HSBC Personal Loan

When you transfer your loan to HSBC, you not only enjoy preferential prices, but also zero processing fees1. Just when you thought it was a sweet deal, we made it better with:
  • Online approval in 10 minutes2
  • No credit life insurance
  • Top-up option after 6 months3


With the HSBC Personal Loan, you will get:

  • High loan amounts
    UAE nationals may be eligible for a maximum loan amount of AED 750,000. For expats, the eligibility is a maximum of AED 600,000.
  • No credit life insurance required
  • Personal loan top-up
    Kindly note that the personal loan top-up facility is subject to eligibility and will be offered in line with HSBC's current credit policies.
  • Renewal options for 12 month loans


You can apply for a personal loan if:

  • you're a UAE national aged between 21 and 65 years
  • you're an expatriate resident aged between 21 and 65 years
  • you earn a minimum income of AED 7,500

Things you should know

Representative example:
Total loan amount Repayment time Monthly instalment
AED 100,000 48 months AED 2,4764
Representative example:
Total loan amount AED 100,000
Repayment time 48 months
Monthly instalment AED 2,4764

Campaign period is from 5 January 2019 to 31 March 2019 (both days inclusive).

1Offer is limited to customers applying for a new personal loan during the Campaign Period to transfer their existing personal liabilities in other banks in the UAE to HSBC. Offer is subject to minimum Personal Loan amount of AED 100,000 and satisfactory Credit Bureau score. Terms & Conditions apply.

2Loan approval is subject to satisfactory documentation submitted and salary transfer to HSBC.

3Final top-up approval is subject to satisfactory documentation, internal policy and credit bureau checks.

4Example calculated for an HSBC Premier Customer

Apply now

Apply online

Apply online to calculate your eligibility.

Apply by phone

Call 800 LOANS (56267) and get a decision over the phone, or request a callback.

Related products


With great deals all around, it's the best time to buy your car.


A safety net for life's unexpected expenses.