Elevate your everyday with HSBC and Emirates Skywards
Now you can make your credit card spending go even further. Just use your card to earn Skywards Miles you can redeem with Emirates and flydubai on flights, upgrades, partner airlines, hotels, gift cards and more. Plus, enjoy a host of exceptional travel and lifestyle benefits, offers and discounts.
| Apply now to enjoy all these offers |
• Get 10,000 sign-up bonus Skywards Miles when you pay your annual card fee
• Get another 15,000 Skywards Miles plus fast track to Silver Tier membership when you spend a minimum of AED 20,000 in eligible spends in the first 60 days
Eligibility criteria and terms and conditions apply (PDF). Offer valid from 1 May 2025 to 28 February 2026 inclusive.
Why choose an HSBC Emirates Skywards Signature Card?
| Earn Skywards Miles when you spend |
From buying groceries to paying for flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.[@cards-skyward-miles-earning]
Enjoy more of the things you love
A range of rewards on shopping, travel, eating out and more, worldwide.
Your credit card also comes with
- Multi-trip travel insuranceComplimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance[@visainternational].
- YQ Meet & AssistSave up to 30% on Airport Meet & Assist at over 450 locations worldwide.
- Visa Luxury Hotel CollectionStay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more.[@visainternational]
- Discounts with Booking.comGet up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card. Learn more.[@visainternational]
Things to know
Who can apply?
You don't need an account with us to apply for an HSBC Emirates Skywards Signature Credit Card, but you do need to:
- Earn a monthly income starting from AED 10,000[@eligibility-subject-to-change] for employees of approved companies, or AED 12,500 for all other applicants
- Be aged between 21 and 65
- Live in the UAE
Fees and rates
- 44.28% APR fixed[@aproverduepayments] on cash withdrawals and purchases
- Annual fee of AED 1,050 including VAT
Warning statements
You may have to pay penalties if you pay off a loan/financing early.
If you do not meet the repayments/payments on your loan/credit card/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit.
Get started
New to HSBC?
Check your eligibility online and get an approval in principle in just 5 minutes.
Once we've approved your application, your card could be with you within 24 hours.
Already an HSBC customer?
Apply for your card in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.
You might also be interested in
Additional information
Visa is solely responsible for deciding the spend category of a transaction. Their classification is final.