GIG motor insurance provided through HSBC offers much more than just claim settlement. It provides comprehensive coverage from the point you're in trouble to when you are back on the road. And if you own a classic or exotic car, GIG can provide custom cover with competitive rates and specialist support.
GIG motor insurance benefits:
- RTA renewal assistance
- Flexible premium instalment plans
- One free drop-off to or pick-up from the airport or repair centre
- Special rates on local and international car rentals
- Text service during car repair process
To access GIG motor insurance, please use the following channels:
Email: hsbc@gig-gulf.com
Call centre: 800 4560.
Are you eligible?
You can apply for GIG motor insurance if:
- you are a UAE resident
- you are an existing customer of HSBC Bank Middle East Limited
- you have a valid UAE driving license
- your vehicle is UAE registered
- you have not been disqualified from driving, have no criminal convictions and have not been refused insurance or had any special terms imposed in the past 5 years
Things you should know
| Benefits | Motor Prestige | Motor Perfect | Motor Third Party |
|---|---|---|---|
| Loss or damage to the insured vehicle |
Yes | Yes | No |
| Third party bodily injury |
Yes | Yes | No |
| Third party property damage | Yes AED 5 Million |
Yes AED 3.5 Million |
AED 3.5 Million |
| Legal Liability extended to include family members as Third Party |
Yes | Yes | Yes |
| Fire and theft cover |
Yes | Yes | Optional |
| Storm, flood, riot and strike |
Yes | Yes | No |
| Personal injury cover |
AED 20,000 |
AED 20,000 | No |
| Emergency medical expenses |
AED 6,000 |
AED 3,500 | No |
| Personal belongings |
AED 4,000 |
AED 4,000 | No |
| Oman Cover |
Yes | Yes | Optional |
| Off road cover |
Yes | Yes | No |
| Agency repairs |
Included - 5 years |
Included - 2 years Optional up to 5 years |
No |
| Guaranteed repairs |
Yes | Yes | No |
| Back to invoice for total loss |
24 months from first registration |
6 months from first registration | No |
| Waiver of excess for windscreen damage |
Yes | If below AED 5,000 |
No |
| Personal accident benefit - driver |
Optional - AED 350,000 |
Optional - AED 200,000 |
Optional - AED 200,000 |
| Personal accident benefit - passengers |
Optional - AED 200,000 |
Optional - AED 200,000 |
Optional - AED 200,000 |
| Hire car benefit |
Yes up to AED 1,500 |
Optional up to 7 days |
No |
| 24 hour accident and breakdown recovery |
Yes | Yes | Yes |
| GCC cover |
Optional |
Optional |
No |
| Pickup and delivery |
Yes | Optional |
No |
| Claims Single Point of Contact |
Yes | No | No |
| Maximum age of car |
7 years subject to vehicle value being above AED 150,000 |
15 years from date of 1st Registration |
No maximum but not offered for brand new Ocars |
| Benefits |
Loss or damage to the insured vehicle |
|---|---|
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party |
No |
| Benefits |
Third party bodily injury |
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party | No |
| Benefits | Third party property damage |
| Motor Prestige |
Yes AED 5 Million |
| Motor Perfect |
Yes AED 3.5 Million |
| Motor Third Party |
AED 3.5 Million |
| Benefits |
Legal Liability extended to include family members as Third Party |
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party | Yes |
| Benefits |
Fire and theft cover |
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party | Optional |
| Benefits |
Storm, flood, riot and strike |
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party | No |
| Benefits |
Personal injury cover |
| Motor Prestige |
AED 20,000 |
| Motor Perfect | AED 20,000 |
| Motor Third Party | No |
| Benefits |
Emergency medical expenses |
| Motor Prestige |
AED 6,000 |
| Motor Perfect | AED 3,500 |
| Motor Third Party | No |
| Benefits |
Personal belongings |
| Motor Prestige |
AED 4,000 |
| Motor Perfect | AED 4,000 |
| Motor Third Party | No |
| Benefits |
Oman Cover |
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party | Optional |
| Benefits |
Off road cover |
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party | No |
| Benefits |
Agency repairs |
| Motor Prestige |
Included - 5 years |
| Motor Perfect |
Included - 2 years Optional up to 5 years |
| Motor Third Party | No |
| Benefits |
Guaranteed repairs |
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party | No |
| Benefits |
Back to invoice for total loss |
| Motor Prestige |
24 months from first registration |
| Motor Perfect | 6 months from first registration |
| Motor Third Party | No |
| Benefits |
Waiver of excess for windscreen damage |
| Motor Prestige | Yes |
| Motor Perfect |
If below AED 5,000 |
| Motor Third Party | No |
| Benefits |
Personal accident benefit - driver |
| Motor Prestige |
Optional - AED 350,000 |
| Motor Perfect |
Optional - AED 200,000 |
| Motor Third Party |
Optional - AED 200,000 |
| Benefits |
Personal accident benefit - passengers |
| Motor Prestige |
Optional - AED 200,000 |
| Motor Perfect |
Optional - AED 200,000 |
| Motor Third Party |
Optional - AED 200,000 |
| Benefits |
Hire car benefit |
| Motor Prestige |
Yes up to AED 1,500 |
| Motor Perfect |
Optional up to 7 days |
| Motor Third Party | No |
| Benefits |
24 hour accident and breakdown recovery |
| Motor Prestige | Yes |
| Motor Perfect | Yes |
| Motor Third Party | Yes |
| Benefits |
GCC cover |
| Motor Prestige |
Optional |
| Motor Perfect |
Optional |
| Motor Third Party | No |
| Benefits |
Pickup and delivery |
| Motor Prestige | Yes |
| Motor Perfect |
Optional |
| Motor Third Party | No |
| Benefits |
Claims Single Point of Contact |
| Motor Prestige | Yes |
| Motor Perfect | No |
| Motor Third Party | No |
| Benefits |
Maximum age of car |
| Motor Prestige |
7 years subject to vehicle value being above AED 150,000 |
| Motor Perfect |
15 years from date of 1st Registration |
| Motor Third Party |
No maximum but not offered for brand new Ocars |
GIG high net worth motor insurance for classic, luxury and super cars
GI Gnow offers a higher category motor insurance for high end cars. GIG’s customized set up for high net worth motor insurance allows customers to avail of personalized attention, higher coverage, dedicated servicing and underwriting.
To access GIG high net worth motor insurance, please use the following channels:
Email: HSBCPrivate@gig-gulf.com
Call centre: 800 4560.
Features and benefits of GIG’s motor insurance for classic, luxury and super cars
- Competitive rates
- Bespoke underwriting, and custom terms and conditions
- Specialists in car collections
- 24/7 claims support globally
- Generous dealer repair extensions
Are you eligible?
You can apply for GIG high net worth motor insurance if:
- you are an existing customer of HSBC Bank Middle East Limited
- you are a UAE resident
- the minimum sum assured is AED 400,000
| Benefits | High Net Worth cover |
|---|---|
| Third party bodily injury | Unlimited |
| Third party property damage | AED 5 million |
| Agency repair | Unlimited |
| Car hire | AED 10,000 aggregate |
| Roadside assistance | Gold |
| Replacement of lock and keys | Unlimited |
| Personal belongings | AED 5,000 |
| Geographical extension | UAE and Oman |
| Waiver of depreciation | 24 months |
| Track day cover | Case by case |
| European extension | Case by case |
| Classic car | AED 500,000 or 20% of the sum insured |
| Benefits | Third party bodily injury |
|---|---|
| High Net Worth cover | Unlimited |
| Benefits | Third party property damage |
| High Net Worth cover | AED 5 million |
| Benefits | Agency repair |
| High Net Worth cover | Unlimited |
| Benefits | Car hire |
| High Net Worth cover | AED 10,000 aggregate |
| Benefits | Roadside assistance |
| High Net Worth cover |
Gold |
| Benefits | Replacement of lock and keys |
| High Net Worth cover |
Unlimited |
| Benefits | Personal belongings |
| High Net Worth cover | AED 5,000 |
| Benefits | Geographical extension |
| High Net Worth cover | UAE and Oman |
| Benefits | Waiver of depreciation |
| High Net Worth cover | 24 months |
| Benefits | Track day cover |
| High Net Worth cover | Case by case |
| Benefits | European extension |
| High Net Worth cover | Case by case |
| Benefits | Classic car |
| High Net Worth cover | AED 500,000 or 20% of the sum insured |
Find out more
For all car insurance inquiries, please contact the GIG call centre on 800 4560 or follow the relevant link:
Visit the GIG website and request an initial quote.
Retrieve an existing quote on the GIG website.
Renew an existing policy with GIG today.
Product terms and conditions and exclusions apply. Please read the full policy wording for further information.
General insurance products are provided by GIG Insurance (Gulf) B.S.C. (c). HSBC Bank Middle East Limited in the UAE is only a referrer of GIG's general insurance products and is not responsible for claims, processing or otherwise.
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