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Supplementary debit cards

Let your family enjoy the convenience of managing their own spends.

A supplementary debit card lets you safely share limited access to your account with a family member, without opening a joint account.

As the primary cardholder, you can manage your cash and purchase limits to protect your family’s finances. But the secondary cardholder can still make essential purchases and withdrawals on their own. 

Benefits for you and your loved ones

  • Apply for up to 5 supplementary debit cards for family members aged 14 years and above
  • Set flexible daily or monthly spending and cash withdrawal limits
  • Give family access to the HSBC ENTERTAINER app and up to 12% off on Agoda. Premier Signature and Global Private Banking debit cards also enjoy complimentary airport lounge access
  • View all transactions on your monthly account statement
  • Enjoy no fees for ordering new supplementary cards

More Supplementary Debit Card benefits

Give your family members the freedom of managing their own spends with up to 5 supplementary debit cards. Set spending and withdrawal limits, and enjoy exclusive entertainment offers for everyone.

Complimentary HSBC ENTERTAINER app

Never miss out on an offer with the free HSBC ENTERTAINER mobile app. Simply download it to your device to enjoy over 10,000 'Buy 1 Get 1 Free' offers. Choose from dining, leisure, retail and wellness, plus over 260 delivery offers.

Get started by downloading the free HSBC ENTERTAINER app.

I Love Dining Programme

Get up to 30% off at over 400 restaurants across UAE when you pay using your supplementary debit card.

HSBC home&Away

A unique offers program for all our customers, offering valuable benefits around the world.

Get exclusive offers on shopping, dining, leisure and entertainment at 19,000 outlets worldwide.

Buyers protection1

Enjoy more peace of mind with Buyers Protection by Visa. Your supplementary debit card purchases are protected against theft and accidental damage.

Extended warranty1

The extended warranty by Visa applies automatically to supplementary debit card purchases. It doubles the original manufacturer's warranty by up to 1 year, protecting you against repair or replacement costs.

Buyers Protection and Extended warranty are both offered by Visa International.

Apple Pay

Apple Pay makes it easy to pay quickly and securely using the devices you use every day. Apple Pay is available with all HSBC credit and debit cards.

It's accepted everywhere you can make contactless purchases. Just look for the contactless or Apple Pay symbols. 

Samsung Pay

No more carrying wallets full of plastic. Samsung Pay with HSBC is simple, secure and accepted everywhere. All you need to do is register your HSBC credit and debit cards with Samsung Pay.

The next time you’re out shopping, just swipe up and authorise the purchase on your phone.

Digital cards

Add your HSBC UAE credit or debit card to your digital wallet for quick, convenient and secure contactless purchases. You don't even need to wait for your card to be delivered - just access your card details in the HSBC UAE app. 

Chip and PIN

Enjoy greater security and protection against fraud with a unique 6-digit PIN authentication number and state-of-the-art microchip technology.

Who can apply?

Existing bank account holder with HSBC UAE can apply for a supplementary debit card for a family member.


Supplementary cardholders must be at least 14 years old and must be members of your immediate family.

Things you should know

The primary cardholder remains responsible for all transactions by supplementary cardholders. For more details on Supplementary Debit card, refer to the Personal Banking General Terms and Conditions (PDF).

Supplementary debit cardholder can’t access the primary cardholder’s balance information, online, mobile or phone banking.

Only the primary customer can set PINs for supplementary cards using phone banking. You’ll need to contact the call centre from your registered number with the bank.

The supplementary debit card may be used for purchases, cash withdrawals, cash deposits or PIN Change via ATM. It can also be added to Apple Pay or Samsung Pay or Google Pay, where the OTP will be sent to the supplementary cardholder.

Approved transaction notifications go to the primary cardholder, but decline notifications go to supplementary cardholder.

We recommend you set lower limits for minor supplementary cardholders, and monitor their use of the card.

How to add a cardholder

To ask for a supplementary debit card for a family member, complete our online form.

We'll get back to you within 24 hours during working hours, Monday to Friday, 9:00 to 16:30. If you place an order outside these times, it will be the next working day.

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

General Disclaimers

1Offered by Visa International and subject to their terms and conditions. Visit for latest updates on Visa Debit card benefits. The benefits and features set out are current as at the date they appear in our document. However, they may be subject to change at any time in accordance with the applicable product terms and conditions.

Benefits arranged and offered by Visa International and subject to their Terms & Conditions.

The benefits and features set out above are current as at the date they appear. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

HSBC Personal Banking General Terms and Conditions (UAE)HSBC Mobile Wallet Terms and ConditionsHSBC Credit Card Agreement Terms, HSBC ENTERTAINER Terms of Use and Schedule of Services and Tariffs apply.

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