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Max Rewards Credit Card

Earn Air Miles on your spending and enjoy great lifestyle benefits all year round.

Enjoy more of life with a credit card packed with rewards

Maximise your rewards across dining, entertainment, travel and more. Plus, double your Air Miles earnings when you increase your monthly spending.

To apply, you'll need to earn at least AED 10,000 a month.


Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]

Annual fee
AED 0 for the first year. Then AED 630 including VAT[@maxrewardsannualfeewaiver]

Have up to AED 600 cashback on us

Receive AED 500 cashback when you get this card and spend AED 8,000 within the first 60 days. We’ll also credit AED 100 to your mobile wallet, which will be available to spend for 10 working days.

Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying. Terms and conditions apply (PDF, 130 KB). Offer valid from 1 October 2023 to 31 December 2023 (both days inclusive).

Why get a Max Rewards Credit Card?

Earn Air Miles on all your spends

Earn Air Miles on all your credit card spends and exchange them for flights, hotels and more. 

Annual fee waiver

Pay no annual fee for the first year, and when you spend at least AED 12,000 a year after that[@maxrewardsannualfeewaiver]. 

Balance transfers

Transfer balances from other credit cards in the UAE to your credit card and save on interest. 

Discover more Max Rewards features

Enjoy more of the things you love

A range of rewards on shopping, eating out and more, worldwide.

  • Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
  • Access premium venues like gyms, beach clubs and hotel pools with HSBC ENTERTAINER soleil when you spend over AED 6,000 a month [@soleilminimumspend]. Primary cardholders only.
  • 5% off HSBC ENTERTAINER soleil annual membership for your additional cardholders.
  • Enjoy Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE[@cinemadiscountminspend].

Travel the world for less

Make the most of your travels with airport offers and a range of rewards around the world.

  • 12 complimentary visits for you and additional cardholders to over 1,000 lounges a year when you make at least 1 international purchase worth USD 1 with your HSBC Visa card 15 days before you travel.[@visainternational] [@airportloungeaccess]
  • Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
  • Enjoy up to 10% cashback when you book your next holiday on your credit card at

Your Max Rewards card also comes with

  • Home& Away offers
    Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Multi-trip travel insurance
    Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance[@visainternational].
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  • 24-hour concierge
    Visa Concierge takes care of the details, from restaurant bookings and bespoke shopping, to travel plans and more. Call 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.
  • Purchase protection
    Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.

Things to know

Who can apply?

You don't need an account with us to apply for a Max Rewards Credit Card, but you'll need to:

  • earn at least AED 10,000 a month
  • be aged between 21 and 65
  • live in the UAE

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Get started

New to HSBC

Check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

Already an HSBC customer?

You can ask us to call you whether you're a new or existing customer.

We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside these times, we aim to get back to you on the next working day. We may record calls to help improve our service to you.

Frequently asked questions

You might also be interested in


Discover more about our Air Miles rewards on selected credit cards. Earn and exchange them for flights, hotels, shopping and even airline loyalty programmes. 


Turn everyday spends into cashback, plus enjoy credit portability from your home country and a range of travel and lifestyle rewards. 


Enjoy rewards and earn Air Miles on everyday spends. 

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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