Apply For A VISA Platinum Select Credit Card Online

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Platinum Select Credit Card

Spend on the small things for big rewards

Collect Air Miles every time you spend and get a host of travel, entertainment and dining benefits whenever you spend with your Platinum Select card.

To apply, you'll need to transfer at least AED 5,000 a month (Subject to further eligibility

criteria) into an HSBC Personal Banking Account.

Get started Start application for the Platinum Select credit card

Why get a Platinum Select Credit Card?

Earn rewards on all your spends

Earn rewards on all your credit card spends and exchange them for flights, hotels and more.

Interest free days

Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.

Balance transfers

Transfer balances from other credit cards in the UAE to your credit card and save on interest.

Careem Plus

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Discover more Platinum Select features

Enjoy more of the things you love

A range of rewards on shopping, eating out and more, worldwide.

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership. Learn more.
Get discounts at over 400 restaurants across the UAE when you pay with your credit card
Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.

Travel the world for less

Book holidays with your credit card for money off, and get extra airport privileges.

Get deals on shopping, travel, dining and more worldwide with home&Away.

Your Platinum Select card also comes with

Cinema discounts

Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAE.
Extended warranty on your purchases

Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.

Purchase protection

Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.
Digital cards

Add your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.

Things to know

Who can apply?

You can apply for a Platinum Select Credit Card if you:

have a Personal Banking Account
get or transfer at least AED 5,000 a month (Subject to further eligibility criteria) into the account
are aged between 21 and 65
live in the UAE

Fees and rates

44.28% APR fixed[@aproverduepayments] on cash withdrawals and purchases
No annual fee

All proofs of ID, including your:

passport
Emirates ID
residence visa if you're a non-GCC national

Proof you're a UAE resident. Choose one of the following:

a tenancy agreement or EJARI
title deeds if you’re a homeowner
a utility bill no more than 2 months old

All proofs of income, including:

the last 2 bank statements from the account your salary is paid into, or 2 salary credits into your HSBC account
a salary certificate from your employer issued in the last month

If you're applying for an additional card, you'll also need to provide the passport and Emirates ID information for the additional cardholder.

Once you've been accepted, we'll also ask for a security cheque in the value of 120% of your credit facility.

Extra cardholders will usually enjoy the same benefits as you. We'll let you know when that's not the case.

Apply for another card

If you're new to the UAE, you won't have built up a credit history here yet, which can make getting a new credit card a hassle. But with HSBC, you can use the credit history you've built up elsewhere, making it easier to get a card here in your new home.

At present, you can share your credit history from any of the following countries:

Australia
Canada
Dominican Republic
India
Kenya
Mexico
Nigeria
Philippines
Spain
Switzerland
United Kingdom
United States

To use your international credit history, just apply for your credit card like normal. If you're eligible, we'll ask you during your application if you'd like to share your credit history with us.

More about using your international credit history

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Get started

New to HSBC?

Check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

Apply now Apply for the Platinum Select credit card

Already an HSBC customer?

Apply for your card in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.

Apply in app This link will open in same window

Apply via callback

Request a callback and a member of our team will help you to apply for your card.

We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside these times, we aim to get back to you on the next working day. We may record calls to help improve our service to you.

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Frequently asked questions

You can pay your credit card at an HSBC branch or ATM:

by cheque
online with HSBC or another bank
with mobile or phone banking if you have an account with us

Yes, you can pay your credit card using a Flexi instalment or cash instalment plan.

A Flexi instalment plan lets you convert big purchases you make with your credit card into smaller monthly payments. This option offers:

low interest rates
no processing or early repayment fees
the option to spread costs over 3 to 36 months

Apply for a plan on every eligible purchase in the HSBC UAE app.

A cash instalment plan lets you access cash up to your credit limit. You can apply online or by phone for competitive rates, with no need for proof of income.

You can also transfer balances from other credit cards in the UAE to your HSBC Credit Card and:

save on interest
enjoy competitive pricing
get control of your finances by consolidating and repaying your balances more easily

You can apply in online banking, by calling us or by using the instructions we send you. We'll call you within 2 working days.

A Balance Transfer fee applies. Please refer to the Schedule of Services and Tariffs (PDF) for more details.

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.

Platinum Select Credit Card

Spend on the small things for big rewards

Why get a Platinum Select Credit Card?

Earn rewards on all your spends

Interest free days

Balance transfers

Careem Plus

Discover more Platinum Select features

Enjoy more of the things you love

Travel the world for less

Your Platinum Select card also comes with

Things to know

Who can apply?

Fees and rates

What you'll need

Additional cardholders

If you're new to the UAE

Important documents

Get started

New to HSBC?

Already an HSBC customer?

Other ways to apply

Frequently asked questions

How do I pay my credit card?

Are there payment plans available?

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