One account, multiple world currencies
Hold, send and convert money in up to 21 currencies
Make local payments to other HSBC accounts and Global Money Transfers to HSBC and non-HSBC accounts, worldwide in participating countries and territories.
Arrange hassle-free payments to your contacts using their mobile number3
Join Global Money today
Access up to 21 currencies from a single account
- hold, convert and send money in up to 21 currencies from a single digital account with no minimum balance, including AED, USD, EUR, GBP, JPY, HKD, SGD, AUD, SAR and more
Make Global Money Transfers to other banks
- send money internationally quickly and easily to other banks at competitive exchange rates2
What currencies are available?
This list may change from time to time so please check the website for updated details.
Plus, there's more to come
In the next few months we will be adding even more features to improve your experience with the HSBC Global Money Account. Please revisit the website for updates.
How to use Global Money Account
Watch our video guide to will help you open, fund, add payee, and transfer between your individual accounts within HSBC or to any other account holders in HSBC and other banks.
What do I need to join?
‘Eligible funding accounts’ for your HSBC Global Money Account:
This product/service may be affected by changes in foreign currency exchange rates.
Correspondent and receiving banks may charge additional fees when they process the transaction.
Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.
The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.
For recall of payments, please contact us by any of the means listed at https://www.hsbc.ae/help/contact. We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.
Join us now
Frequently asked questions
How is a Global Money Account different from a traditional bank account?
What accounts can I send to?
How do I open an HSBC Global Money Account?
Will I receive a statement for my transactions?
How much does it cost to hold a Global Money Account?
Are there any extra service fees or commissions for exchanging money?
1 Instant Global Money payments can only be made between individual HSBC accounts, locally or globally in participating countries/territories. By “instantly” we mean within 6 seconds. Global Money payments can be made between eligible HSBC and non-HSBC accounts worldwide in participating countries/territories subject to the availability of supported currencies. Global Money Transfers to other banks may take longer.
2 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You’ll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.
3 This capability is part of the optional Payment Network feature. To receive funds into a Global Money Account via the Payment Network, the intended beneficiary must also be a holder of a Global Money Account and have opted into the Payment Network.
4 The Payment Network is an optional consent based feature that you may choose to register for. The Payment Network allows users holding a Global Money Account to search for other customers who have registered for the Payment Network using their mobile phone number in order to make multi-currency payments directly to the account holder.