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HSBC Emirates Skywards Signature Credit Card

Earn Skywards Miles on every eligible spend and enjoy a host of travel and lifestyle benefits.

Elevate your everyday with HSBC and Emirates Skywards

Now you can make your credit card spending go even further. Just use your card to earn Skywards Miles you can redeem with Emirates and flydubai on flights, upgrades, partner airlines, hotels, gift cards and more. Plus, enjoy a host of exceptional travel and lifestyle benefits, offers and discounts. 

To apply, you'll need to earn at least AED 10,000 a month.

Apply now to enjoy all these offers 

• Get 10,000 sign-up bonus Skywards Miles when you pay your annual card fee

• Get another 15,000 Skywards Miles plus fast track to Silver Tier membership when you spend a minimum of AED 20,000 in eligible spends in the first 60 days

 

Eligibility criteria and terms and conditions apply (PDF). Offer valid from 1 May 2025 to 28 February 2026 inclusive.

Why choose an HSBC Emirates Skywards Signature Card?

Earn Skywards Miles

Get up to 1.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.

Silver Tier status

From year 2 onwards. Just spend at least AED 180,000 on eligible transactions over 12 months, including at least AED 10,000 directly with Emirates[@silvertierrenewal].

No Miles expiry

The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open.[@nomilesexpiry-signature]

Earn Skywards Miles when you spend 

From buying groceries to paying for flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.[@cards-skyward-miles-earning]

Enjoy more of the things you love

A range of rewards on shopping, travel, eating out and more, worldwide.

Your credit card also comes with

  • home&Away offers
    Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Multi-trip travel insurance
    Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance[@visainternational].
  • YQ Meet & Assist
    Save up to 30% on Airport Meet & Assist at over 450 locations worldwide.
  • Visa Luxury Hotel Collection
    Stay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more.[@visainternational]
  • Discounts with Booking.com
    Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card. Learn more.[@visainternational]

Things to know

Who can apply?

You don't need an account with us to apply for an HSBC Emirates Skywards Signature Credit Card, but you do need to:

  • Earn at least AED 10,000 a month
  • Be aged between 21 and 65
  • Live in the UAE

Fees and rates

  • 44.28% APR fixed[@aproverduepayments] on cash withdrawals and purchases
  • Annual fee of AED 1,050 including VAT

Warning statements

You may have to pay penalties if you pay off a loan/financing early.

If you do not meet the repayments/payments on your loan/credit card/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit.

Get started

New to HSBC?

Check your eligibility online and get an approval in principle in just 5 minutes.

Once we've approved your application, your card could be with you within 24 hours.

Already an HSBC customer?

Apply for your card in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.

You might also be interested in

Find out how you can earn even more Skywards Miles with your HSBC Emirates Skywards Signature Credit Card.
Explore special debit and credit card offers across travel, entertainment and more.
Earn extra Skywards Miles on every eligible spend and even more travel and lifestyle benefits.

Additional information

Visa is solely responsible for deciding the spend category of a transaction. Their classification is final.

    The benefits and features set out are as current as the date they appear on this page. However, they may be subject to change at any time in accordance with the applicable product terms and conditions.

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