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Welcome to the HSBC Global Money Account

The multi-currency digital account that lets you manage, send and receive money in different currencies across the world1

One account, multiple world currencies

  • Hold, send and convert money in up to 21 currencies

  • All transfers are instant, fee-free2 and at competitive exchange rates3

  • Make local and international transfers on your mobile to new and existing payees within HSBC1

  • Arrange hassle-free payments to your contacts using their mobile number4

Join Global Money today

Multi-currency digital account

  • choose from AED, USD, EUR, GBP, JPY, HKD, SGD, AUD, SAR and more
  • you can hold, convert and send money in these currencies with no minimum balance requirements

Make fee-free instant transfers

  • send instant2, fee-free transfers to your HSBC accounts or to any other HSBC account worldwide1
  • enjoy competitive exchange rates3
  • make local and international transfers on your mobile1
  • easily add new HSBC payees using your Global Money Account on your mobile device1

Send hassle-free payments to your contacts

  • pay other Global Money users quickly using their mobile number4
  • simply register for our optional and free Payment Network feature and link your mobile number to your Global Money Account5

What is a Global Money Account?

Global Money Account is a multi-currency digital account that lets you manage, send and receive money in different currencies across the world.1

It’s an instant2 payment service that's easy to use, secure, and offers competitive exchange rates.3 Global Money Account offers zero transfer fees and is integrated into your HSBC UAE app.

Plus, there's more to come

In the next few months we will be adding even more features to improve your experience with the HSBC Global Money Account. Please revisit the website for updates.

What do I need to join?

To open a Global Money Account, you must:

  • be a UAE resident and/or hold a valid Emirates ID
  • register for HSBC UAE Online Banking and download the HSBC UAE Mobile Banking app
  • hold at least one active ‘eligible funding account’ in either your sole name or jointly on an “Either/Or” basis
  • be 18 years old and above
  • fulfill HSBC’s internal policies and procedures requirements (subject to the Bank’s discretion)

Join us now

Already use the app?

  • log on to the HSBC UAE app
  • select HSBC Global Money then 'Get Started' and follow the steps to sign up

New to the app?

  • If you haven't already done so, register for online banking and use your phone as your Digital Secure Key
  • download the HSBC UAE app
  • when you first log on, select Activate Digital Secure Device and follow the steps
  • select HSBC Global Money then Get Started and follow the steps to sign up

Frequently asked questions


1 Global Money transfers can only be made between eligible HSBC accounts locally or globally in participating countries / territories and are subject to the availability of supported currencies.

2 Subject to the availability of supported currencies and eligible participating countries / territories. By “instant” we mean Global Money transfers are typically made within 6 seconds.

3 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You’ll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.

4 This capability is part of the optional Payment Network feature. To receive funds into a Global Money Account via the Payment Network, the intended beneficiary must also be a holder of a Global Money Account and have opted into the Payment Network.

5 The Payment Network is an optional consent based feature that you may choose to register for. The Payment Network allows users holding a Global Money Account to search for other customers who have registered for the Payment Network using their mobile phone number in order to make multi-currency payments directly to the account holder.

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