Discover all the rewards that come with your Platinum Credit Card
With a Platinum credit card, you'll earn Air Miles every time you spend, plus get access to offers and rewards across dining, leisure, travel and more.
This card isn't available to new customers. If you have a Platinum card, find out more about your rewards and benefits on this page.
Rates
Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]
Annual fee
AED 630 including VAT
What you get with your Platinum card
Earn rewards on all your spends
Earn rewards on all your credit card spends and exchange them for flights, hotels and more.
Interest free days
Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.
Extended warranty on your purchases
Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.
Careem Plus
Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.
Your Platinum card also comes with
- Travel the world for lessBook flights and hotels with your credit card to enjoy discounts all year round.
- Cinema discountsBuy 1 Get 1 Free movie tickets every month when you spend at least AED 1,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE.[@cards-cinema-minimum-spend-generic]
- Visa Luxury Hotel CollectionStay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more.[@visainternational]
- Timeout and Golf Access ProgrammeEnjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.
- Zomato Gold membershipGet up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership. Learn more.
Things to know
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Frequently asked questions
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