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Premier Bank Account

Our premium bank account for you and your family, available in AED, USD, EUR or GBP, with no monthly fee[@premierfee].

Everything is Premier, when life is truly lived

HSBC Premier offers first-class lifestyle benefits and exclusive tools to help you achieve your ambitions and meet your next milestones. Whether you're living today to the fullest or planning for the future, Premier makes it a rewarding experience. 

Elevate life beyond banking

Explore our exclusive features, tools and benefits, spread across 4 different areas: wealth, health, travel and international.

Wealth

With so much at stake it's important you get it right. Our Relationship Management team and experts, quality product range and planning tools can help you plant new seeds for a wealthier tomorrow. 

Health

Health and wealth go hand in hand. That's why we're also committed to looking after your physical and mental wellbeing. 

Travel

Your money speaks in every language. Complimentary travel insurance, lounge access and luxury offers turn an ordinary trip into a trip of a lifetime. 

International

Wealth is a compass to new frontiers. Save time, effort and money managing your finances across borders with worldwide Premier status. 

Get up to AED 14,000 cashback with HSBC Premier

Open a new Premier Account and earn up to AED 14,000 in cashback when you meet the offer eligibility criteria.

New customer cashback offer T&Cs apply (PDF). Offer ends 31 December 2025.

Who can apply?

To apply for an HSBC Premier Account you must be 18 or older, opening an account for yourself and not already banking with us in the UAE. You must also meet one of the following criteria:

Salary transfer

Transfer a monthly salary of at least AED 40,000, or AED 30,000 if you're an Emirati, and build up a minimum Total Relationship Balance (TRB) of AED 500,000 (or equivalent) within 12 months.

Total relationship balance

Maintain a TRB with us of AED 500,000 in deposits and/or investments.

Shared Premier status

You have a spouse or parent who already holds and qualifies for a Premier account, or you already have a Premier account in another country or region.

HSBC Home Loan

Hold a mortgage with us with a drawdown of AED 3,000,000 or above and build up a minimum TRB of AED 500,000 (or equivalent) within 12 months.

If you do not meet the repayments/payments on your credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

This product/service may be affected by changes in foreign currency exchange rates.

Correspondent and receiving banks may charge additional fees when they process the transaction.

Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. The exchange rate used for the refund of money paid by you may differ from the original rate used for the transfer. We shall not be held liable for any potential loss.

The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.

For recall of payments, please contact us as soon as possible on 800 4525 (within UAE) or +971 4 227 4310 (outside UAE). We may charge payment recall fee and the exchange rate used for the refund of money paid by you may differ from the original rate used for the transfer. We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.

Open a Premier Bank Account

Apply in our app

Download the HSBC UAE app to apply for a Premier Account in minutes.

Before you start, check the eligibility criteria and make sure you have the required documents ready.

Scan the QR code with your mobile device to apply in the app.

Arrange a callback

Complete our quick form to speak to a member of the team.

Other ways to apply

Things to know

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Additional information

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