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HSBC Max Rewards Credit Card

Expand your life and access new levels of rewards

Double your earnings and enjoy great lifestyle benefits

The Max Rewards card lets you earn 1 Air Mile for every AED 1 you spend, redeemable on flights, hotels, education and shopping vouchers.

Plus, you can double the Air Miles you earn on dining, entertainment, fitness, travel and more when you spend over AED 3,000 a month.

And enjoy complimentary access to premium gyms, pools and beach clubs with the HSBC ENTERTAINER soleil app when you spend over AED 6,000 a month1.

Your new card also unlocks exciting travel and entertainment benefits, to make your busy lifestyle more enjoyable. All you need is a minimum monthly salary of AED 10,000. You don’t have to open a bank account with us.

Image of HSBC Visa Max Rewards Credit Card

Save on deliveries, rides and bike rentals at the Careem app.

Just use your HSBC Visa Signature or Infinite card by 30 November 2022. Terms and conditions apply.

Apply today for AED 500 cashback and no annual fee

Enjoy cashback when you apply for a Max Rewards Credit Card before 31 December 2022 and spend AED 5,000 in the first 60 days. Terms and conditions apply2. You'll also pay no annual fee for the first year, or from the second year onwards if you spend at least AED 12,000 a year3.

 

Key benefits

Earn Air Miles

1 Air Mile for every AED 1 spend. Exchange or redeem your Air Miles for flights, hotels as well as education and retail vouchers4.

Double your Air Miles

Double your Air Miles on your dining, entertainment, fitness, travel and more when you spend more than AED 3,000 a month**.

Unlock amazing benefits

Complimentary access to gyms, entertainment, dining, travel benefits and more, based on your monthly spend1 & 5.

Earn double Air Miles when you increase your monthly spending

Earn double rewards on: Monthly spend over AED 3,000 Monthly spend over AED 6,000 Monthly spend over AED 9,000
Dining   vyvy  
Entertainment      
Fitness and sports      
Foreign currency      
Lifestyle shopping*      
Travel      
All other spends      

Earn double Air Miles when you increase your monthly spending

Earn double rewards on: Dining
Monthly spend over AED 3,000  
Monthly spend over AED 6,000 vyvy
Monthly spend over AED 9,000  
Earn double rewards on: Entertainment
Monthly spend over AED 3,000  
Monthly spend over AED 6,000  
Monthly spend over AED 9,000  
Earn double rewards on: Fitness and sports
Monthly spend over AED 3,000  
Monthly spend over AED 6,000  
Monthly spend over AED 9,000  
Earn double rewards on: Foreign currency
Monthly spend over AED 3,000  
Monthly spend over AED 6,000  
Monthly spend over AED 9,000  
Earn double rewards on: Lifestyle shopping*
Monthly spend over AED 3,000  
Monthly spend over AED 6,000  
Monthly spend over AED 9,000  
Earn double rewards on: Travel
Monthly spend over AED 3,000  
Monthly spend over AED 6,000  
Monthly spend over AED 9,000  
Earn double rewards on: All other spends
Monthly spend over AED 3,000  
Monthly spend over AED 6,000  
Monthly spend over AED 9,000  

Where minimum spend of AED 3,000 is not met and for ‘All other spends’, the Air Miles rate is 1 Air Mile on each AED 1 spend4.

*Lifestyle shopping includes apparel, electronics, online marketplace retailers, personal care and furniture, as defined by Visa.

Enjoy all these lifestyle benefits

Save with HSBC ENTERTAINER soleil

Get complimentary access to premium gyms, pools, beach clubs and more when you spend over AED 6,0001 a month on your Max Rewards Credit Card. Where the minimum spend requirement is not met, and you use the benefit, the monthly membership fee of AED 272 (inclusive of VAT 285.60) will become chargeable.

You can also access over 10,000 'Buy 1 Get 1 Free' offers, whether it's a lavish brunch, food delivery, a calming spa day, a getaway or anything in between, with the HSBC ENTERTAINER app.

Get started by downloading the free HSBC ENTERTAINER app. You can also read the frequently asked questions on HSBC ENTERTAINER soleil.

Get up to 12 complimentary visits a year to 1000+ airport lounges globally for you and supplementary cardholders with LoungeKey.

To be eligible for the 12 complimentary visits, you must complete at least one international purchase with your card for a minimum value of USD 1. This doesn't apply to the first lounge visit in the year, but later visits will be charged to your card if the condition isn't met.

Any visits beyond the 12 complimentary visits will be charged to your card.

Save on airport transfers, food delivery and rides with Careem*

Enjoy the convenience of 2 free airport transfers a year to or from a UAE domestic airport with Careem, up to AED 100 per ride. Use promo code UAEVS for airport transfers. 

Additionally, you can also get:

  • 20% off on 3 Careem rides a month in the UAE
  • 30% off on 3 food and shop orders in the UAE through Careem every month

For Careem rides, food and shop orders, use promo code VISASIGNATUREUAE.

For more information and details, visit Visa card holder benefits.

Save on the latest blockbusters

VOX Cinemas

Book online and get 2 'Buy 1 Get 1 Free' tickets per month. Offer is valid for the following experiences: Standard 2D, Standard 2D VIP, 2D MAX, 2D Max VIP, 2D Max Atmos, 2D Premium Mercato and Nation Tower, 3D.

REEL Cinemas

Book online and get 2 'Buy 1 Get 1 Free' tickets per month. Offer is valid for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, and Reel Junior.

To enjoy the complimentary tickets, just spend over AED 6,0005 a month on your Max Rewards Credit card. Where the minimum spend requirement is not met, the cost of the free ticket will become chargeable to your card. 

Check our Cinema offers page for more details. VOX and REEL Terms and Conditions apply.

Even more travel and dining benefits

  • Dine well for less

    Save up to 30% off at over 400 restaurants across the UAE with I Love Dining when you pay using your eligible credit card. Terms and conditions apply.

  • Airport dining offers*

    Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel. App terms and conditions apply.

Using your card

  • Supplementary cards

    Get unlimited supplementary credit cards for your family with no fees.

  • Peace of mind*

    You'll be protected against the theft or accidental damage of purchases you make in full with your HSBC visa credit card Buyers Protection is offered by Visa International.

  • Balance transfers

    Transfer balances from other UAE credit cards to your HSBC credit card to save on interest, benefit from our competitive pricing and get control of your finances.

    Apply through online banking or by calling us. Find out more. Terms and Conditions, fees and charges apply.

  • Mobile wallets

    Pay in an easy, safe and private way using your mobile device, wherever contactless payments are accepted. Just register your card to Apple Pay™, Google Pay™ or Samsung Pay™.

  • The Annual Percentage Rate

    The Annual Percentage Rate is 44.28% per annum on outstanding purchases and cash withdrawals.

  • Buy now pay later

    Spread the cost of eligible purchases with a Flexi Instalment Plan. Get what you need now while paying more easily in monthly instalments. Terms and Conditions, fees and charges apply.

  • Cash Instalment Plan

    Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan.

    Apply through online banking or by calling us. Find out more. Terms and Conditions, fees and charges apply.  

  • Card protection*

    Get covered against unauthorised transactions or fraudulent use of your card with reimbursement up to USD 2,500 per occurrence. Up to USD 4,000 annual aggregate limit. Terms and conditions apply.

  • Annual fee waiver

    There'll be no annual fee of AED 600 (AED 630 inclusive of VAT) for the first year and it'll be waived from the second year onwards, subject to you meeting a minimum spend of AED 12,000.3

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

How to apply

Please read the important documents before applying.

Who can apply?

You can apply for the Max Rewards Card if you:

  • earn a monthly minimum salary of AED 10,000
  • are between 21 and 65 years old
  • live in the UAE

You don't have to have an HSBC bank account.

New to HSBC?

If you're new to HSBC UAE, you can check your eligibility online and get an approval in principle in just 5 minutes.

Once your application is fully approved, your card could be with you within 24 hours.

Already an HSBC customer?

Don't fill out your details again, let us call you back. We'll get back to you within 60 minutes during working hours, 9:00 to 16:30 Monday to Friday. After this time, it will be the next working day.

Apply by phone

We can process your card application on a quick phone call.

+9714 3216834 (within and outside UAE)

Lines are open 24/7. We may record calls to help improve our service to you.

Important documents

Things you should know

HSBC ENTERTAINER soleil Frequently Asked Questions

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The small print

*Offered by Visa International and subject to their terms and conditions. Visit ae.visamiddleeast.com for latest updates on signature card benefits. The benefits and features set out are current as at the date they appear in our document. However, they may be subject to change at any time in accordance with the applicable product terms and conditions.

1This benefit is only complimentary if you have made a minimum spend of AED 6,000 on your HSBC Max Rewards Credit Card during the Entertainer soleil booking calendar month. We will charge you one month HSBC ENTERTAINER soleil membership fee AED 272 (inclusive of VAT 285.60) for every month where you have used the benefit and the minimum spend requirement has not been met. Minimum spend required to qualify for the complimentary benefit includes the total spend made by the primary and supplementary cardholder(s). This complimentary benefit is only for HSBC Max Rewards primary credit cardholder. HSBC ENTERTAINER Terms of Use and HSBC Max Rewards Credit Card Terms and Conditions apply.

2AED 500 cashback available to new primary HSBC Max Rewards Credit Card applicants, who do not have a primary Credit Card at the time of or did not have one 6 months prior to application. Terms and Conditions apply.

3No annual fee for the first year providing your application is approved by 31 December 2022. After the first year and on an annual basis thereafter, your Annual Fee will be waived provided you spend a minimum of AED 12,000 in the previous 12 months. If you do not meet the minimum spend, we will charge you the Annual Fee of AED 600 (AED 630 inclusive of VAT) in the 13th month. Please refer to the latest Schedule of Services and Tariffs for full details.

4The HSBC Credit Card Agreement Terms, HSBC Max Rewards Credit Card Terms and ConditionsAir Miles Terms and Conditions,  HSBC Personal Banking General Terms and Conditions (UAE), and Schedule of Services and Tariffs apply.

5The Cinema Buy 1 get 1 offer is applicable only at Vox and Reel Cinemas in UAE when booking is made online. The benefit is only available if you have made a minimum spend of AED 6,000 on your HSBC Max Rewards Credit Card, during the ticket booking calender month. Where the minimum spend requirement is not met, the cost of the free ticket will become chargeable; Minimum spend required to qualify for the complimentary benefit includes the total spend made by the primary and supplementary cardholder(s). VOX Cinema Terms and Conditions and REEL Cinema Terms and Conditions apply.

 

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