Unlock a world of benefits with an HSBC Premier bank account
What you get with your Premier Account
Global Premier status
Unlock Worldwide Premier status, and spend like a local with our Global Money Account.
Global Money Account
Unlock a Global Money Account and debit card to manage, spend, send and receive money in different currencies across the world.
Enjoy exclusive Premier support, whether you want to increase your wealth, protect your family's future or enjoy your retirement.
Premier - for you
- Fund, transact and use your account instantly when you open your account in the app
- Access to a Premier Relationship Manager to help you manage your finances.
- Enjoy preferential rates on personal loans, mortgages and savings.
- Keep your finances flexible with an overdraft up to 2 x your salary, or AED 30,000 (whichever is lower) with no fees, and with no interest payable on the first AED 5,000.[@overdraft]
Premier for your family
- Premier status for your spouse and children, so they can have a Premier account of their own, as well as access to your Relationship Manager.
- Children have the freedom and guidance to manage their own money with a Premier Children Savings account.
- Overseas account opening support for loved ones moving abroad, or taking the next step in their career or education.
Premier around the world
- Access your account from anywhere in the world, and expect seamless support and professional services that go beyond banking.
- View all of your international accounts in one place, and make instant, no-fee transfers between them using Global Transfers.
- A foreign currency account with competitive rates.[@competitiverates]
- Transfer funds to 200 countries and regions in over 25 currencies,[@supportedcurrencies] including INR, PKR, EGP and PH with no fee.[@transferfee],[@transferfeechargetype]
- Next-day card replacements if they're lost or stolen, as well as emergency cash advances of up to USD 10,000 each day, subject to available funds.
Get debit and credit cards with Premier
- Earn Air Miles on all your credit card spends and exchange them for flights, hotels and more.
- Spend anytime, anywhere and earn 1 Air Mile for every AED 1 you spend on your credit card.
- Exchange your Air Miles for flights, hotel stays, shopping vouchers and your favourite airline's loyalty miles.
- Enjoy complimentary travel insurance, airport transfers and lounge access, and access 24-hour concierge services and card protection with a Premier Debit Card.
Our latest offers
Get up to AED 2,000 cashback
Sophia subscription offer
Things to know
Who can apply?
What is a Total Relationship Balance (TRB)?
What you'll need
Considerations around salary transfer
Services and fees
Don’t have an Emirates ID yet?
This product/service may be affected by changes in foreign currency exchange rates.
Correspondent and receiving banks may charge additional fees when they process the transaction.
Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.
The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.
For recall of payments, please contact us by any of the means listed at https://www.hsbc.ae/help/contact/. We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.
Apply in our app
Apply by phone
Lines are open 24 hours. Calls may be recorded to help us improve our service.
Or, if you're an existing Premier customer, call your relationship manager to discuss your next steps.
Apply for your family
Other ways to apply
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