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Find the loan that's right for you

Get up to AED 2,500 cashback on loans

Give your plans a boost. Take out a personal loan of AED 50,000 to AED 250,000 by 30 April 2024.

Offer open to new customers who've banked with us for 3 months or less. See offer Terms and conditions (PDF, 287 KB) 

Personal Loan

  • No credit life insurance required
  • Easy and convenient - apply online anytime and from anywhere

High loan amounts, flexible term and no need for credit life insurance.


  • Save up to 60% interest: Pay as you go for every school term
  • Payments are made directly to the school in line with their fee schedule

This loan feature is currently only available for specific GEMS Schools as determined and approved by HSBC.

Education Loan

  • No need for credit insurance
  • Option to apply for a payment holiday

Invest in the future.

Rent Loan

  • Spread your repayments over the year
  • Quick decision when you apply online
  • Option to renew your loan

Help with paying your rent upfront.

Home Improvement Loan

  • Get an approval in principle in 10 minutes if you apply online

Make the most of your home.

Top-Up Loan

  • Apply to add more to your existing loan
  • Pay back the loan over 12 to 48 months

Adapt your loan to meet your needs.


  • Competitive interest rates on your overdraft
  • No arrangement or processing fees
  • Flexible repayments on the Overdraft paying only for the utilized amount

A safety net for life's unexpected expenses.

Important information

1Top-ups are excluded and subject to credit risk policy approvals.

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