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A safety net for life's unexpected expenses

HSBC overdrafts

An overdraft is a short-term borrowing facility offered on a current account which provides you with flexibility in dealing with unforeseen expenses. You can easily use the funds at any time by simply writing a cheque or using your debit/ATM card.


  • enjoy extra benefits on your Term Deposit
  • get an Overdraft against your Term Deposit with us
  • overdraft against your Term Deposit is a convenient way to manage any unforeseen or urgent expenses without the need to break your Term Deposit before maturity


You can also enjoy:

  • competitive interest rates on your overdraft
  • no arrangement or processing fees
  • flexible repayments on the Overdraft paying only for the utilized amount
  • overdrafts up to 95% of the Term Deposit in AED, USD and GBP

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