Max Rewards Credit Card

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Max Rewards Credit Card

Earn exclusive cashback rewards

Enjoy AED 500 cashback when you get a new primary HSBC credit card and spend a minimum of AED 8,000 within 60 days.¹

You could also be eligible for up to a total of AED 5,500 of exclusive cashback offers on a range of products

HSBC New to Bank Customer Offer and Relationship Offer Terms and Conditions apply.

Offer valid from 16 January to 30 April 2023 (both days inclusive).

Double your earnings and enjoy great lifestyle benefits

The Max Rewards card lets you earn 1 Air Mile for every AED 1 you spend, redeemable on flights, hotels, education and shopping vouchers.

Plus, you can double the Air Miles you earn on dining, entertainment, fitness, travel and more when you spend over AED 3,000 a month.

And enjoy complimentary access to premium gyms, pools and beach clubs with the HSBC ENTERTAINER soleil app when you spend over AED 6,000 a month².

Your new card also unlocks exciting travel and entertainment benefits, to make your busy lifestyle more enjoyable. All you need is a minimum monthly salary of AED 10,000. You don’t have to open a bank account with us.

Apply now

Image of HSBC Visa Max Rewards Credit Card

Key benefits

Earn Air Miles

1 Air Mile for every AED 1 spend. Exchange or redeem your Air Miles for flights, hotels as well as education and retail vouchers.³

Double your Air Miles

Double your Air Miles on your dining, entertainment, fitness, travel and more when you spend more than AED 3,000 a month^**.

Unlock amazing benefits

Complimentary access to gyms, entertainment, dining, travel benefits and more, based on your monthly spend^{2 & 4}.

Earn double Air Miles when you increase your monthly spending
Earn double rewards on:	Monthly spend over AED 3,000	Monthly spend over AED 6,000	Monthly spend over AED 9,000
Dining		vyvy
Entertainment
Fitness and sports
Foreign currency
Lifestyle shopping *
Travel
All other spends

Earn double Air Miles when you increase your monthly spending
Earn double rewards on:	Dining
Monthly spend over AED 3,000
Monthly spend over AED 6,000	vyvy
Monthly spend over AED 9,000

Earn double rewards on:	Entertainment
Monthly spend over AED 3,000
Monthly spend over AED 6,000
Monthly spend over AED 9,000

Earn double rewards on:	Fitness and sports
Monthly spend over AED 3,000
Monthly spend over AED 6,000
Monthly spend over AED 9,000

Earn double rewards on:	Foreign currency
Monthly spend over AED 3,000
Monthly spend over AED 6,000
Monthly spend over AED 9,000

Earn double rewards on:	Lifestyle shopping *
Monthly spend over AED 3,000
Monthly spend over AED 6,000
Monthly spend over AED 9,000

Earn double rewards on:	Travel
Monthly spend over AED 3,000
Monthly spend over AED 6,000
Monthly spend over AED 9,000

Earn double rewards on:	All other spends
Monthly spend over AED 3,000
Monthly spend over AED 6,000
Monthly spend over AED 9,000

Where minimum spend of AED 3,000 is not met and for ‘All other spends’, the Air Miles rate is 1 Air Mile on each AED 1 spend³.

*Lifestyle shopping includes apparel, electronics, online marketplace retailers, personal care and furniture, as defined by Visa.

Enjoy all these lifestyle benefits

Save with HSBC ENTERTAINER soleil

Get complimentary access to premium gyms, pools, beach clubs and more when you spend over AED 6,000² a month on your Max Rewards Credit Card. Where the minimum spend requirement is not met, and you use the benefit, the monthly membership fee of AED 272 (inclusive of VAT 285.60) will become chargeable.

You can also access over 10,000 'Buy 1 Get 1 Free' offers, whether it's a lavish brunch, food delivery, a calming spa day, a getaway or anything in between, with the HSBC ENTERTAINER app.

Get started by downloading the free HSBC ENTERTAINER app. You can also read the frequently asked questions on HSBC ENTERTAINER soleil.

Discover HSBC ENTERTAINER soleil

Experience luxury airport lounges *

Get up to 12 complimentary visits a year to 1000+ airport lounges globally for you and supplementary cardholders with LoungeKey.

To be eligible for the 12 complimentary visits, you must complete at least one international purchase with your card for a minimum value of USD 1. This doesn't apply to the ﬁrst lounge visit in the year, but later visits will be charged to your card if the condition isn't met.

Any visits beyond the 12 complimentary visits will be charged to your card.

Visit Lounge Key for more information and terms and conditions This link will open in a new window

Save on the latest blockbusters

VOX Cinemas

Book online and get 2 'Buy 1 Get 1 Free' tickets per month. Offer is valid for the following experiences: Standard 2D, Standard 2D VIP, 2D MAX, 2D Max VIP, 2D Max Atmos, 2D Premium Mercato and Nation Tower, 3D.

REEL Cinemas

Book online and get 2 'Buy 1 Get 1 Free' tickets per month. Offer is valid for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, and Reel Junior.

To enjoy the complimentary tickets, just spend over AED 6,000⁴ a month on your Max Rewards Credit card. Where the minimum spend requirement is not met, the cost of the free ticket will become chargeable to your card.

Check our Cinema offers page for more details. VOX and REEL Terms and Conditions apply.

Even more travel and dining benefits

Special offers abroad

Get exclusive offers on shopping, dining, leisure and entertainment at 19,000 outlets across 160 countries and regions.

Find out more and see the offers available on the Home&Away website
Multi-trip travel insurance*

Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days. Get your certificate of insurance and find out more.
24-hour concierge^*

Visa Concierge takes care of the details, from restaurant reservations and bespoke shopping to travel arrangements and more. Call 800 0441 3487 from UAE or +9714 361 1234 / +44 2078 502 829 from overseas.

Dine well for less

Save up to 30% off at over 400 restaurants across the UAE with I Love Dining when you pay using your eligible credit card. Terms and conditions apply.
Airport dining offers^*

Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel. App terms and conditions apply.

Using your card

Supplementary cards

Get unlimited supplementary credit cards for your family with no fees.
Peace of mind^*

You'll be protected against the theft or accidental damage of purchases you make in full with your HSBC visa credit card Buyers Protection is offered by Visa International.
Balance transfers

Transfer balances from other UAE credit cards to your HSBC credit card to save on interest, benefit from our competitive pricing and get control of your finances.

Apply through online banking or by calling us. Find out more. Terms and Conditions, fees and charges apply.
Mobile wallets

Pay in an easy, safe and private way using your mobile device, wherever contactless payments are accepted. Just register your card to Apple Pay™, Google Pay™ or Samsung Pay™.
The Annual Percentage Rate

The Annual Percentage Rate is 44.28% per annum on outstanding purchases and cash withdrawals.

Buy now pay later

Spread the cost of eligible purchases with a Flexi Instalment Plan. Get what you need now while paying more easily in monthly instalments. Terms and Conditions, fees and charges apply.
Cash Instalment Plan

Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan.

Apply through online banking or by calling us. Find out more. Terms and Conditions, fees and charges apply.
Card protection^*

Get covered against unauthorised transactions or fraudulent use of your card with reimbursement up to USD 2,500 per occurrence. Up to USD 4,000 annual aggregate limit. Terms and conditions apply.
Annual fee waiver

There'll be no annual fee of AED 600 (AED 630 inclusive of VAT) for the first year and it'll be waived from the second year onwards, subject to you meeting a minimum spend of AED 12,000.⁴

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

How to apply

Please read the important documents before applying.

Who can apply?

You can apply for the Max Rewards Card if you:

earn a monthly minimum salary of AED 10,000
are between 21 and 65 years old
live in the UAE

You don't have to have an HSBC bank account.

New to HSBC?

If you're new to HSBC UAE, you can check your eligibility online and get an approval in principle in just 5 minutes.

Once your application is fully approved, your card could be with you within 24 hours.

Apply online for a HSBC Credit card This link will open in a new window

Already an HSBC customer?

Don't fill out your details again, let us call you back. We'll get back to you within 60 minutes during working hours, 9:00 to 16:30 Monday to Friday. After this time, it will be the next working day.

Request a callback to apply for a HSBC Max Rewards Credit Card This link will open in a new window

Apply by phone

We can process your card application on a quick phone call.

+9714 3216834 (within and outside UAE)

Lines are open 24/7. We may record calls to help improve our service to you.

Important documents

Things you should know

Proof of ID (all of the following)

passport
emirates ID
residence visa (for non-GCC nationals)

Proof of UAE residency (one of the following)

tenancy agreement or EJARI
title deeds (if you’re a homeowner)
utility bill (dated within the last 2 months)

Proof of income (all of the following)

last 2 bank statements from the account into which your salary is paid or 2 salary credits into your HSBC account
salary certificate from your employer (issued in the last month)

If you're applying for a supplementary card, we need to see passport and Emirates ID for the supplementary cardholder as well.

If your application is successful

security cheque to the value of 120% of your credit limit (not applicable for Jade and Premier customers)

HSBC ENTERTAINER soleil Frequently Asked Questions

An ENTERTAINER Soleil membership (Membership) provides unlimited complimentary access, benefits and discounts to a comprehensive range of social, recreation, fitness, and beach clubs throughout the UAE during a 12-month membership period. For more details, please refer to the ENTERTAINER soleil webpage.

This benefit is only complimentary if you have made a minimum spend of AED 6,000 on your HSBC Max Rewards Credit Card, during the Entertainer soleil booking calendar month. We will charge you one month HSBC ENTERTAINER soleil membership fee AED 272 (inclusive of VAT 285.60) for every month where you have used the benefit and the minimum spend requirement has not been met. Minimum spend required to qualify for the complimentary benefit includes the total spend made by the primary and supplementary cardholder(s). This complimentary benefit is only for HSBC Max Rewards primary credit cardholder.

The monthly minimum spend of AED 6,000 will allow you to enjoy complimentary access for one month. This will renew for every month you spend AED 6,000 on your HSBC Max Rewards Credit card. For more details, please refer to HSBC Max Rewards Credit Card Terms and conditions.

The complimentary offer is only for HSBC Max Rewards primary cardholder; however, HSBC Max Rewards supplementary credit cardholders will get 5% off on annual membership fee for ENTERTAINER soleil.

You need to ensure you are paying with HSBC Max Rewards Credit Card. The complimentary access to soleil is exclusive to HSBC Max Rewards primary credit cardholders only.

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The small print

*Offered by Visa International and subject to their terms and conditions. Visit ae.visamiddleeast.com for latest updates on signature card benefits. The benefits and features set out are current as at the date they appear in our document. However, they may be subject to change at any time in accordance with the applicable product terms and conditions.

¹Applicable for new primary Credit Card customers only. Subject to a minimum of AED 8,000 eligible spends during the first 60 days of the credit card account opening date.

²This benefit is only complimentary if you have made a minimum spend of AED 6,000 on your HSBC Max Rewards Credit Card during the Entertainer soleil booking calendar month. We will charge you one month HSBC ENTERTAINER soleil membership fee AED 272 (inclusive of VAT 285.60) for every month where you have used the benefit and the minimum spend requirement has not been met. Minimum spend required to qualify for the complimentary benefit includes the total spend made by the primary and supplementary cardholder(s). This complimentary benefit is only for HSBC Max Rewards primary credit cardholder. HSBC ENTERTAINER Terms of Use and HSBC Max Rewards Credit Card Terms and Conditions apply.

³The HSBC Credit Card Agreement Terms, HSBC Max Rewards Credit Card Terms and Conditions, Air Miles Terms and Conditions, HSBC Personal Banking General Terms and Conditions (UAE), and Schedule of Services and Tariffs apply.

⁴The Cinema Buy 1 get 1 offer is applicable only at Vox and Reel Cinemas in UAE when booking is made online. The benefit is only available if you have made a minimum spend of AED 6,000 on your HSBC Max Rewards Credit Card, during the ticket booking calender month. Where the minimum spend requirement is not met, the cost of the free ticket will become chargeable; Minimum spend required to qualify for the complimentary benefit includes the total spend made by the primary and supplementary cardholder(s). VOX Cinema Terms and Conditions and REEL Cinema Terms and Conditions apply.

HSBC Max Rewards Credit Card