HSBC unsecured overdraft

An overdraft is a short-term borrowing facility offered on a current account which provides you with flexibility in dealing with unforeseen expenses. You can easily use the funds at any time by simply writing a cheque or using your debit/ATM card.


  • Borrow a minimum of AED 5,000 and a maximum of AED 50,000
  • Free debit card and a cheque book
  • Easy application process
  • Available from 3 months to 1 year
  • Renewable every year
  • No annual or renewal fee

Eligibility criteria

  • Valid Emirates ID required
  • You're aged between 21 to 65 years
  • You earn a minimum monthly income of AED 5,000

Subject to income being transferred to HSBC. Terms and conditions apply. 

Apply by phone

Start the process with just a phone call.

Alternatively, call 500 55 4722 (within UAE) or +971 4 366 9090 (outside UAE).

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