The credit card that earns you cashback all year round
To apply, you'll need to earn at least AED 10,000 a month.
AED 0 for the first year. Then AED 313.95 including VAT[@cashbackannualfeewaiver]
Have AED 400 cashback on us
Why get a Cashback Credit Card?
Earn cashback on everyday spending
Spend on your credit card to earn cashback rewards on eligible purchases.
Annual fee waiver
Pay no annual fee for the first year, and when you spend at least AED 12,000 a year after that[@cashbackannualfeewaiver].
Interest free days
Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.
Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.
The cashback calculator is for illustrative purposes only and considers any minimum spends required and maximum cashback earnings under each category. Cashback is only available provided you don’t miss a payment.
'Yearly' cashback is based on the assumption your monthly spends are the same throughout the year.
Discover more Cashback features
- Earn 5% (up to AED 200) on fuel and 2% (up to AED 200) on groceries and education per statement cycle when you spend at least AED 3,000 a month.
- Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month.
Enjoy more of the things you love
- Browse over 10,000 Buy 1 Get 1 Free offers on food deliveries, eating out, spa days and getaways with the HSBC ENTERTAINER app.
- Get discounts at over 400 restaurants across the UAE when you pay with your credit card.
- Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
- Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.
Travel the world for less
- Get up to 8% off accommodation with Booking.com when you book on your credit card. Learn more.
- Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
- 12 complimentary visits for you and additional cardholders to over 1,000 lounges a year when you make at least 1 international purchase worth USD 1 with your HSBC Visa card 15 days before you travel.[@visainternational] [@airportloungeaccess]
- Make at least 1 international purchase worth USD 1 with your HSBC Visa card 15 days before you travel to enjoy unlimited visits.
Your Cashback card also comes with
- Home& Away offersGet deals on shopping, travel, dining and more worldwide with home&Away.
- Multi-trip travel insuranceComplimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance[@visainternational].
- Extended warranty on your purchasesAutomatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.
- Digital cardsAdd your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.
- Fraud protectionYou're covered for fraudulent transactions on your card up to USD 2,500 a claim and up to USD 4,000 a year.[@visainternational]
Things to know
Who can apply?
What you'll need
Visa Signature card
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
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Frequently asked questions
How do I pay my credit card?
Are there payment plans available?
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