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Premier Bank Account

Our premium bank account for you and your family, available in AED, USD, EUR, or GBP, with no monthly account fee.[@premierfee]

Unlock a world of benefits with an HSBC Premier bank account

Premier can help you and your family open up a world of opportunity. It makes it easy to buy a new home, invest in your future, care for loved ones and enjoy the benefits of all your hard work. You can open a Premier account in our app in minutes, and your spouse and children will get their own Premier account too. 

What you get with your Premier Account

Global Premier status

Unlock Worldwide Premier status, and spend like a local with our Global Money Account.

Global Money Account

Unlock a Global Money Account and debit card to manage, spend, send and receive money in different currencies across the world. 

Wealth solutions

Grow your wealth potential with WorldTrader, our powerful investment platform, and protect your family's future.

Travel insurance

Relax with complimentary HSBC Worldwide Travel Insurance for you and your loved ones. Learn more.

Premier - for you

Get much more from your banking with a range of exclusive benefits and privileges. 

  • Fund, transact and use your account instantly when you open your account in the app
  • Access to a Premier Relationship Manager to help you manage your finances.
  • Enjoy preferential rates on personal loans, mortgages and savings.
  • Keep your finances flexible with an overdraft up to 2 x your salary, or AED 30,000 (whichever is lower) with no fees, and with no interest payable on the first AED 5,000.[@overdraft]

Premier for your family

Give your family access to a range of benefits that could help them along their own life journeys. 

  • Premier status for your spouse and children, so they can have a Premier account of their own, as well as access to your Relationship Manager.
  • Children have the freedom and guidance to manage their own money with a Premier Children Savings account.
  • Overseas account opening support for loved ones moving abroad, or taking the next step in their career or education.

Premier around the world

Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC. 

  • Access your account from anywhere in the world, and expect seamless support and professional services that go beyond banking.
  • View all your HSBC accounts in other countries or regions in one place with Global View and make instant no-fee transfers[@gvgt-transfers] between them with Global Transfer, up to USD 200,000 (or currency equivalent).[@supportedcurrencies] Find out more
  • A foreign currency account with competitive rates.[@competitiverates]
  • Make international payments using the HSBC UAE app with no fee[@transferfee] to more than 200 countries and regions in 60 currencies or to over 20 currencies using online banking[@transferfeechargetype]
  • Next-day card replacements if they're lost or stolen, as well as emergency cash advances of up to USD 10,000 each day, subject to available funds.

Get debit and credit cards with Premier

When you open a Premier account, you'll automatically get a debit card. And if you successfully apply for a Premier credit card, you can enjoy credit portability from your home country, exclusive rewards and privileges.

  • Earn Air Miles on all your credit card spends and exchange them for flights, hotels and more.
  • Spend anytime, anywhere and earn 1 Air Mile for every AED 1 you spend on your credit card.
  • Exchange your Air Miles for flights, hotel stays, shopping vouchers and your favourite airline's loyalty miles.
  • Enjoy complimentary travel insurance, airport transfers and lounge access, and access 24-hour concierge services and card protection with a Premier Debit Card.

Our latest offers

Get up to AED 2,000 cashback

Just open a new Premier Account in the HSBC UAE app by 31 December 2024.

See offer Terms and conditions.

Exclusive cashback for Emiratis

Get AED 4,000 when you open a Premier Account, plus lower minimum salary requirements, preferential loan rates and more. Terms and conditions apply (PDF, 155 KB)

Things to know

Who can apply?

To apply for Premier you must be 18 or older, opening an account for yourself, and not already banking with us in the UAE.

You must also meet 1 of the following criteria:

  • deposit an on-going individual monthly net income of at least AED 40,000 into your account (or AED 30,000 if you're an Emirati)
  • maintain a Total Relationship Balance (TRB) with us of AED 350,000 in deposits and/or investments[@trb350]
  • hold a mortgage with us with a drawdown of AED 3,000,000 or above for the first 24 months, after which one of our other eligibility criteria will have to be met
  • already hold, and qualify for, a Premier account in another country or region
  • have a spouse or parent who already holds, and qualifies for, an Premier account

This product/service may be affected by changes in foreign currency exchange rates.

Correspondent and receiving banks may charge additional fees when they process the transaction.

Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.

The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.

For recall of payments, please contact us by any of the means listed at We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.

Get started

Apply in our app

Download the HSBC UAE app to apply for a Premier Account in minutes.

Before you start, check the eligibility criteria and make sure you have the required documents ready.

Apply by phone

For more information on HSBC Premier, please call us.

From within the UAE:


From outside the UAE:

+9714 2241000 

Lines are open 24 hours. Calls may be recorded to help us improve our service.

Or, if you're an existing Premier customer, call your relationship manager to discuss your next steps.

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Additional information

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