Personal Loan

  • No credit life insurance required
  • High loan amount  - Borrow up to AED 1,000,000 if you're a UAE national; for expats, it's up to AED 750,000 (eligibility subject to bank policies and credit bureau checks)
  • Easy and convenient - apply online anytime and from anywhere

High loan amounts, flexible term and no need for credit life insurance.

Education Loan

  • Borrow up to AED 750,000 if you're a UAE national
  • No need for credit insurance
  • Option to apply for a payment holiday

Invest in the future.

Rent Loan

  • Spread your repayments over the year
  • Quick decision when you apply online
  • Option to renew your loan

Help with paying your rent upfront.

Home Improvement Loan

  • Borrow up to AED 750,000 to invest in your home
  • Get an approval in principle in 10 minutes if you apply online

Make the most of your home.

Top-Up Loan

  • Apply to add more to your existing loan
  • Pay back the loan over 12 to 48 months

Adapt your loan to meet your needs.

Car Loan

  • Dedicated sales specialists at your service
  • Loan amounts up to AED 918,000 depending on your eligibility
  • No account opening required

Consider buying your dream car.


  • Borrow up to AED 30,000
  • Free debit card and a cheque book - your overdraft is set up on your HSBC current account
  • Renewable every year

A safety net for life's unexpected expenses.