Supplementary credit cards

• As a primary cardholder, you are responsible for educating minor cardholders on all risks pertaining to card usage including but not limited to the legal channels to use the card, fraud considerations and card protection.
• You understand that you are unconditionally liable for all usage and amounts payable on your supplementary HSBC card.
• If a supplementary cardholder’s residential address changes, you must send us documents evidencing the new address. If you don’t, we may need to restrict the supplementary credit card.
• You also confirm that you’ve obtained the supplementary cardholder’s consent to share their personal information and you’ve explained to them that (i) their information will be stored, shared, used and processed by us in accordance with Section 7 of the HSBC Personal Banking General Terms and Conditions (UAE), (ii) we may extend marketing offers to them directly and (iii) we will share their details and the credit card transactional information, for enrolment purposes (and generally on an ongoing basis) with Emirates Skywards (for HSBC Emirates Skywards Signature Credit Cards or HSBC Emirates Skywards Infinite Credit Cards only). In the case of cards for a minor, you, as a legal guardian, provide this consent on their behalf.
• You agree that the bank will email the supplementary cardholder notifying them that a card has been requested for them (except for minors).

When you apply for a supplementary credit card you'll need the following documents:

If the applicant is a UAE resident:

• Passport
• Emirates ID

If the applicant is not a UAE resident:

• Passport

If the applicant doesn't live with the primary cardholder:

• Proof of address

For minors we recommend setting an appropriate spend limit on their supplementary card and carefully monitoring their usage.

To set a spend limit on your credit card just follow the following steps:

1. Log on to your HSBC UAE app
2. Select ‘Manage cards’ for the desired card
3. Enter the desired amount and select ‘Set limit’

You can change the monthly spend limit in the app at any time.

Applications for a supplementary credit card will be processed in 3 to 5 working days, subject to meeting all of our documentation requirements.

Once your application has been accepted, your card will be delivered to you in a further 3 to 5 working days.