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Loans

Find the loan that's right for you

Learn more about our rates starting from 5.49%1 for HSBC Personal Loans and starting from 2.19%2 for HSBC Car Loans.

Offers valid until 6 April 2021. Product terms and conditions apply.

Personal Loan

  • No credit life insurance required

  • Easy and convenient - apply online anytime and from anywhere

High loan amounts, flexible term and no need for credit life insurance.

Loan-AsYouGo

  • Save up to 60% interest3: Pay as you go for every school term

  • Payments are made directly to the school in line with their fee schedule

This loan feature is currently only available for specific GEMS Schools as determined and approved by HSBC.

Education Loan

  • No need for credit insurance

  • Option to apply for a payment holiday

Invest in the future.

Rent Loan

  • Spread your repayments over the year

  • Quick decision when you apply online

  • Option to renew your loan

Help with paying your rent upfront.

Home Improvement Loan

  • Get an approval in principle in 10 minutes if you apply online

Make the most of your home.

Top-Up Loan

  • Apply to add more to your existing loan

  • Pay back the loan over 12 to 48 months

Adapt your loan to meet your needs.

Car Loan

  • Dedicated sales specialists at your service

  • Loan amounts up to AED 918,000 depending on your eligibility

Consider buying your dream car.

Overdraft

  • Competitive interest rates on your overdraft

  • No arrangement or processing fees

  • Flexible repayments on the Overdraft paying only for the utilized amount

A safety net for life's unexpected expenses.

Notes

1Flat rate which is equivalent to the reducing balance rate of 4.17% per annum.

2Final interest rate, loan approval or top-up is subject to satisfactory documentation, internal policy, credit bureau checks and salary transfer to HSBC.

3The 60% saving on interest is reachable when you choose to disburse your loan on 3 tranches in line with the school payment terms.

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