To apply, you'll need a minimum monthly salary of AED 10,000.
Zero annual fee.
Why you'll want a Zero Credit Card
- Zero processing fees on balance transfersTransfer balances from your other credit cards and you'll pay zero processing fees3; there'll be zero early repayment processing fees too.
- Zero interest on purchasesEnjoy 0% interest on retail purchases you make with your HSBC Zero Credit Card for the first 3 months.4
- Flexi instalment planConvert purchases over AED 1,000 to up to 36 monthly repayments and benefit from a low interest rate, zero processing fees and zero early settlement fees.
What you'll get
Complimentary HSBC ENTERTAINER app
I Love Dining
Balance transfers and payment plansCollapse Expand
Convenience as standardCollapse Expand
Things you should know
Additional informationCollapse Expand
Who can apply?
Documents required to applyCollapse Expand
How to apply
If you're new to HSBC UAE, you can instantly confirm your eligibility online and get an approval in principle. Once your application is fully approved, your card could be with you within 24 hours.
Whether you bank with us already or are new to HSBC UAE, you can ask for a callback.
We'll get back to you within 60 minutes during working hours, Sunday to Thursday, 9:00 to 16:30. If you contact us outside these times, it will be the next working day.
1Generally, you may not exceed your credit limit. However in some cases, your credit limit may be exceeded by your outstanding balance due to either (a) charging of any interest and fees (b) transactions being authorised in excess of your credit limit or (c) any other valid reason.
2We will not charge a fee for each cash withdrawal/advance as set out in the Schedule of Services and Tariffs (PDF, 237KB). However, there is no interest free period for cash withdrawal/advance transactions and interest is calculated from the date the transaction is made.
3Balance Transfer Terms & Conditions (PDF, 90KB) apply as may be amended from time to time.
4To benefit from the 3 months interest free period you must make the minimum payment by the due date. Otherwise the applicable interest rate as set out in our Schedule of Services and Tariffs (PDF, 237KB) will apply. The 3 months interest free period is only available for new HSBC credit cardholders.