HSBC Premier Credit Card

The HSBC Premier Credit Card comes with Air Miles rewards, complimentary HSBC Entertainer app, a wide range of travel and lifestyle benefits, including hotel discounts, complimentary airport lounges access, complimentary travel inconvenience insurance and much more.

You will require an HSBC Premier Account to apply for this card.


Annual membership fee: 0 


View the most recent Schedule of Services and Tariffs (PDF, 236.2KB).


With the HSBC Premier Credit Card, you will get:

  • Air Miles rewards
    Earn 1 Air Mile for 1 AED spend on your card and redeem for flights, hotels and retail vouchers.
  • Airport Lounge Access
    Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey™.
  • Exclusive dining privileges
    Complimentary HSBC Entertainer app, along with hundreds of offers from the I Love Dining program.
  • Free global Wi-Fi
    Enjoy unlimited Wi-Fi at over 1 million hotspots worldwide through Boingo.
  • Complimentary valet parking
    Enjoy complimentary valet parking at select Valtrans locations 4 times per month.
  • Cinema privileges
    'Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.

More Premier card benefits

Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card.

Earning miles

Spend anytime, anywhere with your HSBC Premier Credit Card & earn 1 Air Mile for every AED 1 spent.

You will earn Air Miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles terms and conditions below.

Redeeming miles

Air Miles has a fully interactive website and mobile app allowing you to check your Air Miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Please visit the Air Miles website to find out more and redeem your miles. 

You can review Air Miles Terms and Conditions below and on the Air Miles website.

Air Miles Exchange

Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.

  • Log on to your Air Miles account at
  • Go to 'Redeem Air Miles' and select 'Travel‘
  • Choose your preferred airline
  • Exchange your Air Miles.

You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account.

Emirates Skywards

Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.

Etihad Guest

Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.

Please note that:

  • you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
  • you must have a valid airline loyalty membership number
  • it's your responsibility to provide the correct transaction details
  • once you've exchanged Air Miles, you can't reverse the exchange
  • this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme.

Air Miles partners

Collect Air Miles on everyday shopping from a huge range of Airmiles partners including Spinneys, Sharaf DG, Careem, Toy Store, Agoda and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Premier Credit Card to earn more miles faster. Find out more about the program and discover exciting offers on the Air Miles website.

Remember, with Air Miles you enjoy

  • Freedom to choose when (time/date of travel), how (class of travel) and which airline to fly with
  • No black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
  • Pay with miles and top up with cash
  • Pay for the full cost of the ticket including taxes

Eligibility criteria

To get an HSBC Premier Credit Card you must also open an HSBC Premier Account. You can apply for your credit card during the same account opening process.

Apply now

Apply by phone

Call us on 800 444 7773.

For any query call us: 800 4320 (within UAE) or +971 4 224 1000 (outside UAE).

Apply online

New UAE customers, get instant online credit card and limit approval, as well as 24-hour card delivery.

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From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you.


Enjoy great travel benefits, earn air miles and get a competitive monthly interest rate.