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Green Home Loan

Buy a sustainable property and get a discount on your home loan

Get up to 100% off home loan arrangement fees

Need to borrow AED 350,000 or more? See how much you could save when you take out a new home loan or switch to HSBC before 31 August 2022. 

• 100% off arrangement fees for salaried UAE residents and switcher

• Up to 75% off arrangement fees for non-resident and self-employed customers1

• Approval in principle in 60 minutes, subject to providing satisfactory documentation2

Go green with our home loan

Support a greener future with a sustainable home, and you'll benefit from a discounted rate with our Green Home Loan. It's part of our climate change commitments and our ambition to align our financing portfolio to the Paris Agreement goals. It also supports the UAE government's 2021 Sustainable Environment and Infrastructure vision and the Dubai 2040 Master Plan.

You'll also be investing in future generations with your sustainable choice of home.

  • 0.25% off our standard rates and a 100% discount on applicable arrangement fees if you’re buying a home that’s Gold or Platinum LEED certified

  • Available on both our Fixed-rate Home Loan and Variable 3-month EIBOR Home Loan

  • Protect the environment with an energy efficient home, and you could save money with lower monthly running costs

  • Applying for an Approval in Principle takes on average just 60 minutes

Not what you're looking for? View our home loans.

More about our Green Home Loan

Take a closer look at the details about our Green Home Loan, to see if it could be right for you.

Tools to help you choose


Compare our latest home loan rates and understand our fees.


Take a look at our guide to help you decide if buying or renting is for you.

Who can apply

Before you apply for a Green Home Loan, check that:

  • you're a UAE resident aged between 21 and 65 years
  • you have a minimum monthly income of AED 15,000 and
  • your property is Gold or Platinum LEED certified

UAE residents

If you're a UAE resident, we'll open an appropriate current account for you to make your home loan repayments, if you don't have one already.


If you live outside of the UAE, you may still be able to apply for a home loan to buy a property here. You'll need to be an HSBC Jade or Premier customer, or be eligible for an account for your home loan repayments.

Find out how to apply

Investing in the UAE with us is straightforward, even if you're not a resident yet.

We recommend that you get an Approval in Principle first – we’ll explain how to do this over the phone when you request a call back. Then, we'll let you know what you’ll need to do for your home loan application.

If you're an HSBC Jade or Premier customer already, simply call your Relationship Manager to get started.

You might also be interested in


Lock in your interest rate with a fixed-interest home loan.


Find out about our competitive EIBOR-mortgage interest rate, and see if it's right for you.


Discover our range of home loans, so that you could find what could be right for you.


Protect the home you love and your personal belongings with AXA Home insurance.

Additional information

1Arrangement fee reduced to 0.25% of the home loan finance amount plus VAT (min. AED 5,000 plus VAT). Home loan Terms and ConditionsHSBC Personal Banking General Terms and Conditions, and Offer Terms and Conditions apply.

2Home Loan approval is in principle. It will be provided in 60 minutes after submitting satisfactory documentation to an HSBC Advisor during working hours between Monday to Friday, 08:00 to 16:00.

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