Buy a property in the UAE

Make sure you consider all of the costs of purchasing in the UAE before you apply for a home loan.

Costs from HSBC may include:

• mortgage arrangement fee (may include a broker fee)
• valuation fee

Costs from the Land Department may include:

• mortgage registration fee
• property registration fee

Learn more about our fees.

If you're an HSBC Jade or Premier customer or you're eligible to be, then you'll have a dedicated Relationship Manger to guide you through the steps.

So, you'll be able to apply for your home loan wherever you are. We'll just need your signature on the loan document in person in the UAE to complete your property purchase.

You'll have a dedicated mortgage adviser to give you the support you need. They'll offer you advice over the phone and answer any of your questions.

As an HSBC Jade or Premier customer, your Relationship Manager will work together with your mortgage adviser to help you complete your application.

In most cases it should take up to 14 working days to arrange your home loan, depending on your circumstances.

Your Loan to Value (LTV) is the ratio between the amount of the loan you take out and the value of your property as a whole, as a percentage.

When you decide how much to borrow, it's worth considering what your LTV will be.

A lower LTV ratio means that the rates available are likely to be lower than higher LTV mortgages.

To get a personalised estimate of how much you could borrow, apply for our Approval in Principle.