Discover all the rewards that come with your Platinum Credit Card
With a Platinum credit card, you'll earn Air Miles every time you spend, plus get access to offers and rewards across dining, leisure, travel and more.
This card isn't available to new customers. If you have a Platinum card, find out more about your rewards and benefits on this page.
Rates
Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]
Annual fee
AED 630 including VAT
What you get with your Platinum card
Earn Air Miles on all your spends
Earn Air Miles on all your credit card spends and exchange them for flights, hotels and more.
Interest free days
Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.
Extended warranty on your purchases
Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.
Purchase protection
Shop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.
Your Platinum card also comes with
- Travel the world for lessBook flights and hotels with your credit card to enjoy discounts all year round.
- Airport dining offersSave at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
- Cinema discountsBuy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
- Complimentary valet parkingEnjoy complimentary valet parking every month.
- Visa Luxury Hotel CollectionStay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more.
- Timeout and Golf Access ProgrammeEnjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.
- Save on dining and entertainmentEnjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
Things to know
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Frequently asked questions
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