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HSBC Premier Bank Account

Our premium bank account, with no monthly account fee1

Unlock a world of benefits with an HSBC Premier bank account

HSBC Premier is here to help you and your family live a life full of life, whether you're buying a new home, investing in your future, caring for loved ones, or simply looking to enjoy the benefits of all your hard work.

Join HSBC Premier

Find out how you can enjoy all that HSBC Premier has to offer.

HSBC Premier is much more than just a bank account

Experience a premium bank account, with priority services, global support and no monthly fees.1

Unlock Premier status across 29 markets, with a unique range of global services and solutions.

Be confident your finances are in good hands, with preferential rates and access to our expert wealth advisors.

Look after those that mean the most, with savings solutions for your child and complimentary family travel insurance.

Switch to HSBC and earn up to AED 5,0002 cashback:

  • receive AED 2,0003 when you open your Premier Account
  • earn an additional AED 3,0004 when you take any HSBC Home Loan, Personal Loan, Car Loan, Life Insurance or investment products

Offer valid from 01 December 2020 to 30 April 2021 (both days inclusive).

Unlock everything HSBC Premier has to offer

Premier - for you

Get much more from your banking with a range of exclusive benefits and privileges. From priority services to preferential rates and credit limits, you'll enjoy a faster and more convenient experience:

  • an account that works to your schedule, with priority servicing, support and a Premier Debit Card
  • access to a dedicated Premier Relationship Manager to help you make informed decisions about managing your finances
  • preferential rates for loans, mortgages, savings and term deposits, as well as global money transfers
  • an exclusive range of rewards, offers and privileges with the Premier Visa Signature Debit Card and the Premier World MasterCard Credit Card

Premier - around the world

Unlock Premier in one country, and you can live, work and travel the Premier way across 29 markets.

  • automatic Premier status in 29 markets around the world
  • overseas account opening support prior to moving or working abroad
  • a foreign currency account with competitive rates5
  • view all of your international accounts in one place, and transfer instantly between them free of charge, with Global View Global Transfer
  • transfer funds to 200 countries and regions in over 25 currencies6 including fee-free transfers for INR, PKR, EGP and PH7
  • a worldwide support network, with next-day card replacements if they're lost or stolen, as well as emergency cash advances of up to USD 10,000 each day, subject to available funds

Premier – for your family

Premier helps you look after those that mean the most, with access to global privileges and financial support.

  • Premier status for you and your spouse through a joint Premier account, including full access to your Premier Relationship Manager
  • overseas account opening support for loved ones moving abroad, or taking the next step in their career or education
  • extra support for your family, with savings solutions for your children, as well as education loans and savings plans to help with school fees

Our premium account, with Premier benefits

Everything you expect from a premium account and more, with no monthly account fee1

  • a current account available in UAE dirhams, US dollars, euros and British pound sterling
  • keep your finances flexible with a fee free overdraft up to 1 salary multiple, or AED 50,000 (whichever is lower), with the first AED 5,000 interest free8
  • make the most of your valuable time with priority servicing and support
  • a dedicated Relationship Manager to help you enjoy everything Premier has to offer
  • manage all your global accounts on the go with online and mobile banking

Unlock even more with your Premier account

HSBC Premier gives you, and your loved ones, access to more rewards, benefits and exclusive offers than ever before.

  • Premier Debit Card

    Enjoy complimentary travel insurance, airport transfers and access to 1000+ airport lounges. Plus you'll have access to a 24-hour concierge service and fraudulent card misuse protection.

  • Premier Credit Card

    Earn 1 Air Mile for every AED 1 spent on your card, and even trade them up with Emirates Skyward, all while enjoying a range of retail, dining and entertainment offers with our HSBC ENTERTAINER app.

How you can unlock HSBC Premier

Whether you're new to HSBC, or looking to upgrade your existing account, you can unlock everything HSBC Premier has to offer if you meet one of the following criteria:

Option 1: deposit your salary

Deposit an on-going individual monthly net income of at least AED 50,000 into your account.

Option 2: your savings and investments

Maintain a Total Relationship Balance (TRB) with us of AED 350,000 in deposits and/or investments.9

Option 3: your HSBC mortgage

Hold a mortgage with us with a drawdown of AED 3,000,000 or above for the first 24 months, after which one of our other eligibility criteria will have to be met.

Option 4: international Premier

Already hold, and qualify for, an HSBC Premier account in another country or region.

How to apply

Apply online

If you are new to HSBC, confirm your eligibility to get an approval in principle and apply.

Already banking with HSBC UAE?

Apply by phone

For more information on HSBC Premier, please call us.

800 4320 (within UAE)

+971 4 224 1000 (outside UAE)

Lines are open 24 hours. Calls may be recorded to help improve our service to you.

Or, if you are an existing Premier customer, call your relationship manager to discuss next steps.

Apply in branch

If you are an HSBC customer, you can visit us in branch to discuss your HSBC Premier needs.

Frequently Asked Questions

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Important information

1If you do not meet the Premier eligibility requirements then we reserve the right, at our discretion, to charge you a service fee up to the point we convert your account into a Personal Banking account. Terms and Conditions apply.

2To get AED 5,000 cashback, you must first switch to an HSBC Premier Account successfully and then take a relevant product listed in the Offer Terms and Conditions based on your need. This Offer is not applicable for Personal Banking and Flexi Account customers.

3AED 2,000 cashback for HSBC Premier.

You must apply for and open a new HSBC Premier Account during the Offer Period, and then fund the new account or transfer your salary in accordance with the Eligibility Criteria before 30 June 2021, as well as continue to meet the criteria for at least 2 consecutive months after.

4You must take up the relevant product (minimum amounts apply) as stated in the Offer Terms and Conditions within 3 months of account opening.

5We cannot guarantee that the exchange rates offered by HSBC UAE will be better than those offered by other financial institutions at the time of transfer.

6See list of supported currencies and supported countries and regions below:

7If charge type "all charges to be paid from my account" is selected, the corresponding bank will not deduct any of its charges from the remittance amount and there will be no money transfer fee by HSBC UAE for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines. There may still be correspondent bank charges payable by you. Our Schedule of Services and Tariffs, as amended from time to time, will apply.

8Upon request, subject to credit eligibility and satisfactory Credit Bureau check.

9AED 350,000 has to be maintained in deposits and/or investments within 24 months or if the mortgage is fully paid off before 24 months to avoid charges and discontinued service. You must successfully meet the Premier by mortgage eligibility criteria in order to take advantage of discounted fees and charges available to Premier customers. If you default on your home loan agreement, this may result in charges or discontinued service.

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