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Platinum Select Credit Card

Enjoy dining, cinema and entertainment offers and earn Air Miles rewards on everyday spends

HSBC Platinum Select Credit Card

The HSBC Platinum Select Credit Card comes with Air Miles Rewards, complimentary HSBC ENTERTAINER app and a wide range of travel and lifestyle benefits, including hotel discounts.

To apply, you'll need to transfer a minimum monthly salary of AED 10,000 into an HSBC Personal Banking Account.

 

No annual fee.

 

Why choose a Platinum Select Credit Card?

  • Air Miles rewards

    Earn 1 Air Mile for every AED 4 spend on your card and redeem for flights, hotels and retail vouchers.

  • Exclusive dining privileges

    Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme. Enjoy airport dining offers at over 200+ locations globally with the Dragon Pass Dine & Fly programme. Terms and conditions apply.

  • 0% Flexi Instalment Plan (FIP)

    You can make purchases using your HSBC Platinum Select Credit Card and pay in easy monthly instalments at 0% interest.

  • Cinema privileges

    'Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.

Benefits you'll enjoy

Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card.

Earning miles

Spend anytime, anywhere with your HSBC Platinum Select Credit Card and earn 1 air mile for every AED 4 spent.

You will earn air miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles Terms and Conditions below.

Foreign currency transactions are being converted to AED and reflect on your statement at the applicable exchange rate as determined by Visa.

Redeeming miles

Air Miles has a fully interactive website and mobile app allowing you to check your Air Miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Visit the Air Miles website to find out more and redeem your miles.

Air Miles Exchange

Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.

  • log on to your Air Miles account at www.airmilesme.com
  • go to 'Redeem Air Miles' and select 'Travel'
  • choose your preferred airline
  • exchange your Air Miles

You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account.

Emirates Skywards

Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.

Etihad Guest

Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.

Please note that:

  • you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
  • you must have a valid airline loyalty membership number
  • it's your responsibility to provide the correct transaction details
  • once you've exchanged Air Miles, you can't reverse the exchange
  • this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme

Air Miles partners

Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Sharaf DG, Damas, Careem, Al Jaber, Tavola, and many more! Every time you shop at any of the Air Miles partners remember to use your air miles card and your HSBC Premier Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

Remember, with Air Miles you enjoy

  • freedom to choose when (time/date of travel), how (class of travel) and which (airline) to fly with
  • no black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
  • pay with miles and top up with cash
  • pay for the full cost of the ticket including taxes

Things you should know

HSBC Personal Banking General Terms and Conditions, other third party benefits Terms and Conditions and other fees and charges apply as outlined in our Schedule of Services and Tariffs.

Fixed Annual percentage rate is 41.40% on purchases and cash withdrawal with no annual fee.1

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Who can apply?

You can apply for the Platinum Select Credit Card if you:

  • have a Personal Banking Account
  • transfer your monthly minimum salary of AED 10,000 into the account
  • are between 21 and 65 years old
  • live in the UAE

How to apply

Online

If you're new to HSBC UAE, you can check your eligibility online and get an approval in principle in just 5 minutes.

Once your application is fully approved, your card could be with you within 24 hours.

Callback

Whether you bank with us already or are new to HSBC UAE, you can ask for a callback.

We'll get back to you within 60 minutes during working hours, Monday to Friday, 9:00 to 16:30. If you contact us outside these times, it will be the next working day.

By phone

Or you can just give us a call.

800 444 7772

From outside UAE call +971 4 224 1000

Lines are open 24/7. We may record calls to help improve our service to you.

Disclaimers

1Will increase by 12% (6% for HSBC Black, Jade Credit Card and HSBC Premier MasterCard)) for so long as the Cardholder is overdue on the payment. Original Finance Charge rates will be re-instated when Cardholder is not overdue from the next statement date. In addition, a Collection Agency Fee will be charged to the Cardholder’s Account when the Bank appoints an external Collection Agency to follow up on the outstanding payment.

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