HSBC Cashback Credit Card

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Cashback Credit Card

AED 300 cashback gets you started, but it takes spontaneity to embrace new opportunities.

Get AED 300 cashback when you apply for a Cashback Credit Card no later than 31 December 2021. Terms and conditions apply¹

HSBC Cashback Credit Card

Enjoy benefits such as: up to 10% cashback on everyday spends, automatic credit of cashback every month and 0% for up to 24 months Balance Transfer.

To apply, you'll need a minimum monthly salary of AED 10,000.

How to apply for HSBC Cashback Credit Card

Benefits

With the HSBC Visa Signature Cashback Credit Card, you will get:

No annual fee for the 1st year and 2nd year onwards waiver subject to meeting minimum spend²
Automatic credit of cashback every month
No maximum limit on total cashback earned³
Up to 10% cashback on your spend
No requirement of opening a bank account or salary transfer
'Buy 1 Get 1 Free' tickets at Vox Cinemas
1000s of discounts and benefits

ENTERTAINER mobile app, I Love Dining programme, and many more.

12 complimentary visits per year to 1000+ airport lounges*
Enjoy 2 free airport transfers per year, up to AED 100 per ride*
Relax with complimentary travel insurance cover for you and your family*
24-hour concierge service*
Fraudulent card misuse protection so you’re covered against unauthorised transactions or fraudulent use of your card(s)*

*Additional benefits available to HSBC Signature Cashback Credit Cardholders. This includes supplementary cardholders. Existing HSBC Platinum Cashback Credit Cardholders can request their enhanced Signature card for free.

More Cashback card benefits

Cashback caps

Caps on cashback spending with an HSBC Cashback credit card.
Category	Cashback	Cashback cap (per statement cycle)
On all fuel spends in the UAE	10%	AED 100
On all grocery spends in the UAE	3%	AED 200
On all other spends	1%	No cap

Caps on cashback spending with an HSBC Cashback credit card.
Category	On all fuel spends in the UAE
Cashback	10%
Cashback cap (per statement cycle)	AED 100

Category	On all grocery spends in the UAE
Cashback	3%
Cashback cap (per statement cycle)	AED 200

Category	On all other spends
Cashback	1%
Cashback cap (per statement cycle)	No cap

To earn 10% Cashback on fuel and 3% Cashback on grocery categories, a minimum retail spend of AED 3,000 on your card, on any category is required. The minimum retail spend requirement includes the total spend made by the primary and supplementary cardholder(s) during the statement cycle. In case the minimum retail spend requirement is not met in a statement cycle, you will earn 1% Cashback on all retail spends (including fuel and grocery spends) during the statement cycle without any caps.

Cashback caps

Caps on cashback spending with an HSBC Cashback credit card.
Category	Cashback	Cashback cap (per statement cycle)
On all fuel spends in the UAE	10%	AED 100
On all grocery spends in the UAE	3%	AED 200
On all other spends	1%	No cap

Caps on cashback spending with an HSBC Cashback credit card.
Category	On all fuel spends in the UAE
Cashback	10%
Cashback cap (per statement cycle)	AED 100

Category	On all grocery spends in the UAE
Cashback	3%
Cashback cap (per statement cycle)	AED 200

Category	On all other spends
Cashback	1%
Cashback cap (per statement cycle)	No cap

British Airways

Get up to 15% off airfares (excluding applicable taxes, charges and fees) when you book with your HSBC Cashback Credit Card at ba.com/hsbccards from 1 January 2021 until 31 December 2021, for travel dated up to 31 March 2022.

The selected tickets must be return or one-way trip tickets on British Airways flights originating from United Arab Emirates to the UK, Europe, USA or Canada.

Terms & Conditions

Book with British Airways

Special offers abroad

Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and regions.

To find out more and see the offers available to you visit:

HSBC home&Away

DragonPass Fly & Dine Programme

Enjoy airport dining offers at over 200+ locations globally. Follow these steps to redeem offers:

Download the Dine & Fly mobile app.
Complete the registration process to receive your digital membership card.
Search for participating restaurants.
Advise restaurant staff about your DragonPass membership.
Present your digital membership card.

Find out more about the Dragon Pass Fly and Dine program This link will open in a new window

Signature card additional benefits

Airport Lounge Access

Get 12 complimentary visits per year to 1000+ airport lounges globally via LoungeKey.

View details of your complimentary access, the participating lounges, and sign up for the LoungeKey mobile app, on LoungeKey.

To be eligible for the 12 complimentary visits, you must complete at least one international purchase with your card for a minimum value of USD 1. The ﬁrst lounge visit in the calendar year will not be subject to this condition, while consequent visits will be charged to your card if the condition is not met. Any visits beyond the 12 complimentary visits assigned to you will be charged to your card.

Airport transfers

Enjoy 2 free Careem rides to the airport per year, up to AED 100 per ride. Valid for pickup or drop off at a domestic airport.

To avail of the discount enter promo code UAEVS when paying with your eligible card in the Careem app.

Multi-trip travel insurance

Relax with complimentary cover for you and your family of up to $500,000 on all trips up to 90 days in duration. For more information on the cover details and to issue certiﬁcate of insurance visit Visa card holder benefits.

Complimentary HSBC ENTERTAINER app

Never miss out on an offer with the free HSBC ENTERTAINER mobile app. Simply download the free HSBC ENTERTAINER app to your smartphone and enjoy over 10,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness, including over 260 delivery offers.

HSBC ENTERTAINER mobile app Terms & Conditions apply.

Find out more Click to visit Entertainer app page

I Love Dining Programme

Get up to 30% discount at over 400 restaurants across UAE when you pay using your HSBC Cashback Credit Card.

Search for participating restaurants in the HSBC ENTERTAINER app.

Terms and conditions apply.

Timeout and Golf Access Programme

Enjoy over 200 offers covering dining, retail, experience and accommodation across the MENA with the timeout and Golf Access Programme. Find out more about the offer and the terms on Visa's Golf Access Offer page.

Visa's Golf Access Offer page This link will open in a new window

VOX Cinemas

Use your HSBC Cashback Credit Card to purchase tickets online and get 2 Buy 1 Get 1 Free tickets per month. Offer is valid for the following experiences: Standard 2D, Standard 2D VIP, 2D MAX, 2D Max VIP, 2D Max Atmos, 2D Premium Mercato and Nation Tower, 3D. Also enjoy 20% discount on select combos at VOX locations.

Terms and conditions apply.

Book online at Vox Cinemas This link will open in a new window

Signature card additional benefits

24-hour concierge service

Indulge in a range of personalised services, taking care of all the details from restaurant reservations, bespoke shopping to travel arrangements and more.

Visa Concierge hotline from UAE 800 0441 3487 or call +9714 361 1234 / +44 2078 502 829 from overseas.

Purchase protection

Get additional peace of mind with Purchase Protection by Visa. You'll be protected against the theft or accidental damage of purchases you make in full with your Cashback Credit Card.

Extended warranty

The extended warranty by Visa applies automatically to purchases you make in full with your Cashback Credit Card. It doubles the original manufacturer's warranty for up to 1 year, protecting you against the cost of repair and replacement of an item.

Purchase Protection and Extended warranty are both offered by Visa International.

More about protection and how to make a claim This link will open in a new window

Credit Shield Plus

NOTE: Credit Shield Plus (CSP) is currently not available for new enrolment with effect from 8 October 2017. Please check this page for further updates in the future.

If you already have CSP insurance cover on your cards, you will not be impacted and you will continue to have the insurance cover.

Credit Shield Plus (CSP) is an optional insurance cover that you may have if you have an HSBC credit card issued by HSBC Bank Middle East Limited in the UAE (HSBC).

It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

loss of life
permanent total disability
critical illness
involuntary loss of employment (for salaried cardholders only)
temporary total disability (for self-employed cardholders only)

The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC credit card. If you do not have an outstanding balance on your HSBC credit card statement date, then there would be no charge for CSP that month. Please refer to the terms and conditions for more details.

Credit Shield Plus Terms & Conditions (PDF) Download link

Purchase protection is provided by MasterCard International in association with American Home Assurance Company. Credit Shield Plus is provided by American Life Insurance Company (MetLife).

Signature card additional benefits

Fraudulent card misuse protection

Get covered against unauthorised transactions or fraudulent use of your card with reimbursement up to USD 2,500 per occurrence. Up to USD 4,000 annual aggregate limit. Fraudulent Card Misuse Protection Terms and Conditions apply, available on Visa Middle East website. Visit Visa card holder benefits for more information.

Balance transfers

Transfer your balance from any other credit card in the UAE to your HSBC Credit Card at an interest rate as low as 0% for the first 24 months. Apply today and benefit from:

saving on the interest amount you would have paid in your credit card
competitive pricing
get in control of your finances by consolidating and repaying easier your balances

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days.

Balance Transfer fee is applicable, please refer to the Schedule of Services and Tariffs for further details.

Cash Instalment Plan

Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan. You can choose from repayment terms of 6,12 or 24 months at interest rates as low as 0.75% per month. Apply today and benefit from:

no Income documentation required
competitive interest rates

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days.

Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

Cash Instalment Plan Terms & Conditions (PDF) Download link

Flexi Instalment Plan

Buy now and pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan.

Supplementary cards

Enjoy complimentary supplementary credit cards for your family members.

Banking on the go

online banking lets you set up standing instructions, transfer money, view monthly card statements and much more
use our Mobile Banking app to view your accounts and stay updated on credit card offers to never miss out again. Search for 'HSBC Mobile Banking' in your app store

Apple Pay

Apple Pay changes how you pay with contactless payment technology and unique security features. So you can pay in an easy, safe, and private way using the devices you use every day. Apple Pay is available with all HSBC credit and debit cards.

It's accepted everywhere you can make contactless purchases, wherever you see the contactless riple mark or Apple Pay symbols.

Samsung Pay

No more carrying wallets full of plastic. The new way of payment - Samsung Pay through HSBC is simple, secure and accepted everywhere. All you need to do is register your HSBC credit and debit cards on the Samsung Pay.

The next time you are out shopping, just swipe up and authorise the purchase on your phone.

Chip & PIN

State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud.

Interest free days

Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding balance in full.

Credit card payment

You may pay your credit card with any of the following options:

at HSBC branches across the UAE or HSBC ATMs
cheque deposit at HSBC cheque deposit machines located across HSBC branches and HSBC customer service units
via other banks’ online banking platforms, by transferring money to the HSBC credit card account

Customers who hold an HSBC account, they can additionally use any of the following options to pay a credit card:

HSBC online banking
HSBC mobile banking
HSBC call centre

Personal Banking General Terms and Conditions, Personal Internet Banking and Mobile Banking Terms and Conditions apply.

Things you should know

Schedule of services and tariffs, balance transfer terms and conditions, credit card agreement terms and Cashback credit card terms and conditions apply. Third party benefits terms and conditions apply.

Benefits and features

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let existing customers know about any changes that may affect them, either before the change or shortly afterwards.

Supplementary cards

Supplementary cardholders usually enjoy the same benefits as existing cardholders; we'll let you know when that's not the case.

Who can apply?

You can apply for the Cashback Credit Card if you:

earn a monthly minimum salary of AED 10,000
are between 21 and 65 years old
live in the UAE

You don’t need to have an HSBC bank account.

Proof of ID (all)

passport
Emirates ID
residence visa (for non-GCC nationals)

Proof of UAE residency (one of the following)

tenancy agreement or EJARI
title deeds (if you’re a homeowner)
utility bill (dated within the last 2 months)

Proof of income (all)

last 2 bank statements from the account into which your salary is paid or 2 salary credits into your HSBC account
salary certificate from your employer (issued in the last month)

If you're applying for a supplementary card, we need to see passport and Emirates ID for the supplementary cardholder as well.

How to apply

Existing HSBC customer?

If you bank with us already, there’s no need to fill out your details again. We can process your card application with a quick phone call.⁴

800 444 7773

From outside UAE call +971 4 224 1000

Or have us call you⁵ to save time.

Request a callback to apply for HSBC Visa Platinum Cashback Credit Card This link will open in a new window

New to HSBC?

If you don’t currently have a product with HSBC UAE, you can instantly confirm your eligibility online and get an approval in principle. Once your application is fully approved, your card could be with you within 24 hours.

Check eligibility and apply for HSBC Visa Platinum Cashback Credit Card

How to get your free replacement Signature card

Online

Request your new and enhanced replacement Signature card through online banking by sending us a secure message. We’ll aim to complete your request within 5 days of your message.

Get your replacement card

By phone

Or you can just give us a call.

800 444 7773

From outside UAE call +971 4 224 1000

Lines are open Sunday to Thursday, 9:00 to 16:30. We may record calls to help improve our service to you.

Disclaimers

¹AED 300 cashback available to all new and existing HSBC customers who apply for a new primary HSBC Cashback Credit Card or HSBC Zero Credit Card and who do not have a primary Credit Card at the time of application and did not have one 6 months prior to application. You must apply before 31 December 2021 to qualify and only eligible spends as referenced in the Terms and Conditions will be accepted.

²No annual fee for the first year providing your application is approved during the campaign period (1 May 2020 up to and including 31 December 2021). After the first year and on an annual basis thereafter, your Annual Fee will be waived on the HSBC Cashback Credit Card provided you spend a minimum of AED 12,000 in the previous 12 months (“Minimum Spend”) (either domestically or internationally). If you do not meet the Minimum Spend, we will charge you the Annual Fee of AED 299 (AED 313.95 inclusive of VAT) in the 13th month. Please refer to the latest Schedule of Services and Tariffs (PDF, 237KB) for full details.

³Maximum cashback is capped at AED 100 for fuel spends and AED 200 for grocery spends per statement cycle.

⁴ Lines are open Sunday to Thursday, 9:00 to 16:30. We may record calls to help improve our service to you.

⁵ We'll get back to you within 60 minutes during working hours, Sunday to Thursday, 9:00 to 16:30. If you contact us outside these times, it will be the next working day.

Cashback Credit Card

HSBC Cashback Credit Card

Benefits

More Cashback card benefits

Cashback caps

British Airways

Special offers abroad

DragonPass Fly & Dine Programme

Signature card additional benefits

Airport Lounge Access

Airport transfers

Multi-trip travel insurance

Complimentary HSBC ENTERTAINER app

I Love Dining Programme

Timeout and Golf Access Programme

VOX Cinemas

Signature card additional benefits

24-hour concierge service

Purchase protection

Extended warranty

Credit Shield Plus

Signature card additional benefits

Fraudulent card misuse protection

Balance transfers

Cash Instalment Plan

Flexi Instalment Plan

Supplementary cards

Banking on the go

Apple Pay

Samsung Pay

Chip & PIN

Interest free days

Credit card payment

Cashback

Travel

Lifestyle

Protection

Balance transfers and instalment plans

Convenience

Things you should know

Additional information

Who can apply?

Documents required to apply

How to apply

Existing HSBC customer?

New to HSBC?

How to get your free replacement Signature card

Online

By phone

Disclaimers

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