HSBC Platinum Credit Card | Credit Cards

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Platinum Credit Card

Discover all the rewards that come with your Platinum Credit Card

With a Platinum credit card, you'll earn Air Miles every time you spend, plus get access to offers and rewards across dining, leisure, travel and more.

This card isn't available to new customers. If you have a Platinum card, find out more about your rewards and benefits on this page.

Rates

Cash withdrawals and purchases

44.28% APR (fixed)[@aproverduepayments]

Annual fee

AED 630 including VAT

What you get with your Platinum card

Earn rewards on all your spends

Earn rewards on all your credit card spends and exchange them for flights, hotels and more.

Interest free days

Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.

Extended warranty on your purchases

Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.

Careem Plus

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Your Platinum card also comes with

Travel the world for less

Book flights and hotels with your credit card to enjoy discounts all year round.
Cinema discounts

Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAE.
Visa Luxury Hotel Collection

Stay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more.[@visainternational]

home&Away offers

Get deals on shopping, travel, dining and more worldwide with home&Away.
Timeout and Golf Access Programme

Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.
Zomato Gold membership

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership. Learn more.

Things to know

Extra cardholders will usually enjoy the same benefits as you. We'll let you know when that's not the case.

Apply for another card

Flexi Instalment Terms and Conditions

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Frequently asked questions

You can pay your credit card at an HSBC branch or ATM:

by cheque
online with HSBC or another bank
with mobile or phone banking if you have an account with us

Yes, you can pay your credit card using a Flexi instalment or cash instalment plan.

A Flexi instalment plan lets you convert big purchases you make with your credit card into smaller monthly payments. This option offers:

low interest rates
no processing or early repayment fees
the option to spread costs over 3 to 36 months

Apply for a plan on every eligible purchase in the HSBC UAE app.

A cash instalment plan lets you access cash up to your credit limit. You can apply online or by phone for competitive rates, with no need for proof of income.

You can also transfer balances from other credit cards in the UAE to your HSBC Credit Card and:

save on interest
enjoy competitive pricing
get control of your finances by consolidating and repaying your balances more easily

You can apply in online banking, by calling us or by using the instructions we send you. We'll call you within 2 working days.

A Balance Transfer fee applies. Pleese refer to the Schedule of Services and Tariffs for more details.

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.

Platinum Credit Card

Discover all the rewards that come with your Platinum Credit Card

Rates

What you get with your Platinum card

Earn rewards on all your spends

Interest free days

Extended warranty on your purchases

Careem Plus

Your Platinum card also comes with

Things to know

Additional cards

Important documents

Frequently asked questions

How do I pay my credit card?

Are there payment plans available?

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