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Unlock a world of benefits with an HSBC Premier bank account

Premier can help you and your family open up a world of opportunity. It makes it easy to buy a new home, invest in your future, care for loved ones and enjoy the benefits of all your hard work. You can open a Premier account in our app in minutes, and your spouse and children will get their own Premier account too.

Get started

What you get with your Premier Account

Global Premier status

Unlock Worldwide Premier status, and spend like a local with our Global Money Account.

Global Money Account

Unlock a Global Money Account and debit card to manage, spend, send and receive money in different currencies across the world.

Wealth solutions

Grow your wealth potential with WorldTrader, our powerful investment platform, and protect your family's future.

Exclusive saving rates

Enjoy preferential rates on our full range of savings accounts, including term deposits. See the latest offers and rates.

Premier - for you

Get much more from your banking with a range of exclusive benefits and privileges.

Fund, transact and use your account instantly when you open your account in the app
Access to a Premier Relationship Manager to help you manage your finances.
Access a wide range of market-leading international wealth products and invitations to exclusive investment events.
Enjoy preferential rates on personal loans, mortgages and savings.

Premier for your family

Give your family access to a range of benefits that could help them along their own life journeys.

Premier status for your spouse and children, so they can have a Premier account of their own, as well as access to your Relationship Manager.[@premier-by-family]
Children have the freedom and guidance to manage their own money with a Premier Children Savings account.
Overseas account opening support for loved ones moving abroad, or taking the next step in their career or education.

Premier around the world

Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC.

Access your account from anywhere in the world, and expect seamless support and professional services that go beyond banking.
View all your HSBC accounts in other countries or regions in one place with Global View and make instant no-fee transfers[@gvgt-transfers] between them with Global Transfer, up to USD 200,000 (or currency equivalent).[@supportedcurrencies] Find out more
A foreign currency account with competitive rates.[@competitiverates]
Make international payments using the HSBC UAE app with no fee[@transferfee] to more than 200 countries and regions in 60 currencies
Next-day card replacements if they're lost or stolen, as well as emergency cash advances of up to USD 10,000 each day, subject to available funds.
Relax with complimentary HSBC Worldwide Travel Insurance for you and your loved ones. Learn more

Get debit and credit cards with Premier

When you open a Premier account, you'll automatically get a debit card. And if you successfully apply for a Premier credit card, you can enjoy credit portability from your home country, exclusive rewards and privileges.

Earn rewards on all your credit card spends and exchange them for flights, hotels and more.
Spend anytime, anywhere and earn 1 Air Mile for every AED 1 you spend on your credit card.
Exchange your Air Miles for flights, hotel stays, shopping vouchers and your favourite airline's loyalty miles.
Enjoy complimentary travel insurance, airport transfers and lounge access, and access 24-hour concierge services and card protection with a Premier Debit Card.

More about the Premier Credit Card

Things to know

Who can apply?

To apply for Premier you must be 18 or older, opening an account for yourself, and not already banking with us in the UAE.

You must also meet ONE of the following criteria:

Transfer a monthly salary of at least AED 40,000, or AED 30,000 if you're an Emirati, and build up a minimum Total Relationship Balance (TRB) of AED 500,000 (or equivalent) within 12 months
Maintain a TRB with us of AED 500,000 in deposits and/or investments
Hold a mortgage with us with a drawdown of AED 3,000,000 or above and build up a minimum TRB of AED 500,000 (or equivalent) within 12 months
Already hold, and qualify for, a Premier account in another country or region
Have a spouse or parent who already holds, and qualifies for, a Premier account

If you don't meet the Premier eligibility requirements then we reserve the right, at our discretion, to charge you a service fee up to the point we convert your account into an Advance or Personal Banking account. Please see our fees and charges for details. Terms and conditions apply.

Your TRB consists of any other investments or products you hold with us, such as:

your savings
any investments or insurance

For a payment to be counted as salary, it must be a sum of money transferred to your account on a regular monthly basis with a transaction description of 'Salary' (or an equivalent, such as 'Sal'). It can include allowances, incentives or other benefits, as long as they're part of this same payment. Any payments that are occasionally made separately to your account won't be classed as salary, and therefore won't count towards your account eligibility.

UAE residents

Physical Emirates ID
Physical passport
Proof of income, such as a salary certificate, bank statement dated within the last 3 months, for business owners - company's last 3 months' bank statements
Proof of UAE residence address, such as a utility bill, tenancy contract, Ejari number, title deed or letter from employer

New to the UAE

Physical passport
Proof of income, such as a salary certificate, bank statement dated within the last 3 months, for business owners - company's last 3 months' bank statements

Joint account

Both you and your joint applicants need to complete the current account opening process by personally visiting any of our branch or customer service centres, with the following documents:

Original passport (for all customers).
Valid residence visa (for non-GCC national customers only).
Original Emirates identification card (for all customers).
Proof of UAE residence in the form of either a utility bill/rental agreement/employment letter.
Original labour card/work ID (for female applicants on father's/husband's sponsorship).
Original trade licence (for all self-employed customers).
Original income transfer letter from the employer (for income transfer customers).

Please note, that we may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standards (CRS).

Find out more about CRS

Debits from your account will be restricted until we verify your documents. We’ll get in touch within 3-5 days or send you an email once your account is fully ready for use.

If you're looking for a lower cost option, you could consider a Personal Banking Account. Not only does it offer our lowest eligibility criteria for a single account, it also has the lowest fees if you don't meet them. See our Schedule of Services and Tariffs (PDF, 483KB) for details.

This HSBC account comes with a debit card and monthly statements. Please refer to our Schedule of Services and Tariffs (PDF) for a complete list of services along with any fees and charges associated with them.

If you’ve applied for a residency visa and don’t have your Emirates ID yet, you’ll have 75 days from opening your account to give it to us. After that, you won’t be able to make digital payments or use your cards until we receive your Emirates ID.

This product/service may be affected by changes in foreign currency exchange rates.

Correspondent and receiving banks may charge additional fees when they process the transaction.

Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.

The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.

For recall of payments, please contact us by any of the means listed at https://www.hsbc.ae/help/contact/. We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.

Get started

Apply in our app

Download the HSBC UAE app to apply for a Premier Account in minutes.

Before you start, check the eligibility criteria and make sure you have the required documents ready.

Get the app

Apply by phone

For more information on HSBC Premier, please call us.

From within the UAE:

8004320

From outside the UAE:

+9714 2241000

Lines are open 24 hours. Calls may be recorded to help us improve our service.

Or, if you're an existing Premier customer, call your relationship manager to discuss your next steps.

Share your Premier status with your spouse and children by providing a marriage or birth certificate to your Relationship Manager.

Apply in branch

You can also visit us in branch to discuss your bank account needs.

In-app account opening is only available in English. If you need assistance in Arabic, or want someone with you when opening your account, please visit a branch with a trusted relative, friend or adviser.

Find a branch

Premier Bank Account

Unlock a world of benefits with an HSBC Premier bank account

Get up to AED 14,000 cashback with HSBC Premier

New customer cashback offer T&Cs apply (PDF, 140KB). Offer ends 31 December 2025. HSBC WorldTrader offer T&Cs apply (PDF, 141KB). Offer ends 30 April 2025.

What you get with your Premier Account

Global Premier status

Global Money Account

Wealth solutions

Exclusive saving rates

Premier - for you

Premier for your family

Premier around the world

Get debit and credit cards with Premier

Things to know

Who can apply?

What is a Total Relationship Balance (TRB)?

What counts as salary?

What you'll need

Need a more accessible account?

Services and fees

Don’t have an Emirates ID yet?

Important documents

Get started

Apply in our app

Apply by phone

Apply for your family

Other ways to apply

You might also be interested in

Global Private Banking

Global Money Account

Premier Credit Card

HSBC WorldTrader

Additional information

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