Premier Bank Account

Your TRB consists of any other investments or products you hold with us, such as:

• Your savings
• Any investments or insurance

For a payment to be counted as salary, it must be a sum of money transferred to your account on a regular monthly basis with a transaction description of 'Salary' (or an equivalent, such as 'Sal'). It can include allowances, incentives or other benefits, as long as they're part of this same payment. Any payments that are occasionally made separately to your account won't be classed as salary, and therefore won't count towards your account eligibility.

If you don't meet the Premier eligibility requirements then we reserve the right, at our discretion, to charge you a service fee up to the point we convert your account into an Advance or Personal Banking account. Please see our fees and charges (PDF) for details. Terms and conditions apply.

For more information on HSBC Premier, please call us.

From within the UAE:

8004320

From outside the UAE:

+9714 2241000

Lines are open 24 hours. Calls may be recorded to help us improve our service.

Or, if you're an existing Premier customer, call your relationship manager to discuss your next steps.

You can also visit us in branch to discuss your bank account needs.

In-app account opening is only available in English. If you need assistance in Arabic, or want someone with you when opening your account, please visit a branch with a trusted relative, friend or adviser.

Share your Premier status with your spouse and children by providing a marriage or birth certificate to your Relationship Manager.

• Physical Emirates ID
• Physical passport
• Proof of income, such as a salary certificate, bank statement dated within the last 3 months, for business owners - company's last 3 months' bank statements
• Proof of UAE residence address, such as a utility bill, tenancy contract, Ejari number, title deed or letter from employer

• Physical passport
• Proof of income, such as a salary certificate, bank statement dated within the last 3 months, for business owners - company's last 3 months' bank statements

Both you and your joint applicants need to complete the current account opening process by personally visiting any of our branch or customer service centres, with the following documents:

• Original passport - for all customers
• Valid residence visa - for non-GCC national customers only
• Original Emirates identification card - for all customers
• Proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
• Original labour card/work ID - for female applicants on father's/husband's sponsorship
• Original trade licence - for all self-employed customers
• Original income transfer letter from the employer - for income transfer customers

Please note, we may request further information or documentation from you, in order to comply with the Foreign Account Tax Compliance Act (FATCA) or Common Reporting Standards (CRS).

Debits from your account will be restricted until we verify your documents. We’ll get in touch within 3-5 days or send you an email once your account is fully ready for use.

If you're looking for a lower cost option, you could consider a Personal Banking Account. Not only does it offer our lowest eligibility criteria for a single account, it also has the lowest fees if you don't meet them. See our Schedule of Services and Tariffs (PDF) for details. 

This HSBC account comes with a debit card and monthly statements. Please refer to our Schedule of Services and Tariffs (PDF) for a complete list of services along with any fees and charges associated with them.