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HSBC Platinum Credit Card

Enjoy lifestyle and travel benefits and earn Air Miles on everyday spends

Benefits home and abroad

Your HSBC Platinum Credit Card is your companion for your daily transactions. It is recognised in over 32 million establishments worldwide, offering you a bunch of benefits at home and abroad.

This card isn't available for new customers at the moment.


With the HSBC Platinum Card you get:

  • HSBC ENTERTAINER mobile app
    Free download of our 'Buy 1 Get 1 Free' mobile app with over 10,000 offers across dining, leisure, retail and wellness, including over 260 delivery offers.
  • Valet parking
    At selected Valtrans locations around Dubai, get up to 2 free visits per month with your HSBC Platinum Credit Card, subject to a minimum monthly spend of AED 3,000 with your card.
  • Complimentary supplementary cards
    Get complimentary supplementary credit cards to share among your family.
  • Cinema Offers
    Buy 1 Get 1 Free tickets at VOX Cinemas in the UAE.
  • Travel privileges
    Get up to a 15% discount on British Airways fares.
  • Agoda hotel discounts
    Enjoy discounts of up to 12% with Agoda when booking with your HSBC Platinum Credit Card.

What you'll get

Air Miles is the loyalty programme for HSBC UAE credit cards that rewards you with Air Miles every time you use your credit card.

Earning miles

Spend anytime, anywhere with your HSBC Platinum Credit Card and earn 1 Air Mile for every AED 1 spent.

You will earn Air Miles up to the credit limit assigned to your credit card.

Redeeming miles

Check and redeem your Air Miles balance at the Air Miles website or mobile app. You can choose from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more.

Air Miles Exchange

Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.

  • log on to your Air Miles account at
  • go to 'Redeem Air Miles' and select 'Travel'
  • choose your preferred airline
  • exchange your Air Miles

You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account.

Emirates Skywards

Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.

Etihad Guest

Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.

Please note that:

  • you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
  • you must have a valid airline loyalty membership number
  • it's your responsibility to provide the correct transaction details
  • once you've exchanged Air Miles, you can't reverse the exchange
  • this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme

Air Miles partners

Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Sharaf DG, Damas, Careem, Al Jaber, Tavola, and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

Remember, with Air Miles you enjoy:

  • freedom to choose when (time/date of travel) how (class of travel) and with which airline to fly
  • no black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
  • pay with miles and top up with cash
  • pay for the full cost of the ticket including taxes

Things you should know

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll let you know about any changes that may affect you, either before the change or shortly afterwards.

HSBC Credit Card Agreement Terms, Balance Transfer Terms and Conditions, Cash Instalment Plan Terms and Conditions, Flexi Instalment Plan Terms and Conditions, and Schedule of Services and Tariffs apply. Third party terms and conditions apply.

The Annual Percentage Rate 44.28% per annum on outstanding purchases and cash withdrawals. In addition to annual fee of AED 600 (AED 630 inclusive of VAT)  – not offered to new customers.1

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.


1Will increase by 12% (6% for HSBC Black, Jade Credit Card and HSBC Premier MasterCard)) for so long as the Cardholder is overdue on the payment. Original Finance Charge rates will be re-instated when Cardholder is not overdue from the next statement date. In addition, a Collection Agency Fee will be charged to the Cardholder’s Account when the Bank appoints an external Collection Agency to follow up on the outstanding payment.

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