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Platinum Select Credit Card

Enjoy rewards and earn Air Miles on everyday spends.

Spend on the small things for big rewards

Collect Air Miles every time you spend and get a host of travel, entertainment and dining benefits whenever you spend with your Platinum Select card.

To apply, you'll need to transfer at least AED 5,000 a month (Subject to further eligibility

criteria) into an HSBC Personal Banking Account.

Rates

Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]

Annual fee
AED 0

Get up to AED 800 cashback

Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction.

Eligibility criteria and Terms and conditions apply (PDF, 161 KB). Offer valid from 1 May to 31 December 2024 inclusive. 

Why get a Platinum Select Credit Card?

Earn rewards on all your spends

Earn rewards on all your credit card spends and exchange them for flights, hotels and more. 

Interest free days

Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full. 

Balance transfers

Transfer balances from other credit cards in the UAE to your credit card and save on interest. 

Careem Plus

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Discover more Platinum Select features

Enjoy more of the things you love

A range of rewards on shopping, eating out and more, worldwide.

  • Browse over 10,000 Buy 1 Get 1 Free offers on food deliveries, eating out, spa days and getaways with the HSBC ENTERTAINER app
  • Get discounts at over 400 restaurants across the UAE when you pay with your credit card
  • Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.

Travel the world for less

Book holidays with your credit card for money off, and get extra airport privileges.

  • Get deals on shopping, travel, dining and more worldwide with home&Away.

Your Platinum Select card also comes with

  • Cinema discounts
    Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAE.
  • Extended warranty on your purchases
    Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.
  • Purchase protection
    Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.
  • Digital cards
    Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.

Things to know

Who can apply?

You can apply for a Platinum Select Credit Card if you:

  • have a Personal Banking Account
  • get or transfer at least AED 5,000 a month (Subject to further eligibility criteria) into the account
  • are aged between 21 and 65
  • live in the UAE

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Get started

New to HSBC?

Check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

Already an HSBC customer?

Apply for your card in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.

Frequently asked questions

You might also be interested in

 

Find out what you can do when you use your Platinum Select Credit Card

 

Turn everyday spends into cashback, plus enjoy credit portability from your home country and a range of travel and lifestyle rewards. 

 

Enjoy exclusive travel and lifestyle rewards on all your spends. 

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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