HSBC Flexi Account

All the benefits, no salary transfer.

Benefits

  • No minimum balance maintenance
  • 2% interest per annum on account balances up to AED 100,000
  • Fee-free HSBC Visa Platinum Cashback Credit Card for the 1st year1
  • Free international money transfer in INR, PKR, PHP, EGP2
  • Instant account opening online with 24-hour account kit delivery3
  • Free cheque book upon request
  • High daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • 24/7 banking through online banking, phone banking, mobile banking and SMS alerts to manage your money

1Make a transaction for as little as AED 1 on your new HSBC Visa Platinum Cashback Credit Card and your 1st year's annual fee of AED 299 will be credited back. An annual fee will apply from the 2nd year onwards.

2If charge type 'all charges to be paid from my account' is selected the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer fee by HSBC UAE for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines. Our Schedule of Services and Tariffs will apply, as amended from time to time (available at www.hsbc.ae).

3Subject to meeting eligibility criteria. An HSBC representative will call you within 60 minutes of approval in principle to schedule a face-to-face meeting at your convenience in order to verify your identity. Once verified, the account will be activated and the account kit will be delivered within 24 hours.

The HSBC Visa Cashback Credit Card

You can also get access to the HSBC Visa Cashback Credit Card, that offers you up to 10% cashback on your spends and much more, including:

  • No minimum spends
  • No maximum limits on total cashback4 earned
  • Automatic credit of cashback every month

4Maximum cashback is capped at AED 100 for fuel spends and AED 200 for hypermarket spends per statement cycle.

Documents required to apply

Sole account

Joint account

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC national customers only)
  • Original Emirates identification card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade licence (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

Both you and your joint applicant(s) need to complete the current account opening process by personally visiting any of our branches or customer service centres, with the following documents:

  • Original passport (for all customers)
  • Valid residence visa (for non-GCC national customers only)
  • Original Emirates identification card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade licence (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided

Things you should know

For all fees and charges, please refer to:

Apply online

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