Platinum Select Credit Card

Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card.

Spend anytime, anywhere with your HSBC Platinum Select Credit Card and earn 1 air mile for every AED 4 spent.

You will earn air miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles Terms and Conditions below.

Foreign currency transactions are being converted to AED and reflect on your statement at the applicable exchange rate as determined by MasterCard.

Air Miles has a fully interactive website and mobile app allowing you to check your Air Miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Visit the Air Miles website to find out more and redeem your miles.

Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.

• log on to your Air Miles account at www.airmilesme.com
• go to 'Redeem Air Miles' and select 'Travel'
• choose your preferred airline
• exchange your Air Miles

You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account.

Please note that:

• you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
• you must have a valid airline loyalty membership number
• it's your responsibility to provide the correct transaction details
• once you've exchanged Air Miles, you can't reverse the exchange
• this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme

Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Spinneys, Sharaf DG, Careem, Toy Store, Agoda and many more. Every time you shop at any of the Air Miles partners remember to use your air miles card and your HSBC Premier Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

• freedom to choose when (time/date of travel), how (class of travel) and which (airline) to fly with
• no black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
  
• pay with miles and top up with cash
• pay for the full cost of the ticket including taxes

Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries. 

Enjoy airport dining offers at over 200+ locations globally. Follow these steps to redeem offers:

1. Download the Dine & Fly mobile app.
2. Complete the registration process to receive your digital membership card.
3. Search for participating restaurants.
4. Advise restaurant staff about your DragonPass membership.
5. Present your digital membership card.

Never miss out on an offer with the free HSBC ENTERTAINER mobile app. Simply download the free HSBC ENTERTAINER app to your smartphone and enjoy over 10,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness, including over 260 delivery offers.

HSBC ENTERTAINER mobile app Terms & Conditions apply.

Get up to 30% discount at over 400 restaurants across UAE when you pay using your HSBC Platinum Select Credit Card.

HSBC and Third Party Terms & Conditions apply.

Get 15% off for 4 rides per month, for existing Careem users (max discount AED 10 per ride), using promo code 'HSBC'.

Enjoy over 200 offers covering dining, retail, experience and accommodation across the MENA with the timeout and Golf Access Programme. 

Get additional peace of mind with Purchase Protection by Visa. You'll be protected against the theft or accidental damage of purchases you make in full with your Platinum Select Credit Card.

The extended warranty by Visa applies automatically to purchases you make in full with your Platinum Select Credit Card. It doubles the original manufacturer's warranty for up to 1 year, protecting you against the cost of repair and replacement of an item.

Purchase Protection and Extended warranty are both offered by Visa International.

NOTE: Credit Shield Plus (CSP) is currently not available for new enrolment with effect from 8 October 2017. Please check this page for further updates in the future.

If you already have CSP insurance cover on your cards, you will not be impacted and you will continue to have the insurance cover.

Credit Shield Plus (CSP) is an optional insurance cover that you may have if you have an HSBC credit card issued by HSBC Bank Middle East Limited in the UAE (HSBC).

It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

• loss of life
• permanent total disability
• critical Illness
• involuntary loss of employment (for salaried cardholders only)
• temporary total disability (for self-employed cardholders only)

Premium: The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC credit card. If you do not have an outstanding balance on your HSBC credit card statement date, then there would be no charge for CSP that month. Please refer to the Terms and Conditions for more details.

Purchase protection is provided by MasterCard International in association with American Home Assurance Company. Credit Shield Plus is provided by American Life Insurance Company (MetLife).

Transfer your balance from any other credit card in the UAE to your HSBC Platinum Select Credit Card at an interest rate as low as 0% for the first 12 months. Apply today and benefit from:

• saving on the interest amount you would have paid in your credit card 
• competitive pricing 
• get in control of your finances by consolidating and repaying easier your balances

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days. 

Balance Transfer fee is applicable, please refer to the Schedule of Services and Tariffs for further details. 

Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan. You can choose from repayment terms of 6, 12 or 24 months at interest rates as low as 0.75%¹ per month. Apply today and benefit from:

• no Income documentation required
• competitive interest rates

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days. 

¹Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

Buy now and pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan.

• online banking lets you set up standing instructions, transfer money, view monthly card statements and much more
• use our Mobile Banking app to view your accounts and stay updated on Credit Card offers to never miss out again. Search for 'HSBC Mobile Banking' in your app store

Apple Pay changes how you pay with contactless payment technology and unique security features. So you can pay in an easy, safe, and private way using the devices you use every day. Apple Pay is available with all HSBC Credit and Debit Cards.

It's accepted everywhere you can make contactless purchases, wherever you see the contactless riple mark or Apple Pay symbols. 

No more carrying wallets full of plastic. The new way of payment - Samsung Pay through HSBC is simple, secure and accepted everywhere. All you need to do is register your HSBC Credit and Debit Cards on the Samsung Pay.

The next time you are out shopping, just swipe up and authorise the purchase on your phone.

State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud.

Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding balance in full.

You may pay your credit card with any of the following options:

• at HSBC branches across the UAE or HSBC ATMs
• cheque deposit at HSBC cheque deposit machines located across HSBC branches and HSBC customer service units
• via other banks’ online banking platforms, by transferring money to the HSBC credit card account

Customers who hold an HSBC account, they can additionally use any of the following options to pay a credit card:

• HSBC online banking
• HSBC mobile banking
• HSBC call centre