Welcome to the world of HSBC Premier
Better is never down to one thing, so we provide a suite of premium products and benefits to get more out of life.
Our premium bank account for you and your family, available in AED, USD, EUR or GBP, with no monthly fee[@premierfee].
What's important to you is important to us
Premier gives you more of the things you care about to make your life better.
Plan for today and tomorrow
Get expert planning advice from our relationship managers and access our wealth illustration tool, HSBC Future Planner[@investments-future-planner] to start preparing for your financial goals.
Keep your health on track
We offer a range of healthcare benefits and life protection for you and your family, providing greater peace of mind.
Travel in comfort and style
We look after you and your money when travelling with competitive FX rates and exclusive partner offers when you use a Premier Credit Card.
Bank seamlessly everywhere
We provide a powerful international network so you can open an account before you relocate, take your credit history with you[@cards-credit-portability] and enjoy Premier status wherever you go.
Exclusive Premier rewards and offers
Enjoy a range of cash rewards, travel benefits, global discounts and lifestyle offers.
Get up to AED 14,000 cashback with HSBC Premier
Open a new Premier Account and earn up to AED 14,000 in cashback when you meet the offer eligibility criteria. Find out more. T&Cs apply (PDF)
home&Away offers
Access a world of offers across dining, travel, lifestyle and health in UAE and abroad.
Premier Credit Card
Get Air Miles worth over AED 1,000 or equivalent when you apply by 31 October 2025 and spend AED 12,000 within the first 60 days. Eligibility criteria and T&Cs apply (PDF)
Save up to 15% at Dubai Opera
Enjoy exclusive privileges at HSBC-sponsored shows, including discounted advance tickets, VIP lounge access at selected shows and savings on food and beverages. T&Cs apply
Discover how Premier gives you more
You can rely on us to help you get the best in life
Wherever you are in the world, Premier is designed to make your global banking easier. With Premier, you can spend like a local, get support to achieve your wealth goals, and enjoy generous offers for you and your family.
Who can apply?
To apply for an HSBC Premier Account you must be 18 or older, opening an account for yourself and not already banking with us in the UAE. You must also meet one of the following criteria:
Salary transfer
Transfer a monthly salary of at least AED 40,000, or AED 30,000 if you're an Emirati, and build up a minimum Total Relationship Balance (TRB) of AED 500,000 (or equivalent) within 12 months.
Total relationship balance
Maintain a TRB with us of AED 500,000 in deposits and/or investments.
Shared Premier status
You have a spouse or parent who already holds and qualifies for a Premier account, or you already have a Premier account in another country or region.
HSBC Home Loan
Hold a mortgage with us with a drawdown of AED 3,000,000 or above and build up a minimum TRB of AED 500,000 (or equivalent) within 12 months.
Get even more Premier benefits
Explore more products offering preferential rates to Premier customers.
Set your goals anytime, anywhere with our illustrative tool, Future Planner (UAE residents only)[@investments-future-planner]
Warning statements
Please read the following warning statements.
You may have to pay penalties if you pay off a loan/financing early.
If you do not meet the repayments/payments on your loan/financing/credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
If you do not keep up your repayments/payments, you may lose your property.
This product / service may be affected by changes in foreign currency exchange rates.
Correspondent and receiving banks may charge additional fees when they process a transaction.
Penalties and fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in a transfer. The exchange rate used for the refund of money paid by you may differ from the original rate used for the transfer. We shall not be held liable for any potential exchange rate loss.
You may have to pay penalties if you pay off a loan/financing early.
If you do not meet the repayments/payments on your loan/financing/credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
If you do not keep up your repayments/payments, you may lose your property.
This product / service may be affected by changes in foreign currency exchange rates.
Correspondent and receiving banks may charge additional fees when they process a transaction.
Penalties and fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in a transfer. The exchange rate used for the refund of money paid by you may differ from the original rate used for the transfer. We shall not be held liable for any potential exchange rate loss.