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HSBC Premier Account

Choose the account that could help you thrive and prosper, with exclusive benefits, all for no monthly fee

Switch to HSBC and get up to AED 5,000* cashback:

  • receive AED 2,000** when you switch to a Premier Account
  • get an additional AED 3,000*** when you take any Home Loan, Personal Loan, Car Loan, Life Insurance or Investment product

Offer valid from 15 August 2020 to 30 November 2020 (both days inclusive).

Switcher offer Terms and Conditions (PDF, 49KB), HSBC Personal Banking General Terms and Conditions (UAE) (PDF, 460KB), Schedule of Services and Tariffs (PDF, 586KB) apply.

*To get AED 5,000 cashback, you must first switch to an HSBC Premier Account successfully and then take a relevant product listed in the Offer Terms and Conditions based on your need. This Offer is not applicable for Personal Banking and Flexi Account customers. 

**AED 2,000 cashback for HSBC Premier.

You must apply for and open a new HSBC Premier Account during the Offer Period and fund the new account or transfer your salary in accordance with the Eligibility Criteria before 31 January 2021, as well as, continue to meet the criteria for at least 2 consecutive months after.

***You must take up the relevant product (minimum amounts apply) as stated in the Offer Terms and Conditions within 3 months of account opening.

HSBC Premier Bank Account

Your HSBC Premier Platinum Debit Card has become the HSBC Premier Signature Debit Card and is enhanced with additional benefits.

Existing card holder?

Request your free Signature replacement card to start enjoying additional benefits

Why join Premier?

  • Dedicated Relationship Manager
  • A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
  • Fee-free money transfer to India, Pakistan, Egypt and Philippines1
  • Preferential rates on term deposits
  • International debit card accepted at over 25 million retail outlets worldwide and over 1 million ATMs2
  • Free instant international fund transfers through online and mobile Banking via Global View and Global Transfers between your global HSBC accounts
  • Autopay and standing instructions
  • No monthly fee
  • Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 5000 being interest free3
  • Transfer your Personal Loan to HSBC and enjoy preferential rates
  • Enjoy live exchange rates that update every 60 seconds4
  • Free online banking, phone banking and SMS alerts - bank where and when it suits
  • Free cheque books - and if your cheque book is lost or stolen, use 'Stop Cheque'
  • 12 complimentary visits per year to 1000+ airport lounges5
  • Enjoy 2 free airport transfers up to AED 100 per ride5
  • Relax with complimentary travel insurance cover for you and your family6
  • 24-hour concierge service5
  • Fraudulent card misuse protection so you’re covered against unauthorised transactions or fraudulent use of your card(s)5

HSBC Premier Credit Card

  • 0% balance transfer for 12 months on new credit cards6
  • no annual fee
  • competitive interest rates
  • HSBC ENTERTAINER app - Free download of our 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 15 countries and regions
  • Air Miles rewards - Spend anytime, anywhere with your HSBC Premier Credit Card & earn 1 Air Mile for every AED 1 spent
  • Airport Lounges Access - unlimited complimentary access for you and your supplementary cardholders to a select number of airport lounges worldwide through LoungeKey™
  • valet parking - up to four free valet parking visits per month at selected Valtrans locations around Dubai and Abu Dhabi

More Premier account benefits

How we help you manage your personal economy

Your personal economy embraces every aspect of your finances and lifestyle. HSBC Premier provides distinct benefits to support you on your journey to achieving your lifelong ambitions.

We provide experts, who are rewarded only when you are happy with their service. We are always there, whenever and wherever you need us, and we give you access to some of the most prestigious products and services we have to offer.

Get our dedicated personal and global support

Your Relationship Manager tailors our service and advice to your individual needs. A global network of over 10,000 experts supports your Relationship Manager, ensuring your strategies are on track to help you achieve your objectives.

Eligibility criteria

Eligibility criteria does not apply to HSBC Premier international customers. 

  • maintaining a minimum monthly average balance of AED 350,000 in deposits and/or investments or, 
  • monthly net income transfer of AED 50,000 or above or,
  • mortgage drawdown of AED 3,000,000 or above for the first 24 months after which point (a) or (b) applies10

Current accounts are also available in currencies other than those mentioned above. If you have a total relationship balance of USD 1,000,000 or more, please contact your Premier relationship manager to get more details on the exclusive benefits that you can enjoy. 

Apply online

New to HSBC UAE

Instantly confirm your eligibility online and get an approval in principle.

Existing HSBC UAE Customers

Log on to online banking for the quickest and easiest way to apply.

How to get your free replacement Signature card

Online

Request your new and enhanced replacement Signature card through online banking by sending us a secure message. We’ll aim to complete your request within 5 days of your message.

By phone

Or you can just give us a call.

800 444 7773

From outside UAE call +971 4 224 1000

Lines are open Sunday to Thursday, 9:00 to 16:30. We may record calls to help improve our service to you.

Required documents

Sole account

  • original passport (for all customers)
  • valid residence visa (for non-GCC national customers only)
  • original Emirates identification card (for all customers)
  • proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
  • original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • original trade licence (for all self-employed customers)
  • original income transfer letter from the employer (for income transfer customers)

Joint account

Both you and your joint applicant(s) need to complete the current account opening process by personally visiting any of our branch or customer service centres, with the following documents:

  • original passport (for all customers)
  • valid residence visa (for non-GCC national customers only)
  • original Emirates identification card (for all customers)
  • proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
  • original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • original trade licence (for all self-employed customers)
  • original income transfer letter from the employer (for income transfer customers)


We may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA).

Disclaimers

Live foreign exchange rates are now available for online and in branch money transfers. Rates are refreshed every 60 seconds at the branch, 90 seconds in Personal online banking and 120 seconds in global view and global transfers during international weekdays (Monday-Friday). On international weekends (Saturday and Sunday) or when the currency markets are closed live foreign exchange rates are not available, and the rates will remain unchanged until the next international working day.

Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and regions. Visit homeandaway.hsbc.com for more details. Link up to two additional bank accounts to your debit card.
Upon request, subject to credit eligibility and satisfactory Credit Bureau check.
4 Live foreign exchange rates are now available for online and in branch money transfers. Rates are refreshed every 60 seconds at the branch, 90 seconds in Personal online banking and 120 seconds in global view and global transfers during international weekdays (Monday-Friday). On international weekends (Saturday and Sunday) or when the currency markets are closed live foreign exchange rates are not available, and the rates will remain unchanged until the next international working day.
Additional benefits available to HSBC Premier Signature Debit Cardholders. Existing HSBC Premier Platinum Debit Cardholders can request their enhanced Signature card for free.
Applicable when customer applies within 60 days from the issue date of the HSBC credit card. 
7 Foreign exchange margins will be applied.
8 Available in countries and regions where HSBC Premier is available. 
9 Subject to the availability of funds in your account(s), a higher amount can be taken. One emergency encashment every 48 hours is allowed.
10 AED 350,000 has to be maintained in deposits and/or investments within 24 months or if the mortgage is fully paid off before 24 months to avoid charges and discontinued service. You must successfully meet the Premier by mortgage eligibility criteria in order to take advantage of discounted fees and charges available to Premier customers. If you default on your home loan agreement, this may result in charges or discontinued service.

Related products

 

Enjoy preferential rates and personalised rewards.

 
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Earn up to 10% cashback on everyday spends and enjoy travel, dining and entertainment offers.

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