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Max Rewards Credit Card

Earn Air Miles on your spending and enjoy great lifestyle benefits all year round.

Enjoy more of life with a credit card packed with rewards

Maximise your rewards across dining, entertainment, travel and more. Plus, double your Air Miles earnings when you increase your monthly spending.

To apply, you'll need to earn at least AED 10,000 a month.


Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]

Annual fee
AED 0 for the first year. Then AED 630 including VAT[@maxrewardsannualfeewaiver]

Get up to AED 800 cashback

Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction.

Eligibility criteria and Terms and conditions apply (PDF, 432 KB). Offer valid from 1 May to 31 July 2024 inclusive. 

Why get a Max Rewards Credit Card?

Earn Air Miles on all your spends

Earn Air Miles on all your credit card spends and exchange them for flights, hotels and more. 

Annual fee waiver

Pay no annual fee for the first year, and when you spend at least AED 12,000 a year after that[@maxrewardsannualfeewaiver]. 

Balance transfers

Transfer balances from other credit cards in the UAE to your credit card and save on interest. 

Careem Plus

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Discover more Max Rewards features

Enjoy more of the things you love

A range of rewards on shopping, eating out and more, worldwide.

  • Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
  • Access premium venues like gyms, beach clubs and hotel pools with HSBC ENTERTAINER soleil when you spend over AED 6,000 a month [@soleilminimumspend]. Primary cardholders only.
  • 5% off HSBC ENTERTAINER soleil annual membership for your additional cardholders.
  • Enjoy Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAE[@cinemadiscountminspend].

Travel the world for less

Make the most of your travels with airport offers and a range of rewards around the world.

  • 12 complimentary visits for you and additional cardholders to over 1,000 lounges a year when you make at least 1 international purchase worth USD 1 with your HSBC Visa card 15 days before you travel.[@visainternational] [@airportloungeaccess]
  • Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
  • Get up to 8% off accommodation with when you book on your credit card. Learn more.

Your Max Rewards card also comes with

  • Home& Away offers
    Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Multi-trip travel insurance
    Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance[@visainternational].
  • Digital cards
    Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.
  • 24-hour concierge
    Visa Concierge takes care of the details, from restaurant bookings and bespoke shopping, to travel plans and more. Call 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.
  • Purchase protection
    Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.

Things to know

Who can apply?

You don't need an account with us to apply for a Max Rewards Credit Card, but you'll need to:

  • earn at least AED 10,000 a month
  • be aged between 21 and 65
  • live in the UAE

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Get started

New to HSBC?

Check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

Already an HSBC customer?

Apply for your card in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.

Frequently asked questions

You might also be interested in


Discover more about our Air Miles rewards on selected credit cards. Earn and exchange them for flights, hotels, shopping and even airline loyalty programmes. 


Turn everyday spends into cashback, plus enjoy credit portability from your home country and a range of travel and lifestyle rewards. 


Enjoy rewards and earn Air Miles on everyday spends. 

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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