Top of main content

Welcome to the HSBC Global Money Account

The multi-currency digital account that lets you manage, send and receive money in different currencies across the world1

One account, multiple world currencies

  • Hold, send and convert money in up to 21 currencies

  • Transfers within HSBC are instant1 and at competitive exchange rates with no fees2.

  • Make local payments to other HSBC accounts and Global Money Transfers to HSBC and non-HSBC accounts, worldwide in participating countries and territories.

  • Arrange hassle-free payments to your contacts using their mobile number3

Join Global Money today

Access up to 21 currencies from a single account

  • hold, convert and send money in up to 21 currencies from a single digital account with no minimum balance, including AED, USD, EUR, GBP, JPY, HKD, SGD, AUD, SAR and more

Make instant transfers

  • send instant1 transfers to your individual accounts within HSBC or to any other account holders5 in HSBC worldwide1
  • convert between currencies at competitive exchange rates2

Make Global Money Transfers to other banks

  • send money internationally quickly and easily to other banks at competitive exchange rates2

Send hassle-free payments to your contacts

  • pay other Global Money users quickly using their mobile number3
  • simply register for our free Payment Network feature and link your mobile number to your Global Money Account4

Plus, there's more to come

In the next few months we will be adding even more features to improve your experience with the HSBC Global Money Account. Please revisit the website for updates.

How to use Global Money Account

Watch our video guide to will help you open, fund, add payee, and transfer between your individual accounts within HSBC or to any other account holders in HSBC and other banks.

What do I need to join?

To open a Global Money Account, you must:

  • be a UAE resident and/or hold a valid Emirates ID
  • register for HSBC UAE Online Banking and download the HSBC UAE Mobile Banking app
  • hold at least one active ‘eligible funding account’ in either your sole name or jointly on an “Either/Or” basis
  • be 18 years old and above
  • fulfill HSBC’s internal policies and procedures requirements (subject to the Bank’s discretion)

This product/service may be affected by changes in foreign currency exchange rates.

Correspondent and receiving banks may charge additional fees when they process the transaction.

Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.

The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.

For recall of payments, please contact us by any of the means listed at We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.

Join us now

Already use the app?

  • log on to the HSBC UAE app
  • select HSBC Global Money then 'Get Started' and follow the steps to sign up

New to the app?

  • If you haven't already done so, register for online banking and use your phone as your Digital Secure Key
  • download the HSBC UAE app
  • when you first log on, select Activate Digital Secure Device and follow the steps
  • select HSBC Global Money then Get Started and follow the steps to sign up

Frequently asked questions


1 Instant Global Money payments can only be made between individual HSBC accounts, locally or globally in participating countries/territories. By “instantly” we mean within 6 seconds. Global Money payments can be made between eligible HSBC and non-HSBC accounts worldwide in participating countries/territories subject to the availability of supported currencies. Global Money Transfers to other banks may take longer.

2 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You’ll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.

3 This capability is part of the optional Payment Network feature. To receive funds into a Global Money Account via the Payment Network, the intended beneficiary must also be a holder of a Global Money Account and have opted into the Payment Network.

4 The Payment Network is an optional consent based feature that you may choose to register for. The Payment Network allows users holding a Global Money Account to search for other customers who have registered for the Payment Network using their mobile phone number in order to make multi-currency payments directly to the account holder.

Payee should be an individual account holder and Online Banking registered in the receiving country.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.