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Platinum Credit Card

Earn Air Miles on everyday spends, plus enjoy a range of offers and rewards at home and abroad. This card isn't available to new customers.

Discover all the rewards that come with your Platinum Credit Card

With a Platinum credit card, you'll earn Air Miles every time you spend, plus get access to offers and rewards across dining, leisure, travel and more. 

This card isn't available to new customers. If you have a Platinum card, find out more about your rewards and benefits on this page.


Cash withdrawals and purchases

44.28% APR (fixed)[@aproverduepayments]

Annual fee

AED 630 including VAT

What you get with your Platinum card

Earn Air Miles on all your spends

Earn Air Miles on all your credit card spends and exchange them for flights, hotels and more. 

Interest free days

Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full. 

Extended warranty on your purchases

Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International. 

Careem Plus

Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.

Your Platinum card also comes with

  • Travel the world for less
    Book flights and hotels with your credit card to enjoy discounts all year round.
  • Airport dining offers
    Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
  • Cinema discounts
    Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
  • Visa Luxury Hotel Collection
    Stay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more.
  • Home& Away offers
    Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Timeout and Golf Access Programme
    Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.
  • Save on dining and entertainment
    Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.

Things to know

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Frequently asked questions

You might also be interested in


Discover more about our Air Miles rewards on selected credit cards. Earn and exchange them for flights, hotels, shopping and even airline loyalty programmes. 


Enjoy rewards and earn Air Miles on everyday spends. 


Enjoy exclusive travel and lifestyle rewards on all your spends. 

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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