Enjoy the best the world has to offer
Our most sophisticated card, packed with enhanced travel benefits and designed in sleek metal for a luxury experience. Plus, enjoy lifestyle, dining and shopping rewards all over the world.
To apply, you’ll need to have a Premier Account or a monthly salary of at least AED 50,000.
Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]
AED 1,575 including VAT
Why get a Black Credit Card?
Earn Air Miles on all your spends
Earn Air Miles on all your spends, plus bonus Air Miles every year.
Enjoy luxury travel planning, the best in fine dining and exclusive events with international concierge services[@worldeliteconcierge].
Interest free days
Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.
Discover more Black features
Enjoy more of the things you love
A range of rewards on shopping, eating out and more, worldwide.
- Get exclusive benefits like room upgrades and late checkouts at luxury hotels with a Global Hotel Alliance membership.
- Enjoy over 11,000 Buy 1 Get 1 Free offers on food deliveries, eating out, spa days and more with the HSBC ENTERTAINER app.
- Play 2 free rounds of golf every month with Spikes On when you spend at least AED 5,000 a month.
- Enjoy 30% off unlimited golf rounds at over 800 golf clubs worldwide with Mastercard.
- Get a free 2-year MyUS membership for up to 30% off international shipping.
- VIP lounge access, 15% off shopping and more at Bicester Villages worldwide. Read terms.
Travel the world for less
Use your credit card to book your next holiday and save on flights and hotels. Plus, enjoy a range of special offers like complimentary room upgrades and transfers.
- Get up to 10% off British Airways flights until 31 December 2023 for travel dates up to 30 December 2024.
- Get 10% off hotels, plus a 1-year Expedia+ Gold Membership for room upgrades.
- Enjoy up to 10% cashback when you book your next holiday on your credit card at Booking.com.
- Enjoy discounted hotel stays including 10% at Soneva, Agoda, onefinestay and Ministry of Villas, and 15% at IHG hotels.
Complimentary airport lounge access
Enjoy unlimited complimentary access for you and a guest to over 1,200 lounges in 135 countries with the Mastercard Travel Pass app. You can add more guests for USD 32 each.
- Download the Mastercard Travel Pass app and register your HSBC credit card
- See the lounges near you, and whether they offer complimentary access
- Once you choose a lounge, book your visit to generate a QR code
- Present the app QR code or your membership number to access the lounge
Your Black card also comes with
- Upgraded car rentalsSpecial benefits with Hertz Gold Plus Rewards® President's Circle membership, like fast track rental queuing, up to 15% off rental rates and more. Terms apply.
- Save on Budget truck and car rentalsSave up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide.
- Careem offers
Enjoy 20% off Careem Rides with code 'MASTERCARD', until 30 June 2023.
Get 6 complimentary airport rides from Careem, saving up to AED 110 on each. Use code MAUAE6. T&Cs apply.
- Complimentary valet parkingEnjoy 4 valet parking visits a month when you spend at least AED 5,000 a month.
- Save on Avis car rentalsGet 20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide.
- Cinema discountsBuy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
Things to know
Who can apply?
You can apply for a Black Credit Card if you:
- have a Premier Account or earn at least AED 50,000 a month
- are aged between 21 and 70
- live in the UAE
What you'll need
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
New to HSBC
Check your eligibility online and get an approval in principle in just 5 minutes.
Once we've approved your application, your card could be with you within 24 hours.
Already an HSBC customer?
You can ask us to call you whether you're a new or existing customer.
We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside these times, we aim to get back to you on the next working day. We may record calls to help improve our service to you.
Other ways to apply
Frequently asked questions
How do I pay my credit card?
Are there payment plans available?
Do I get any insurance with my card?
You might also be interested in
Discover more about our Air Miles rewards on selected credit cards. Earn and exchange them for flights, hotels, shopping and even airline loyalty programmes.
Premier Credit Card
Enjoy a range of travel and lifestyle rewards, including hotel and dining discounts and airport lounge access. Plus no interest for up to 56 days when you pay your monthly balance in full.