Cashback Credit Card

Excluded categories: Fuel, Utility Bills, Government Spend, Online Trading Platforms, Insurance Companies, Business Services, and Charities.

Get up to 12% off at over 985,000 hotels and vacation rentals worldwide when you book using your HSBC Cashback Credit Card through the link below.

Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and regions.

To find out more and see the offers available to you visit:

Enjoy airport dining offers at over 200+ locations globally. Follow these steps to redeem offers:

1. Download the Dine & Fly mobile app.
2. Complete the registration process to receive your digital membership card.
3. Search for participating restaurants.
4. Advise restaurant staff about your DragonPass membership.
5. Present your digital membership card.

Get 12 complimentary visits per year to 1000+ airport lounges globally via LoungeKey.

View details of your complimentary access, the participating loungers, and to sign up for the LoungeKey mobile app, on LoungeKey. 

To be eligible for the 12 complimentary visits, you must complete at least one international purchase with your card for a minimum value of USD 1. The first lounge visit in the calendar year will not be subject to this condition, while consequent visits will be charged to your card if the condition is not met. Any visits beyond the 12 complimentary visits assigned to you will be charged to your card.

Enjoy 2 free Careem rides to the airport up to AED 100 per ride. Valid for pickup or drop off at domestic airport.

Relax with complimentary cover for you and your family of up to $500,000 on all trips up to 90 days in duration. For more information on the cover details and to issue certificate of insurance visit Visa card holder benefits.

Never miss out on an offer with the free HSBC ENTERTAINER mobile app. Simply download the free HSBC ENTERTAINER app to your smartphone and enjoy over 10,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness, including over 260 delivery offers.

HSBC ENTERTAINER mobile app Terms & Conditions apply.

Get up to 30% discount at over 400 restaurants across UAE when you pay using your HSBC Cashback Credit Card.

Search for participating restaurants in the HSBC ENTERTAINER app.

Terms and conditions apply.

Get 15% off for 4 rides per month, for existing Careem users (max discount AED 10 per ride), using promo code 'HSBC'.

Enjoy over 200 offers covering dining, retail, experience and accommodation across the MENA with the timeout and Golf Access Programme. Find out more about the offer and the terms on Visa's Golf Access Offer page.

Use your HSBC Cashback Credit Card to purchase tickets online and get 2 Buy 1 Get 1 Free tickets per month. Offer is valid for the following experiences: Standard 2D, Standard 2D VIP, 2D MAX, 2D Max VIP, 2D Max Atmos, 2D Premium Mercato and Nation Tower, 3D. Also enjoy 20% discount on select combos at VOX locations.

Terms and conditions apply.

Indulge in a range of personalised services, taking care of all the details from restaurant reservations, bespoke shopping to travel arrangements and more.

Visa Concierge hotline from UAE 800 0441 3487 or call +9714 361 1234 / +44 2078 502 829 from overseas.

Get additional peace of mind with Purchase Protection by Visa. You'll be protected against the theft or accidental damage of purchases you make in full with your Cashback Credit Card.

The extended warranty by Visa applies automatically to purchases you make in full with your Cashback Credit Card. It doubles the original manufacturer's warranty for up to 1 year, protecting you against the cost of repair and replacement of an item.

Purchase Protection and Extended warranty are both offered by Visa International.

NOTE: Credit Shield Plus (CSP) is currently not available for new enrolment with effect from 8 October 2017. Please check this page for further updates in the future.

If you already have CSP insurance cover on your cards, you will not be impacted and you will continue to have the insurance cover.

Credit Shield Plus (CSP) is an optional insurance cover that you may have if you have an HSBC credit card issued by HSBC Bank Middle East Limited in the UAE (HSBC).

It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

• loss of life
• permanent total disability
• critical illness
• involuntary loss of employment (for salaried cardholders only)
• temporary total disability (for self-employed cardholders only)

The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC credit card. If you do not have an outstanding balance on your HSBC credit card statement date, then there would be no charge for CSP that month. Please refer to the terms and conditions for more details.

Purchase protection is provided by MasterCard International in association with American Home Assurance Company. Credit Shield Plus is provided by American Life Insurance Company (MetLife).

Get covered against unauthorised transactions or fraudulent use of your card with reimbursement up to USD 2,500 per occurrence. Up to USD 4,000 annual aggregate limit. Fraudulent Card Misuse Protection Terms and Conditions apply, available on Visa Middle East website. Visit Visa card holder benefits for more information.

Transfer your balance from any other credit card in the UAE to your HSBC Credit Card at an interest rate as low as 0% for the first 24 months. Apply today and benefit from:

• saving on the interest amount you would have paid in your credit card
• competitive pricing
• get in control of your finances by consolidating and repaying easier your balances

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days. 

Balance Transfer fee is applicable, please refer to the Schedule of Services and Tariffs for further details. 

Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan. You can choose from repayment terms of 6,12 or 24 months at interest rates as low as 0.75% per month. Apply today and benefit from:

• no Income documentation required
• competitive interest rates

You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days. 

Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

Buy now and pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan.

• online banking lets you set up standing instructions, transfer money, view monthly card statements and much more
• use our Mobile Banking app to view your accounts and stay updated on credit card offers to never miss out again. Search for 'HSBC Mobile Banking' in your app store

Apple Pay changes how you pay with contactless payment technology and unique security features. So you can pay in an easy, safe, and private way using the devices you use every day. Apple Pay is available with all HSBC credit and debit cards.

It's accepted everywhere you can make contactless purchases, wherever you see the contactless riple mark or Apple Pay symbols. 

No more carrying wallets full of plastic. The new way of payment - Samsung Pay through HSBC is simple, secure and accepted everywhere. All you need to do is register your HSBC credit and debit cards on the Samsung Pay.

The next time you are out shopping, just swipe up and authorise the purchase on your phone.

State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud.

Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding balance in full.

You may pay your credit card with any of the following options:

• at HSBC branches across the UAE or HSBC ATMs
• cheque deposit at HSBC cheque deposit machines located across HSBC branches and HSBC customer service units
• via other banks’ online banking platforms, by transferring money to the HSBC credit card account

Customers who hold an HSBC account, they can additionally use any of the following options to pay a credit card:

• HSBC online banking
• HSBC mobile banking
• HSBC call centre

Personal Banking General Terms and Conditions, Personal Internet Banking and Mobile Banking Terms and Conditions apply.