Top of main content

Flexi Account

All the benefits of a bank account, with no salary transfer.

Discover truly flexible banking

Open an Flexi Account in minutes with the HSBC UAE app. Get all the benefits of banking with us without having to pay your salary into your account, or having to maintain a minimum account balance. 

  • No minimum balance or salary transfer required
  • Fund, transact and use your account instantly when you open your account in the app
  • Get an international Visa debit card

Interest rates

Balances less than AED 50,000

0.01% AER (fixed)[@aprflexi]

Balances between AED 50,000 and AED 100,000

0.02% AER (fixed)[@aprflexi]

Discover our Cashback Credit Card

Open a Flexi Account and you'll also have the opportunity to apply for an HSBC Cashback Credit Card.

  •  Get 10% bonus cashback all year when you meet minimum spends.
  • Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
  • 12 complimentary visits per year to 1000+ airport lounges worldwide

Things to know

Who can apply?

To apply for a Flexi Account you must be 18 or older, and opening an account for yourself.

You must also be a UAE national or a UAE resident holding a valid UAE residence visa.

Get started

Download the HSBC UAE app to apply for a Flexi Account in minutes.

Before you start, check the eligibility criteria and make sure you have the required documents ready.

In-app account opening is only available in English. If you need assistance in Arabic, or want someone with you when opening your account, please visit a branch with a trusted relative, friend or adviser.

You might also be interested in


Know how much you’ll earn right from the start. 


Extra savings for an extra special future. 


Turn everyday spends into cashback, plus enjoy credit portability from your home country and a range of travel and lifestyle rewards. 

Additional information

    Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.