spend AED 8,000 within the first 60 days. We’ll also credit AED 100 to your mobile wallet, which will be available to spend for 10 working days.

Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying. Terms and conditions apply (PDF, 141 KB). Offer ends 31 July 2023.

Why get a Premier Credit Card?

Earn Air Miles on all your spends

Spend anytime, anywhere and earn 1 Air Mile for every AED 1 you spend on your credit card.

Purchase protection

Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.

Balance transfers

Transfer balances from other credit cards in the UAE to your credit card and save on interest. 

Discover more Premier features

Enjoy more of the things you love

A range of rewards on shopping, eating out and more, worldwide.

  • Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
  • Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
  • Get a free 2-year MyUS membership for up to 30% off international shipping.
  • VIP lounge access, 15% off shopping and more at Bicester Villages worldwide. Read terms.

Travel the world for less

Book flights and hotels with your credit card to enjoy discounts all year round.

  • Up to 10% off British Airways flights (excluding fees) until 31 December 2023 for travel dates up to 30 December 2024. Use code 'HSBCBA'.
  • Get 10% off roundtrips with Cleartrip via Priceless with code 'MCWORLD'.
  • Get 10% off hotels, plus a 1-year Expedia+ Gold Membership for room upgrades.
  • Get up to 10% off hotels and best-rate guarantees with Agoda.
  • Save up to 10% on stays at 2,000 onefinestay properties via Priceless, across Europe, US and Australia.
  • Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates.

Complimentary airport lounge access

Enjoy unlimited complimentary access to selected airport lounges worldwide with the Mastercard Travel Pass app. You can add guests for USD 32 each. 

  • Download the Mastercard Travel Pass app and register your HSBC credit card
  • See the lounges near you, and whether they offer complimentary access
  • Once you choose a lounge, book your visit to generate a QR code
  • Present the app QR code or your membership number to access the lounge

Your Premier card also comes with

  • Free global Wi-Fi
    Unlimited Boingo Wi-Fi at over 1 million hotspots worldwide. Browse on up to 4 devices with no data caps or roaming fees.
  • Careem Rides
    Get 20% off Careem Rides with code 'MASTERCARD', until 30 June 2023.
  • Save on Budget truck and car rentals
    Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide.
  • Complimentary valet parking
    Enjoy 4 valet parking visits a month when you spend at least AED 5,000 a month.
  • Upgraded car rentals
    Special benefits with Hertz Gold Plus Rewards® President's Circle membership, like fast track rental queuing, up to 15% off rental rates and more. Terms apply.
  • Travel inconvenience insurance
    Get compensation for lost or delayed bags, cancelled or delayed flights and more. Just call the HSBC Black World Elite Concierge on 800-0444-0899.

Things to know

Who can apply?

You can apply for the Premier Credit Card if you:

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Get started

Already a Premier customer?

If you've already got a Premier Account, you can check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

New to Premier

Experience a premium bank account, with priority services, global support and no monthly fees[@premiereligibility]. You can apply for the Premier Account and Credit Card at the same time online.

Frequently asked questions

You might also be interested in


Discover more about our Air Miles rewards on selected credit cards. Earn and exchange them for flights, hotels, shopping and even airline loyalty programmes.


Get a cash reward when you recommend a friend and they open a Premier or Advance account before 31 December 2023. T&Cs apply.


Enjoy rewards and earn Air Miles on everyday spends. 

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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