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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Enjoy benefits including up to 6% cashback on daily spending, plus a range of lifestyle, dining and travel rewards.

Terms and conditions apply.
Please refer to the latest Schedule of Services and Tariffs.
  • No annual fee of AED 299 for the first year and it'll be waived from the second year onwards, subject to you meeting a minimum spend of AED 12,000[@cashbackannualfeewaiver]

  • 3.69%

  • 3.69%

  • 44.28%

  • 44.28%

Offers

Terms and conditions apply
  • Get an AED 800 Amazon gift card when you apply for this card by 30 November 2025 and spend AED 10,000 within the first 60 days, plus AED 100 cashback the first time you use your card in your mobile wallet. Eligibility criteria and terms and conditions apply.[@cards-cashback]

Rewards

Terms and conditions apply
  • Earn 6% (up to AED 200) on dining, 5% (up to AED 200) on fuel and 2% (up to AED 200 each) on groceries, education[@educationcashback] and entertainment per statement cycle when you spend at least AED 3,000 a month. Earn 0.5% on all other spends and when you spend less than AED 3,000 a month.

Benefits

Can you apply?

Quick check
  • Aged between 21 and 65 years old

  • Live in the UAE

  • Earn at least AED 5,000 a month (subject to further eligibility criteria)

What's next?

Complete your application online in just 5 minutes, and get an approval in principle instantly.

Please read the full product information before you apply.

Notes

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