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International money transfers

Can Love be felt half way across the world?

Send money across the world

Enjoy quick and easy International Money transfers with HSBC Online Banking and support your loved ones anytime.

Already bank with us?

Open or download the mobile banking app for the fastest and easiest way to transfer money. 

Or, log on to online banking to transfer money online now.

Why you should choose HSBC international money transfers

  • Competitive exchange rates1

    Benefit from competitive exchange rates.

  • Available 24/7

    Transfer money quickly and easily via Online banking or on the go via Global Money Transfers on the HSBC UAE app.

  • Transfer in over 20+ currencies to 200 countries and regions

    You can send money to 200 different countries and regions in over 20+ currencies.

  • View live rates at the time of making a transfer2

    Check the live exchange rate before the confirmation of your transfer.

  • No transfer fees for a selection of currencies

    Make transfers in INR, PKR, EGP and PHP with no transfer fees3 on online banking.

  • Make instant transfers within HSBC worldwide with no fees.

    Send instant transfers to any other HSBC personal account within eligible countries through HSBC to HSBC payment4 on Mobile Banking app.

Are you eligible?

International money transfers are available to all our existing customers who hold a valid account and have a relationship with HSBC.

Things you should know

When sending money to someone for the first time through online banking and the HSBC UAE app, to keep you safe we will ask you to authorise the transaction by generating a one-time transaction code on your Secure Key. This is a security step that verifies your credentials. It also increases security against possible fraud attacks which can be potentially caused by malware.

How to make international transfer in the HSBC UAE App :

  1. Log on to the HSBC UAE app
  2. Go to 'Pay and transfer‘ tab
  3. Select 'Send money internationally', then select the country or territory you're sending money to
  4. Based on country selection, transfer method options will be displayed. 
  5. Choose between “HSBC to HSBC Payment “(international payments within HSBC) or “HSBC Global Money Transfer (international payment outside HSBC) ”
  6. Choose the transfer currency if it's different to the default
  7. Enter the amount you're sending
  8. Select an existing payee or add a new one
  9. Review the transaction details, including the HSBC exchange rate (if applicable), then select 'Confirm'. Once you do this, you won't be able to cancel the transaction.

How to make an international money transfer in online banking:

  1. Log on to online banking
  2. Select “Pay & Transfer” option in the quick links section
  3. Select the account from where you want to make the payment
  4. Select the relevant option for your payee
  5. Enter payment details
  6. Review and confirm your payment

This product/service may be affected by changes in foreign currency exchange rates.

Correspondent and receiving banks may charge additional fees when they process the transaction.

Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete remittance information and may cause a rejection of, or delays in, the transfer. We shall not be held liable for any potential loss.

The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the financial institution or entity providing financial services to the beneficiary of remittances.

For recall of payments, please contact us by any of the means listed at We may charge payment recall fee. We cannot guarantee that we’ll be able to recall the payment successfully.

We use the HSBC foreign exchange rate to work out the VAT charges on foreign transaction fees.

Ready to transfer money internationally?

Transfer on our app

Open or download the HSBC UAE Mobile Banking App to transfer money internationally from your device.

Transfer using online banking

If you're registered for online banking, log on to start transferring money internationally right away.

Not registered?

Register for online banking in just a few minutes.

A Secure Key is required to add a new beneficiary.

Contact us about money transfers

Call us

Premier customers: 800 4320 (within UAE) or +971 4 224 1000 (outside UAE)

Advance customers: 600554722 (within UAE) or +9714 2288007 (outside UAE)

Personal Banking customers: 600 55 4722 (within UAE) or +971 4 228 8007 (outside UAE)

HSBC Jade customers: 800 5233 (within UAE) or +971 4 366 9027 (outside UAE)

In branch

Visit your nearest branch or Customer Service Unit for a chat.

Another way to transfer

If you are an HSBC Premier customer, you can call your Relationship Manager to make a transfer. This is subject to relevant threshold amounts and internal approvals.

Related products


The multi-currency digital account that lets you manage, send and receive money in different currencies across the world.


Move money between HSBC Jade, Premier or Advance accounts in multiple countries and regions in one place.


Transfer within your accounts, and pay your utility, telephone or credit card bills.


Transfer money from your home country or region to your HSBC UAE account in your currency of choice.

Important notes

1We cannot guarantee that the exchange rates offered by HSBC UAE will be better than those offered by other financial institutions at the time of transfer.

2Live foreign exchange rates are refreshed every 60 seconds in the mobile app, every 90 seconds in branch and in online banking, and every 120 seconds in Global Transfers during international weekdays (Monday-Friday). On international weekends (Saturday and Sunday) or when the currency markets are closed, live foreign exchange rates are not available and the rates will remain unchanged until the next international working day.

3If charge type "You'll pay all fees - OUR" is selected, the correspondent bank will not deduct any of its charges from the remittance amount and there will be no money transfer fee charged by HSBC UAE for transfers of Indian Rupee to India, Pakistani Rupee to Pakistan, Egyptian Pound to Egypt and Philippine Peso to the Philippines. 'OUR' charge type refers to You'll pay all fees, 'BEN' charge type refers to Payee or beneficiary will pay all fees and 'SHA' charge type refers to fees being shared between you and Payee / Beneficiary. Our Schedule of Services and Tariffs, as amended from time to time, will apply.

4Due to instant nature of the transaction, we cannot cancel or recall your HSBC to HSBC Payment. 

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