Save money on an energy efficient home
Thinking of buying a sustainable home? Enjoy discounted mortgage rates with our Green / Energy-efficient Home Loan.
- Get a 0.15% discount on your interest rate, if you’re buying a property that’s Platinum or Gold LEED certified with our Green Home Loan.
- Save money on running your home with a more energy efficient property.
- You don't have to be an HSBC customer. We'll make all the arrangements in setting up an account for you.
What you get with your Green Home Loan
Mortgage advisor support
Receive advice over the phone from a mortgage advisor who can give you the support you need.
Life and property insurance
We can arrange life and property insurance for you. It is mandatory to have both types of cover for properties in the UAE.
Last payment finance
For new build properties bought directly from the developer, we can finance the last payment due to the developer upon completion.
Quick and easy application
Applying for an Approval in Principle takes on average just 60 minutes.
How it works
You will be directly eligible for the Green Home Loan discount if you’re buying a property that’s LEED Platinum or Gold certified.
Things to know
Who can apply?
You can apply for a Green Home Loan discount if you:
- are a UAE resident
- are aged between 21 and 65
- earn at least AED 15,000 a month
- have a property that's Gold or Platinum LEED certified
If you're an HSBC Global Private Banking or Premier customer, you can still apply for a home loan to buy a property in the UAE, even if you're not a resident.
Our latest home loan offers
Save on arrangement fees
Pay zero arrangement fees on home loan balance transfers or half-price on standard home loans until 31 March 2024. Home loan terms and offer terms and conditions apply.
Valuation fee refunds
Get a refund on valuation fees worth AED 2,625 when you transfer your balance to an HSBC home loan. We'll reimburse you once you get your loan funds. Offer ends 31 March 2024. Home loan terms and offer terms and conditions apply.
Get started
Investing in the UAE with us is straightforward, even if you're not a resident yet.
You will be directly eligible for the Green Home Loan if you’re buying a property that’s LEED Platinum or Gold certified.
We recommend that you get an Approval in Principle first – we’ll explain how to do this over the phone when you request a call back. Then, we'll let you know what you’ll need to do for your home loan application.
If you're an HSBC Global Private Banking or Premier customer already, simply call your Relationship Manager to get started.
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Rates and fees
Here are some more details about our rates and fees for home loans.
Home loan repayment calculator
Understand what your repayments could be, based on the interest rate, term and repayment type.