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Premier Credit Card

Unlock premium rewards and travel benefits.

Worldwide privileges, just for being a Premier customer

Enjoy a range of travel and lifestyle rewards, including hotel and dining discounts and airport lounge access. Plus no interest for up to 56 days when you pay your monthly balance in full. 

To apply, you'll need to have a Premier Account.


Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]

Annual fee

Have AED 400 cashback on us

Get AED 400 cashback when you apply for this card by 30 April 2024 and spend AED 5,000 within the first 60 days.

Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying. Offer Terms and conditions (PDF, 287 KB) 

Why get a Premier Credit Card?

Earn Air Miles on all your spends

Spend anytime, anywhere and earn 1 Air Mile for every AED 1 you spend on your credit card.

Complimentary travel insurance

Get complimentary travel insurance for your trip when you purchase return airline tickets with your card. Mastercard T&Cs apply.[@premier-travel-insurance] 

Cinema discounts

Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE

Careem Plus

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Discover more Premier features

Enjoy more of the things you love

A range of rewards on shopping, eating out and more, worldwide.

  • Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
  • Get up to 20% off grocery or food orders twice a month on the Talabat app. Use code 'MASTERCARD'.
  • Save 20% on 3 rides every month with the Careem app. Use code 'MASTERCARD'.
  • Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Get a free 2-year MyUS membership for up to 30% off international shipping.
  • VIP lounge access, 15% off shopping and more at Bicester Villages worldwide. Read terms.

Travel the world for less

Book flights and hotels with your credit card to enjoy discounts all year round.

  • Get 2 complimentary airport rides a year with Careem, saving up to AED 110 on each. Use code 'MAUAE2'. View terms.
  • Get 10% off roundtrips with Cleartrip via Priceless with code 'MCWORLD'.
  • Get 10% off hotels, plus a 1-year Expedia+ Gold Membership for room upgrades.
  • Get up to 10% off hotels and best-rate guarantees with Agoda.
  • Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates.
  • Earn 10% money back when you book your next stay on your credit card. Learn more.

Complimentary airport lounge access

Enjoy unlimited complimentary access to over 1,200 airport lounges worldwide with the Mastercard Travel Pass app. You can add guests for USD 32 each. 

  • Download the Mastercard Travel Pass app and register your HSBC credit card
  • See the lounges near you, and whether they offer complimentary access
  • Once you choose a lounge, book your visit to generate a QR code
  • Present the app QR code or your membership number to access the lounge
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Your Premier Credit Card also comes with

  • Free global Wi-Fi
    Unlimited Boingo Wi-Fi at over 1 million hotspots worldwide. Browse on up to 4 devices with no data caps or roaming fees.
  • Upgraded car rentals
    Special benefits with Hertz Gold Plus Rewards® President's Circle membership, like fast track rental queuing, up to 15% off rental rates and more. Terms apply.
  • Save on Budget truck and car rentals
    Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide.
  • Complimentary valet parking
    Enjoy 4 valet parking visits a month when you spend at least AED 5,000 a month.
  • Digital cards
    Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.

Things to know

Who can apply?

You can apply for the Premier Credit Card if you:

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Get started

New to HSBC

You can check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

Already an HSBC customer?

You can ask us to call you whether you're a new or existing customer.

We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside these times, we aim to get back to you on the next working day. We may record calls to help improve our service to you.

Frequently asked questions

You might also be interested in


Discover more about our Air Miles rewards on selected credit cards. Earn and exchange them for flights, hotels, shopping and even airline loyalty programmes.


Get a cash reward when you recommend a friend and they open a Premier or Advance account before Offer ends 31 March 2024. T&Cs apply.


Enjoy rewards and earn Air Miles on everyday spends. 

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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