HSBC Platinum Credit Card

Air Miles is the loyalty programme for HSBC UAE credit cards that rewards you with Air Miles every time you use your credit card.

Spend anytime, anywhere with your HSBC Platinum Credit Card and earn 1 Air Mile for every AED 1 spent.

You will earn Air Miles up to the credit limit assigned to your credit card.

Check and redeem your Air Miles balance at the Air Miles website or mobile app. You can choose from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more.

Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.

Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.

Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Sharaf DG, Damas, Careem, Al Jaber, Tavola, and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

Get up to 12% off at over 985,000 hotels and vacation rentals worldwide when you book using your HSBC Platinum Credit Card through the link below.

Get up to 10% off airfares (excluding applicable taxes, charges and fees) when you book with your HSBC Platinum Credit Card from 1 January 2022 until 31 December 2022, for travel dates up to 30 December 2023.

To book click below and to access the page please use password HSBCBA.

VLHC has more than 900 intriguing and prestigious properties, from boutique gems to world famous hotels. You'll benefit from a best available rate guarantee, automatic room upgrades, complimentary in-room Wi-Fi, complimentary breakfast and much more. Just book through the link below.

Enjoy airport dining offers at over 200 airport restaurants worldwide. Just download the Dine & Fly app and register to get started. When you visit a participating restaurant, let them know, mentioning DragonPass. Then select 'redeem' in the app to get the discount.

App terms and conditions apply.

Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries.

Never miss out on an offer with the free HSBC ENTERTAINER mobile app. Simply download the app to your smartphone and enjoy over 10,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness, including over 260 delivery offers.

HSBC ENTERTAINER mobile app terms and conditions apply.

The programme provides Visa Premium cardholders with great discounts at participating golf clubs in the UAE, Middle East and North Africa. The discounts are mostly related to green fees and pro-shop sales, and in some cases discounts are extended to food and beverage purchases.

The extended warranty by Visa applies automatically to purchases you make in full with your HSBC Platinum Credit Card. It doubles the original manufacturer's warranty for up to 1 year, protecting you against the cost of repair and replacement of an item.

Purchase Protection and Extended warranty are both offered by Visa International.

Credit Shield Plus (CSP) is an optional insurance cover that you may have if you have an HSBC credit card issued by HSBC Bank Middle East Limited in the UAE (HSBC). CSP is currently not available for new enrolments, with effect from 8 October 2017. If you already have CSP insurance cover on your cards, you will not be impacted and you will continue to have the insurance cover.

CSP provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

• loss of life
• permanent total disability
• critical Illness
• involuntary loss of employment (for salaried cardholders only)
• temporary total disability (for self-employed cardholders only)

If you do not have an outstanding balance on your HSBC credit card statement date, then there is no charge for CSP that month. Please refer to the terms and conditions for more details.

Transfer balances from other credit cards in the UAE to your HSBC Credit Card and benefit from:

• save on the interest amount you would have paid on your credit card balance
• benefit from competitive pricing
• take control of your finances by consolidating your balances and making it easier to repay 

You can apply through online banking or by calling us. If we've already contacted you about a balance transfer, then just follow the instructions and we’ll get back to you in 2 working days.   

A balance transfer fee is applicable. 

Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan. Apply today and benefit from:

• no income documentation required
• competitive interest rates

You can apply through online banking or by calling us. If we've already contacted you about a Cash Instalment Plan, then just follow the instructions and we’ll get back to you in 2 working days  

Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

A Flexi Instalment Plan is a great way to spread the cost of eligible purchases and get what you need now while paying more easily in monthly instalments. Apply in a few quick taps via the HSBC UAE app and benefit from:

• low interest rates
• no processing fees
• no early repayment fees
• repayment over 3 to 36 months

You can pay your credit card bill:

• at HSBC branches or HSBC ATMs across the UAE
• by cheque at HSBC cheque deposit machines in our branches and customer service units
• via other banks' online banking platforms, by transferring money to your HSBC Platinum Credit Card

If you have an HSBC bank account you can also pay your credit card bill through online, mobile or phone banking.