Earn exclusive cashback rewards
Enjoy AED 500 cashback when you get a new primary HSBC credit card and spend a minimum of AED 8,000 within 60 days.1
You could also be eligible for up to a total of AED 5,500 of exclusive cashback offers on a range of products
HSBC New to Bank Customer Offer and Relationship Offer Terms and Conditions apply.
Offer valid from 16 January to 30 April 2023 (both days inclusive).

HSBC Black Credit Card
Welcome offer: Get AED 500 cashback when you apply for Black Credit Card today.2
To apply, you’ll need to have a Premier Account or a minimum monthly salary of AED 50,000.
Annual fee: AED 1,575 including VAT.
Why choose a Black Credit Card?
- Bonus Air MilesEnjoy 150,000 sign-up Air Miles for the first year and 75,000 anniversary Air Miles from the second year onwards.4
- Worldwide Lounge AccessComplimentary access to 1000+ airport lounges worldwide, for you and your supplementary cardholders, plus one accompanying free guest each, through LoungeKey™.
- Exclusive dining privilegesComplimentary HSBC ENTERTAINER app, with access to Fine Dining and Cheers, along with hundreds of offers from the I Love Dining programme.
- Save on rides with Careem5Book with your Mastercard to enjoy 20% off Careem Chauffeur Services across the Middle East. Download the Careem app and enter promo code MASTERCARD.
- International ConciergeExclusive concierge service for luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment.
- Golfing privilegesTwo free rounds of golf per month in select golf courses in Dubai, Abu Dhabi and Ras Al Khaimah.
- Cinema privileges'Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
Benefits you'll enjoy
Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card. As an HSBC Black Credit Cardholder you enjoy the highest earn rates compared to other HSBC cards.
Bonus air miles
Enjoy 150,000 sign-up air miles with your new HSBC Black Credit Card and receive 75,000 anniversary air miles on renewal of your membership from the second year onwards. The air miles will be credited to your Air Miles account within 60 working days after the annual membership fee has been paid.
Earning miles
Spend anytime, anywhere with your HSBC Black Credit Card and earn air miles:
- travel: Earn 2.5 air miles for every AED 1 spent on travel related purchases, including airlines, hotels and car rentals
- foreign currency: Earn 1.5 air miles for every AED 1 spent in all currencies other than UAE Dirhams
- online: Earn 1.5 air miles for every AED 1 spent on all online purchases
- general retail: Earn 1 air mile for every AED 1 spent on all other spends
You will earn air miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles Terms and Conditions below.
Foreign currency transactions are being converted to AED and reflect on your statement at the applicable exchange rate as determined by MasterCard.
Redeeming miles
Air Miles has a fully interactive website and mobile app allowing you to check your air miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Please visit the Air Miles website to find out more and redeem your miles.
Air Miles Exchange
Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.
- log on to your Air Miles account at www.airmilesme.com
- go to 'Redeem Air Miles' and select 'Travel‘
- choose your preferred airline
- exchange your Air Miles
You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account.
Emirates Skywards
Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.
Etihad Guest
Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.
Please note that:
- you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
- you must have a valid airline loyalty membership number
- it's your responsibility to provide the correct transaction details
- once you've exchanged Air Miles, you can't reverse the exchange
- this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme.
Air Miles partners
Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Sharaf DG, Damas, Careem, Al Jaber, Tavola, and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Black Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.
Remember, with Air Miles you enjoy
- freedom to choose when (time/date of travel), how (class of travel) and which (airline) to fly with
- no black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
- pay with miles and top up with cash
- pay for the full cost of the ticket including taxes
Complimentary airport lounge access
Unwind before you fly and enjoy unlimited complimentary access for you and your supplementary cardholders, plus one accompanying guest each to 1,000+ airport lounges worldwide through LoungeKey™.
To avail of this benefit and ensure a smooth experience, please follow the following steps:
• Before travelling check lounges availability for your destination and the lounges terms of use that apply
• To enter a lounge, identify yourself as a LoungeKey member to the lounge reception staff
• Present your eligible HSBC Credit card to the lounge staff to register your visit and grant you access to the lounge
Please note, that for additional guests visits and visits to lounges that are not part of the selected list, a charge of USD 32 will be applied to your card from LoungeKey.
Travel discounts
Book flights and hotels with your HSBC Black Credit Card and avail the following discounts:
Cleartrip
10% discount on any international roundtrip. To redeem visit Cleartrip to book your trip, enter promocode MCWORLD and pay with your HSBC Black Credit Card.
British Airways
Get up to 10% off airfares (excluding applicable taxes, charges and fees) when you book with your HSBC Cashback Credit Card from 1 January 2023 until 31 December 2023, for travel dates up to 30 December 2024.
To book click below and to access the page please use password HSBCBA.
Expedia
10% discount on Expedia hotels for bookings made on Expedia's HSBC Premier page.
You'll also get a complimentary 1 year Expedia+ Gold Membership, which includes top priority on complimentary room upgrades at over 2,000 participating +VIP Access™ hotels and thousands of extra discounts and special offers to enjoy.
Agoda
Up to 10% discount at more than 180,000 hotels worldwide with Agoda.com. To book please visit Agoda's HSBC Premier page.
You'll also receive instant confirmation and best rate guarantee, so you can focus on planning the rest of your trip with more savings to spend while you're there.
Ministry of Villas
- 10% discount on villa bookings
- complimentary bottle of champagne upon arrival
- complimentary airport transfers (5 nights or more)
Booking enquiries must be made through the Ministry of Villas Premier page. A villa specialist will contact you within 24 hours.
Luxury serviced apartment discounts
Now when you travel for extended periods of time, you can feel at home with discounts of up to 10% on your stay at 2,000 onefinestay properties across Europe, US and Australia.
To find out more and to book simply call the HSBC Black World Elite Concierge on 800-0444-0899.
Mastercard and Partners Terms and Conditions apply.
Global Hotel Alliance DISCOVERY Titanium membership
You’re entitled to a complimentary DISCOVERY Titanium membership from the Global Hotel Alliance loyalty programme. Revel in the comfort of more than 500 distinct hotels and luxury resorts, including Anantara, Corinthia, Kempinski and much more across over 80 countries and access exclusive benefits like:
- guaranteed room availability for bookings up to 48 hours before your stay
- double room upgrades
- easy-to-earn Discovery Dollar rewards currency
- 7% discount on room bookings in Discovery Dollars
- save 10% or more when booking direct
- early check in and late check-out
Simply call the HSBC Black World Elite Concierge on 800-0444-0899 to enroll and get upgraded.
Mastercard and Partners Terms and Conditions apply.
Hertz discounts and Gold Plus Rewards® membership upgrades
You are automatically eligible for Hertz Gold Plus Rewards® President's Circle membership upgrade, to enjoy special privileges and benefits, such as:
- bypassing the rental queue at many of the world's busiest airports
- guaranteed one car class upgrade at participating locations
- faster returns with Hertz Instant Return
- up to 15% off best publicly available rates at participating Hertz locations worldwide.
- free additional driver (spouse/domestic partner for Gold Plus Rewards Members)
Are you a Hertz Gold Plus Rewards member already? If yes, log in to your Hertz profile and enter CDP 1795034 to upgrade to President's Circle.
If not, find out how to get upgraded to President's Circle status on the Mastercard's Hertz Benefit page.
Mastercard and Partners Terms and Conditions apply.
Soneva resorts discounts
Enjoy the stunning views of the Indian Ocean from the Maldivian paradise in Soneva Fushi, Soneva Jani, and Soneva Kiri, just one hour’s flight from Bangkok by private plane.
Book your stay with your HSBC Black credit card and enjoy:
- stay a minimum of 4 nights and receive $500 resort credit per night per villa
- stay a minimum of 7 nights and receive $1,000 resort credit per night per villa
Resort credit can be availed on food & beverage and experiences
Visit Mastercard for further details and call the HSBC Black World Elite Concierge on 800-0444-0899 to book.
Mastercard and Partners Terms and Conditions apply.
Priceless cities
Find a key to your city with Priceless Cities by Mastercard. Access handpicked experiences and offers in cities around the world. To find out more and see the offers available visit the Priceless website.
Save on rides with Careem5
Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup and enjoy the comfort of your ride.
Travel across countries in the Middle East with your Mastercard® and enjoy 20% off three rides every month, using promo code MASTERCARD.
Budget Truck & Car Rental
Delight in up to 10% off your next car or truck rental with Budget, approximately 3,350 locations in more than 120 countries.
Visit www.budgetinternational.com/mastercard and book your next Truck or Car.
IHG Hotels & Resorts
Open up your world with true hospitality for good, up to 15% discount at more than 5,500 hotels worldwide.
You’ll also be able to enjoy complimentary late checkout from the participating property and appreciate the best available rates while there.
Avis Car Rental
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits Avis. With your HSBC Black Credit card, you can now enjoy access to:
- up to 35% off your next car rental
- a complimentary upgrade with every rental, worldwide
- 10% off Premium Chauffeur Drive services
Visit the Avis Mastercard Page and use your HSBC Black Credit card to reserve your vehicle today.
Get up to 10% cashback at Booking.com
Enjoy up to 10% cashback when you book your next holiday with your HSBC Black Credit Card at Booking.com. To start earning, visit: http://www.booking.com/mastercardmea.
Terms and conditions apply:
- you need to have a Booking.com account to get your reward. The email on the account must be the same used for your booking.
- you'll get your cashback 64 or more days after checking out
Complimentary HSBC ENTERTAINER app
Never miss out on an offer with the free HSBC ENTERTAINER mobile app. Simply download the free HSBC ENTERTAINER app to your smartphone and enjoy over 11,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness, including over 260 delivery offers. What's more, HSBC Black Credit Cardholders enjoy exclusive complimentary access to the Fine Dining and Cheers Dubai and Abu Dhabi 'Buy 1 Get 1 Free' offers.
HSBC ENTERTAINER app terms and conditions apply.
I Love Dining programme
Get up to 30% discount at hundreds of restaurants across UAE when you pay using your HSBC Black Credit Card.
HSBC and Third Party Terms & Conditions apply.
International concierge
The world, one phone call away, with personalised concierge assistance, whenever you need it.
For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the World Elite Concierge take care of everything for you while you make the most of your time.
The dedicated HSBC Black World Elite Concierge number is:
- UAE Toll Free: 800-0444-0899
- International: +1-669-272-1471
Mastercard and Partner Terms and conditions apply.
Golf privileges
Your complimentary rounds of golf are a touch away! Enjoy two free rounds of golf per month and book your tee times instantly at the Spikes On app or at www.spikeson.com. All you have to do is download the app and enjoy instant booking, guest discounts and more convenience to search, book and play golf in the UAE than ever before.
Participating golf clubs
Golf Club | City | Complimentary rounds of golf per club per annum |
---|---|---|
The Els Club | Dubai | 3 |
Montgomerie Golf Club |
Dubai |
3 |
Dubai Hills |
Dubai | 3 |
Trump International | Dubai |
3 |
Saadiyat Beach Golf Club | Abu Dhabi | 4 |
Yas Links Golf Club | Abu Dhabi |
4 |
Al Hamra Golf Club | Ras Al Khaimah | 4 |
Golf Club | The Els Club |
---|---|
City | Dubai |
Complimentary rounds of golf per club per annum | 3 |
Golf Club |
Montgomerie Golf Club |
City |
Dubai |
Complimentary rounds of golf per club per annum | 3 |
Golf Club |
Dubai Hills |
City | Dubai |
Complimentary rounds of golf per club per annum | 3 |
Golf Club | Trump International |
City |
Dubai |
Complimentary rounds of golf per club per annum | 3 |
Golf Club | Saadiyat Beach Golf Club |
City | Abu Dhabi |
Complimentary rounds of golf per club per annum | 4 |
Golf Club | Yas Links Golf Club |
City |
Abu Dhabi |
Complimentary rounds of golf per club per annum | 4 |
Golf Club | Al Hamra Golf Club |
City | Ras Al Khaimah |
Complimentary rounds of golf per club per annum | 4 |
Golf Terms and Conditions
- to take advantage of this benefit you will have to create a profile by downloading the SpikesOn.com mobile app, or at www.spikeson.com
- you are entitled to a maximum of two (2) complimentary rounds of golf per month, 24 in total per year – 12 in Dubai and 12 in Abu Dhabi and Ras Al Khaimah combined, as per the info outlined in the above table. All usage caps apply to the collective rounds usage from Primary and Supplementary Cardholder(s)
- any unused rounds of golf at the end of a month will not be rolled over in to the next month
- no over the counter bookings are allowed at the participating golf clubs and all bookings must be made through the SpikesOn.com mobile app or online at www.spikeson.com
- this benefit is only available if you have made a minimum spend of AED 5,000 on your HSBC Black Credit Card, during the golf booking calendar month. Where the minimum spend requirement is not met, the cost of the golf visit will become chargeable
- minimum spend required to qualify for the complimentary benefit includes the total spend made by the primary and supplementary cardholder(s)
- Back9 Digital Limited and participating golf clubs terms and conditions apply
Mastercard Golf Program
Enjoy 30% discount on unlimited golf rounds around the globe.
Mastercard Golf Program provides HSBC Black cardholders an online golf booking solution at over 800 participating golf clubs worldwide.
Now take some time off to relax and indulge in your favorite sport. Enroll into Mastercard Golf Program and book your next tee time in top golf courses around the globe.
Terms and Conditions apply. Find out more.
Valet parking
Enjoy 4 complimentary valet parking visits per month at selected Valtrans locations across Dubai and Abu Dhabi. A minimum monthly spend requirement of AED 5,000 applies to qualify for the complimentary visits.
A table is provided for further information and you can read the T&Cs that apply to find out more.
Valtrans locations | Address | Complimentary parking |
Charges due to excess visits or overtime |
---|---|---|---|
Wafi City |
Main entrance, Pyramids, Fort, Collonade, Carrefour |
Standard parking only |
AED39 per visit |
American Hospital |
Main entrance |
Standard parking only |
AED39 per visit |
Oasis Centre |
Main entrance |
Standard parking only |
AED39 per visit |
Ibn Batutta Mall |
Tunisia Court and China Court |
Standard parking only |
AED39.5 per visit |
Dubai International Airport (Terminal 1 and Terminal 3) |
Departures and arrivals |
Limited Time (1st hour only) |
AED70 per hour |
Marina Mall Abu Dhabi |
All three entrances |
Standard parking only |
AED30 per visit |
Dalma Mall Abu Dhabi |
All three entrances |
Standard parking only |
AED39 per visit |
Valtrans locations |
Wafi City |
---|---|
Address |
Main entrance, Pyramids, Fort, Collonade, Carrefour |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39 per visit |
Valtrans locations |
American Hospital |
Address |
Main entrance |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39 per visit |
Valtrans locations |
Oasis Centre |
Address |
Main entrance |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39 per visit |
Valtrans locations |
Ibn Batutta Mall |
Address |
Tunisia Court and China Court |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39.5 per visit |
Valtrans locations |
Dubai International Airport (Terminal 1 and Terminal 3) |
Address |
Departures and arrivals |
Complimentary parking |
Limited Time (1st hour only) |
Charges due to excess visits or overtime |
AED70 per hour |
Valtrans locations |
Marina Mall Abu Dhabi |
Address |
All three entrances |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED30 per visit |
Valtrans locations |
Dalma Mall Abu Dhabi |
Address |
All three entrances |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39 per visit |
Here's how to enjoy valet parking:
- identify yourself as an HSBC Black cardholder and present your card to the Valtrans staff
- Valtrans staff will register your visit and grant you access to the service
Terms and conditions:
- you are eligible for complimentary valet parking service, if you have made a minimum spend of AED 5,000 during that specific calendar month on your HSBC Black Credit Card
- if you have not met the minimum spend required, you will be charged for any valet uses, according to the rates outlined in the above table, and will be debited directly from your HSBC Black Credit Card
- usage cap applies to the collective usage of the service from primary and supplementary cardholder(s). Similarly, the minimum spend required to qualify for the complimentary service includes the total spend made by primary and supplementary cardholder(s)
Standard Complimentary Parking Validity:
For all Valtrans locations with standard complimentary parking validity, the maximum time period that a single visit can amount to, is the period from the time the Cardholder hands over the keys at the valet desk, to the end of valet operational hours on the same day.
Limited Time Complimentary Parking Validity:
For all Valtrans locations with limited time complimentary parking validity, the maximum time period that a single visit can amount to, is set out in the table above.
Important: If the Cardholder's vehicle is parked at a Valtrans location for a time period exceeding the limited time complimentary parking validity, the Cardholder will be liable to pay the charges for excess usage/overtime as set out in the table above. These charges may either be payable in cash on location at the Valtrans kiosk, or charged to the Primary Cardholder's Card Account, which will be reflected in the Primary Cardholder's monthly statement.
VOX Cinemas
Use your HSBC Black Credit Card to purchase tickets online and get 4 Buy 1 Get 1 Free tickets per month. What's more, enjoy 20% discount on select combos at VOX locations.
REEL Cinemas
Use your HSBC Black Credit Card to purchase tickets online and get 4 Buy 1 Get 1 Free tickets per month. Also enjoy 20% discount on food and beverages at REEL Cinemas locations.
Shop online for less using MyUS.com
Shop at over 100,000 US retailers, including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping with MyUS.com and receive:
- a MyUS address to use at checkout with your favorite online stores
- free Premium Membership for 2 years (a $120 value)
- free account setup (a $20 value)
- 30% off shipping for first month following registration
- 20% off shipping for remainder of 2 year membership
Simply visit the MyUS website to register and use your HSBC Black credit card on the payment page.
The Bicester Village Shopping Collection® discounts
Get access to a set of benefits at The Bicester Village Shopping Collection®, like:
- VIP invitations for an additional 10% discount on purchases in participating boutiques
- 15% discount on shopping packages
- 15% discount on chauffeur drive experience at participating villages
- 15% discount on Shopping Express
- access to VIP lounges (subject to availability)
All of this and more is available at the following villages:
- Bicester Village - London, UK
- Fidenza Village - Milan, Italy
- Ingolstadt Village - Munich, Germany
- Kildare Village - Dublin, Ireland
- La Roca Village - Barcelona Spain
- Las Rozas Village - Madrid, Spain
- La Vallee Village - Paris, France
- Maasmechelen Village - Brussels, Belgium
- Wertheim Village - Frankfurt Village
Visit The Bicester Village Shopping Collection® Mastercard page to redeem these offers.
Travel inconvenience insurance
Travel doesn't always go as planned. If you encounter an obstacle, you shouldn't have to face the inconvenience alone, so World Elite Mastercard® can compensate you for baggage loss, baggage delay, trip cancellation, trip delay etc.
Find out more about this cover on Mastercard's Travel Inconvenience page or call the HSBC Black World Elite Concierge on 800-0444-0899.
Travel medical insurance
For greater peace of mind, enhanced protection options are available to ensure that while you're traveling, your health and safety needs are met promptly and efficiently. As an HSBC Black Credit Cardholder, you enjoy complimentary cover for personal accident insurance, emergency medical evacuation and repatriation, medical emergency expenses and daily in-hospital cash benefit.
Find out more about this cover on Mastercard's Travel Medical Insurance page or call the HSBC Black World Elite Concierge on 800-0444-0899.
Rental collision and loss damage waiver
Sometimes accidents happen, whether or not they are your fault. With rental collision and loss damage Waiver on your HSBC Black Credit Card you enjoy insurance on rental vehicles and hence you're covered for physical damage to the rental car in addition to loss of use, theft, and natural calamities, vehicle towing and vehicle drop off charges.
Find out more about this cover on Mastercard's Rental Insurance page or call the HSBC Black World Elite Concierge at 800-0444-0899.
Travel insurance confirmation letter
Obtaining a travel insurance confirmation letter has never been easier, as you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.
Mastercard® or HSBC does not undertake any insurance business or acting as an insurer, insurance broker, insurance advisor or insurance agent. American International Group, Inc. (AIG) or their authorized representative, and not Mastercard or HSBC, is providing the relevant insurance benefits. Complimentary insurance cover is available to HSBC Black credit cardholders, provided that the travel tickets, car rental services or eligible goods have been purchased solely using eligible HSBC Black credit card. Find out more and see the terms that apply on Mastercard's Insurance Benefits website.
Balance transfers
Transfer balances from other credit cards in the UAE to your HSBC Credit Card and benefit from:
- saving on the interest amount you would have paid in your credit card
- competitive pricing
- get in control of your finances by consolidating and repaying easier your balances
You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days.
Balance Transfer fee is applicable, please refer to the Schedule of Services and Tariffs for further details.
Cash instalment plan
Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan. Apply today and benefit from:
- no Income documentation required
- competitive interest rates
You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days.
Flexi Instalment Plan
A Flexi Instalment Plan is a great way to spread the cost of eligible purchases and get what you need now while paying more easily in monthly instalments. Apply in a few quick taps via the HSBC UAE app and benefit from:
- low interest rates
- no processing fees
- no early repayment fees
- repayment over 3 to 36 months
Supplementary cards
Enjoy complimentary supplementary credit cards for your family members. Black supplementary cards are made from 85% recycled plastic.
Banking on the go
With the HSBC UAE mobile banking app you can view your accounts and transaction details, set monthly spend limits on your cards, temporarily block and unblock misplaced cards, instantly convert transactions into Flexi Instalment Plans and much more. Download the HSBC UAE app from the Apple App Store or Google Play.
Online banking lets you set up standing instructions, transfer money, view monthly card statements and much more.
Apple Pay
Apple Pay changes how you pay with contactless payment technology and unique security features. So you can pay in an easy, safe, and private way using the devices you use every day. Apple Pay is available with all HSBC Credit and Debit Cards.
It's accepted everywhere you can make contactless purchases, wherever you see the contactless riple mark or Apple Pay symbols.
Samsung Pay
No more carrying wallets full of plastic. The new way of payment - Samsung Pay through HSBC is simple, secure and accepted everywhere. All you need to do is register your HSBC Credit and Debit Cards on the Samsung Pay.
The next time you are out shopping, just swipe up and authorise the purchase on your phone.
Chip & PIN
State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud.
Interest free days
Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding balance in full.
Credit card payment
You may pay your credit card with any of the following options:
- at HSBC branches across the UAE or HSBC ATMs
- cheque deposit at HSBC cheque deposit machines located across HSBC branches and HSBC customer service units
- via other banks’ online banking platforms, by transferring money to the HSBC credit card account
Customers who hold an HSBC account, they can additionally use any of the following options to pay a credit card:
- HSBC online banking
- HSBC mobile banking
- HSBC call centre
Our wealth management team is available from Monday to Friday, 9:00 to 16:30. If your form is submitted outside of these times, we will call you back on the next working day.
Air Miles
Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card. As an HSBC Black Credit Cardholder you enjoy the highest earn rates compared to other HSBC cards.
Bonus air miles
Enjoy 150,000 sign-up air miles with your new HSBC Black Credit Card and receive 75,000 anniversary air miles on renewal of your membership from the second year onwards. The air miles will be credited to your Air Miles account within 60 working days after the annual membership fee has been paid.
Earning miles
Spend anytime, anywhere with your HSBC Black Credit Card and earn air miles:
- travel: Earn 2.5 air miles for every AED 1 spent on travel related purchases, including airlines, hotels and car rentals
- foreign currency: Earn 1.5 air miles for every AED 1 spent in all currencies other than UAE Dirhams
- online: Earn 1.5 air miles for every AED 1 spent on all online purchases
- general retail: Earn 1 air mile for every AED 1 spent on all other spends
You will earn air miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles Terms and Conditions below.
Foreign currency transactions are being converted to AED and reflect on your statement at the applicable exchange rate as determined by MasterCard.
Redeeming miles
Air Miles has a fully interactive website and mobile app allowing you to check your air miles balance any time and redeem online, choosing from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more. Please visit the Air Miles website to find out more and redeem your miles.
Air Miles Exchange
Exchange your Air Miles for your favourite airline's loyalty miles. It's easy.
- log on to your Air Miles account at www.airmilesme.com
- go to 'Redeem Air Miles' and select 'Travel‘
- choose your preferred airline
- exchange your Air Miles
You'll get an email when the exchange is complete and will be able to see your new balance at your airline loyalty programme account.
Emirates Skywards
Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.
Etihad Guest
Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.
Please note that:
- you need to have at least 30,000 Air Miles in your Air Miles account to make an exchange
- you must have a valid airline loyalty membership number
- it's your responsibility to provide the correct transaction details
- once you've exchanged Air Miles, you can't reverse the exchange
- this offer is subject to the terms and conditions of the participating loyalty programmes and the Air Miles programme.
Air Miles partners
Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Sharaf DG, Damas, Careem, Al Jaber, Tavola, and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Black Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.
Remember, with Air Miles you enjoy
- freedom to choose when (time/date of travel), how (class of travel) and which (airline) to fly with
- no black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
- pay with miles and top up with cash
- pay for the full cost of the ticket including taxes
Travel
Complimentary airport lounge access
Unwind before you fly and enjoy unlimited complimentary access for you and your supplementary cardholders, plus one accompanying guest each to 1,000+ airport lounges worldwide through LoungeKey™.
To avail of this benefit and ensure a smooth experience, please follow the following steps:
• Before travelling check lounges availability for your destination and the lounges terms of use that apply
• To enter a lounge, identify yourself as a LoungeKey member to the lounge reception staff
• Present your eligible HSBC Credit card to the lounge staff to register your visit and grant you access to the lounge
Please note, that for additional guests visits and visits to lounges that are not part of the selected list, a charge of USD 32 will be applied to your card from LoungeKey.
Travel discounts
Book flights and hotels with your HSBC Black Credit Card and avail the following discounts:
Cleartrip
10% discount on any international roundtrip. To redeem visit Cleartrip to book your trip, enter promocode MCWORLD and pay with your HSBC Black Credit Card.
British Airways
Get up to 10% off airfares (excluding applicable taxes, charges and fees) when you book with your HSBC Cashback Credit Card from 1 January 2023 until 31 December 2023, for travel dates up to 30 December 2024.
To book click below and to access the page please use password HSBCBA.
Expedia
10% discount on Expedia hotels for bookings made on Expedia's HSBC Premier page.
You'll also get a complimentary 1 year Expedia+ Gold Membership, which includes top priority on complimentary room upgrades at over 2,000 participating +VIP Access™ hotels and thousands of extra discounts and special offers to enjoy.
Agoda
Up to 10% discount at more than 180,000 hotels worldwide with Agoda.com. To book please visit Agoda's HSBC Premier page.
You'll also receive instant confirmation and best rate guarantee, so you can focus on planning the rest of your trip with more savings to spend while you're there.
Ministry of Villas
- 10% discount on villa bookings
- complimentary bottle of champagne upon arrival
- complimentary airport transfers (5 nights or more)
Booking enquiries must be made through the Ministry of Villas Premier page. A villa specialist will contact you within 24 hours.
Luxury serviced apartment discounts
Now when you travel for extended periods of time, you can feel at home with discounts of up to 10% on your stay at 2,000 onefinestay properties across Europe, US and Australia.
To find out more and to book simply call the HSBC Black World Elite Concierge on 800-0444-0899.
Mastercard and Partners Terms and Conditions apply.
Global Hotel Alliance DISCOVERY Titanium membership
You’re entitled to a complimentary DISCOVERY Titanium membership from the Global Hotel Alliance loyalty programme. Revel in the comfort of more than 500 distinct hotels and luxury resorts, including Anantara, Corinthia, Kempinski and much more across over 80 countries and access exclusive benefits like:
- guaranteed room availability for bookings up to 48 hours before your stay
- double room upgrades
- easy-to-earn Discovery Dollar rewards currency
- 7% discount on room bookings in Discovery Dollars
- save 10% or more when booking direct
- early check in and late check-out
Simply call the HSBC Black World Elite Concierge on 800-0444-0899 to enroll and get upgraded.
Mastercard and Partners Terms and Conditions apply.
Hertz discounts and Gold Plus Rewards® membership upgrades
You are automatically eligible for Hertz Gold Plus Rewards® President's Circle membership upgrade, to enjoy special privileges and benefits, such as:
- bypassing the rental queue at many of the world's busiest airports
- guaranteed one car class upgrade at participating locations
- faster returns with Hertz Instant Return
- up to 15% off best publicly available rates at participating Hertz locations worldwide.
- free additional driver (spouse/domestic partner for Gold Plus Rewards Members)
Are you a Hertz Gold Plus Rewards member already? If yes, log in to your Hertz profile and enter CDP 1795034 to upgrade to President's Circle.
If not, find out how to get upgraded to President's Circle status on the Mastercard's Hertz Benefit page.
Mastercard and Partners Terms and Conditions apply.
Soneva resorts discounts
Enjoy the stunning views of the Indian Ocean from the Maldivian paradise in Soneva Fushi, Soneva Jani, and Soneva Kiri, just one hour’s flight from Bangkok by private plane.
Book your stay with your HSBC Black credit card and enjoy:
- stay a minimum of 4 nights and receive $500 resort credit per night per villa
- stay a minimum of 7 nights and receive $1,000 resort credit per night per villa
Resort credit can be availed on food & beverage and experiences
Visit Mastercard for further details and call the HSBC Black World Elite Concierge on 800-0444-0899 to book.
Mastercard and Partners Terms and Conditions apply.
Priceless cities
Find a key to your city with Priceless Cities by Mastercard. Access handpicked experiences and offers in cities around the world. To find out more and see the offers available visit the Priceless website.
Save on rides with Careem5
Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup and enjoy the comfort of your ride.
Travel across countries in the Middle East with your Mastercard® and enjoy 20% off three rides every month, using promo code MASTERCARD.
Budget Truck & Car Rental
Delight in up to 10% off your next car or truck rental with Budget, approximately 3,350 locations in more than 120 countries.
Visit www.budgetinternational.com/mastercard and book your next Truck or Car.
IHG Hotels & Resorts
Open up your world with true hospitality for good, up to 15% discount at more than 5,500 hotels worldwide.
You’ll also be able to enjoy complimentary late checkout from the participating property and appreciate the best available rates while there.
Avis Car Rental
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits Avis. With your HSBC Black Credit card, you can now enjoy access to:
- up to 35% off your next car rental
- a complimentary upgrade with every rental, worldwide
- 10% off Premium Chauffeur Drive services
Visit the Avis Mastercard Page and use your HSBC Black Credit card to reserve your vehicle today.
Get up to 10% cashback at Booking.com
Enjoy up to 10% cashback when you book your next holiday with your HSBC Black Credit Card at Booking.com. To start earning, visit: http://www.booking.com/mastercardmea.
Terms and conditions apply:
- you need to have a Booking.com account to get your reward. The email on the account must be the same used for your booking.
- you'll get your cashback 64 or more days after checking out
Lifestyle
Complimentary HSBC ENTERTAINER app
Never miss out on an offer with the free HSBC ENTERTAINER mobile app. Simply download the free HSBC ENTERTAINER app to your smartphone and enjoy over 11,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness, including over 260 delivery offers. What's more, HSBC Black Credit Cardholders enjoy exclusive complimentary access to the Fine Dining and Cheers Dubai and Abu Dhabi 'Buy 1 Get 1 Free' offers.
HSBC ENTERTAINER app terms and conditions apply.
I Love Dining programme
Get up to 30% discount at hundreds of restaurants across UAE when you pay using your HSBC Black Credit Card.
HSBC and Third Party Terms & Conditions apply.
International concierge
The world, one phone call away, with personalised concierge assistance, whenever you need it.
For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the World Elite Concierge take care of everything for you while you make the most of your time.
The dedicated HSBC Black World Elite Concierge number is:
- UAE Toll Free: 800-0444-0899
- International: +1-669-272-1471
Mastercard and Partner Terms and conditions apply.
Golf privileges
Your complimentary rounds of golf are a touch away! Enjoy two free rounds of golf per month and book your tee times instantly at the Spikes On app or at www.spikeson.com. All you have to do is download the app and enjoy instant booking, guest discounts and more convenience to search, book and play golf in the UAE than ever before.
Participating golf clubs
Golf Club | City | Complimentary rounds of golf per club per annum |
---|---|---|
The Els Club | Dubai | 3 |
Montgomerie Golf Club |
Dubai |
3 |
Dubai Hills |
Dubai | 3 |
Trump International | Dubai |
3 |
Saadiyat Beach Golf Club | Abu Dhabi | 4 |
Yas Links Golf Club | Abu Dhabi |
4 |
Al Hamra Golf Club | Ras Al Khaimah | 4 |
Golf Club | The Els Club |
---|---|
City | Dubai |
Complimentary rounds of golf per club per annum | 3 |
Golf Club |
Montgomerie Golf Club |
City |
Dubai |
Complimentary rounds of golf per club per annum | 3 |
Golf Club |
Dubai Hills |
City | Dubai |
Complimentary rounds of golf per club per annum | 3 |
Golf Club | Trump International |
City |
Dubai |
Complimentary rounds of golf per club per annum | 3 |
Golf Club | Saadiyat Beach Golf Club |
City | Abu Dhabi |
Complimentary rounds of golf per club per annum | 4 |
Golf Club | Yas Links Golf Club |
City |
Abu Dhabi |
Complimentary rounds of golf per club per annum | 4 |
Golf Club | Al Hamra Golf Club |
City | Ras Al Khaimah |
Complimentary rounds of golf per club per annum | 4 |
Golf Terms and Conditions
- to take advantage of this benefit you will have to create a profile by downloading the SpikesOn.com mobile app, or at www.spikeson.com
- you are entitled to a maximum of two (2) complimentary rounds of golf per month, 24 in total per year – 12 in Dubai and 12 in Abu Dhabi and Ras Al Khaimah combined, as per the info outlined in the above table. All usage caps apply to the collective rounds usage from Primary and Supplementary Cardholder(s)
- any unused rounds of golf at the end of a month will not be rolled over in to the next month
- no over the counter bookings are allowed at the participating golf clubs and all bookings must be made through the SpikesOn.com mobile app or online at www.spikeson.com
- this benefit is only available if you have made a minimum spend of AED 5,000 on your HSBC Black Credit Card, during the golf booking calendar month. Where the minimum spend requirement is not met, the cost of the golf visit will become chargeable
- minimum spend required to qualify for the complimentary benefit includes the total spend made by the primary and supplementary cardholder(s)
- Back9 Digital Limited and participating golf clubs terms and conditions apply
Mastercard Golf Program
Enjoy 30% discount on unlimited golf rounds around the globe.
Mastercard Golf Program provides HSBC Black cardholders an online golf booking solution at over 800 participating golf clubs worldwide.
Now take some time off to relax and indulge in your favorite sport. Enroll into Mastercard Golf Program and book your next tee time in top golf courses around the globe.
Terms and Conditions apply. Find out more.
Valet parking
Enjoy 4 complimentary valet parking visits per month at selected Valtrans locations across Dubai and Abu Dhabi. A minimum monthly spend requirement of AED 5,000 applies to qualify for the complimentary visits.
A table is provided for further information and you can read the T&Cs that apply to find out more.
Valtrans locations | Address | Complimentary parking |
Charges due to excess visits or overtime |
---|---|---|---|
Wafi City |
Main entrance, Pyramids, Fort, Collonade, Carrefour |
Standard parking only |
AED39 per visit |
American Hospital |
Main entrance |
Standard parking only |
AED39 per visit |
Oasis Centre |
Main entrance |
Standard parking only |
AED39 per visit |
Ibn Batutta Mall |
Tunisia Court and China Court |
Standard parking only |
AED39.5 per visit |
Dubai International Airport (Terminal 1 and Terminal 3) |
Departures and arrivals |
Limited Time (1st hour only) |
AED70 per hour |
Marina Mall Abu Dhabi |
All three entrances |
Standard parking only |
AED30 per visit |
Dalma Mall Abu Dhabi |
All three entrances |
Standard parking only |
AED39 per visit |
Valtrans locations |
Wafi City |
---|---|
Address |
Main entrance, Pyramids, Fort, Collonade, Carrefour |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39 per visit |
Valtrans locations |
American Hospital |
Address |
Main entrance |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39 per visit |
Valtrans locations |
Oasis Centre |
Address |
Main entrance |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39 per visit |
Valtrans locations |
Ibn Batutta Mall |
Address |
Tunisia Court and China Court |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39.5 per visit |
Valtrans locations |
Dubai International Airport (Terminal 1 and Terminal 3) |
Address |
Departures and arrivals |
Complimentary parking |
Limited Time (1st hour only) |
Charges due to excess visits or overtime |
AED70 per hour |
Valtrans locations |
Marina Mall Abu Dhabi |
Address |
All three entrances |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED30 per visit |
Valtrans locations |
Dalma Mall Abu Dhabi |
Address |
All three entrances |
Complimentary parking |
Standard parking only |
Charges due to excess visits or overtime |
AED39 per visit |
Here's how to enjoy valet parking:
- identify yourself as an HSBC Black cardholder and present your card to the Valtrans staff
- Valtrans staff will register your visit and grant you access to the service
Terms and conditions:
- you are eligible for complimentary valet parking service, if you have made a minimum spend of AED 5,000 during that specific calendar month on your HSBC Black Credit Card
- if you have not met the minimum spend required, you will be charged for any valet uses, according to the rates outlined in the above table, and will be debited directly from your HSBC Black Credit Card
- usage cap applies to the collective usage of the service from primary and supplementary cardholder(s). Similarly, the minimum spend required to qualify for the complimentary service includes the total spend made by primary and supplementary cardholder(s)
Standard Complimentary Parking Validity:
For all Valtrans locations with standard complimentary parking validity, the maximum time period that a single visit can amount to, is the period from the time the Cardholder hands over the keys at the valet desk, to the end of valet operational hours on the same day.
Limited Time Complimentary Parking Validity:
For all Valtrans locations with limited time complimentary parking validity, the maximum time period that a single visit can amount to, is set out in the table above.
Important: If the Cardholder's vehicle is parked at a Valtrans location for a time period exceeding the limited time complimentary parking validity, the Cardholder will be liable to pay the charges for excess usage/overtime as set out in the table above. These charges may either be payable in cash on location at the Valtrans kiosk, or charged to the Primary Cardholder's Card Account, which will be reflected in the Primary Cardholder's monthly statement.
VOX Cinemas
Use your HSBC Black Credit Card to purchase tickets online and get 4 Buy 1 Get 1 Free tickets per month. What's more, enjoy 20% discount on select combos at VOX locations.
REEL Cinemas
Use your HSBC Black Credit Card to purchase tickets online and get 4 Buy 1 Get 1 Free tickets per month. Also enjoy 20% discount on food and beverages at REEL Cinemas locations.
Shop online for less using MyUS.com
Shop at over 100,000 US retailers, including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping with MyUS.com and receive:
- a MyUS address to use at checkout with your favorite online stores
- free Premium Membership for 2 years (a $120 value)
- free account setup (a $20 value)
- 30% off shipping for first month following registration
- 20% off shipping for remainder of 2 year membership
Simply visit the MyUS website to register and use your HSBC Black credit card on the payment page.
The Bicester Village Shopping Collection® discounts
Get access to a set of benefits at The Bicester Village Shopping Collection®, like:
- VIP invitations for an additional 10% discount on purchases in participating boutiques
- 15% discount on shopping packages
- 15% discount on chauffeur drive experience at participating villages
- 15% discount on Shopping Express
- access to VIP lounges (subject to availability)
All of this and more is available at the following villages:
- Bicester Village - London, UK
- Fidenza Village - Milan, Italy
- Ingolstadt Village - Munich, Germany
- Kildare Village - Dublin, Ireland
- La Roca Village - Barcelona Spain
- Las Rozas Village - Madrid, Spain
- La Vallee Village - Paris, France
- Maasmechelen Village - Brussels, Belgium
- Wertheim Village - Frankfurt Village
Visit The Bicester Village Shopping Collection® Mastercard page to redeem these offers.
Protection
Travel inconvenience insurance
Travel doesn't always go as planned. If you encounter an obstacle, you shouldn't have to face the inconvenience alone, so World Elite Mastercard® can compensate you for baggage loss, baggage delay, trip cancellation, trip delay etc.
Find out more about this cover on Mastercard's Travel Inconvenience page or call the HSBC Black World Elite Concierge on 800-0444-0899.
Travel medical insurance
For greater peace of mind, enhanced protection options are available to ensure that while you're traveling, your health and safety needs are met promptly and efficiently. As an HSBC Black Credit Cardholder, you enjoy complimentary cover for personal accident insurance, emergency medical evacuation and repatriation, medical emergency expenses and daily in-hospital cash benefit.
Find out more about this cover on Mastercard's Travel Medical Insurance page or call the HSBC Black World Elite Concierge on 800-0444-0899.
Rental collision and loss damage waiver
Sometimes accidents happen, whether or not they are your fault. With rental collision and loss damage Waiver on your HSBC Black Credit Card you enjoy insurance on rental vehicles and hence you're covered for physical damage to the rental car in addition to loss of use, theft, and natural calamities, vehicle towing and vehicle drop off charges.
Find out more about this cover on Mastercard's Rental Insurance page or call the HSBC Black World Elite Concierge at 800-0444-0899.
Travel insurance confirmation letter
Obtaining a travel insurance confirmation letter has never been easier, as you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.
Mastercard® or HSBC does not undertake any insurance business or acting as an insurer, insurance broker, insurance advisor or insurance agent. American International Group, Inc. (AIG) or their authorized representative, and not Mastercard or HSBC, is providing the relevant insurance benefits. Complimentary insurance cover is available to HSBC Black credit cardholders, provided that the travel tickets, car rental services or eligible goods have been purchased solely using eligible HSBC Black credit card. Find out more and see the terms that apply on Mastercard's Insurance Benefits website.
Balance transfers and Instalment plans
Balance transfers
Transfer balances from other credit cards in the UAE to your HSBC Credit Card and benefit from:
- saving on the interest amount you would have paid in your credit card
- competitive pricing
- get in control of your finances by consolidating and repaying easier your balances
You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days.
Balance Transfer fee is applicable, please refer to the Schedule of Services and Tariffs for further details.
Cash instalment plan
Enjoy easy access to cash through the available limit of your credit card with a Cash Instalment Plan. Apply today and benefit from:
- no Income documentation required
- competitive interest rates
You may apply through online banking or by calling us or by following instructions provided in any communications sent in this regard and we will call you within 2 working days.
Flexi Instalment Plan
A Flexi Instalment Plan is a great way to spread the cost of eligible purchases and get what you need now while paying more easily in monthly instalments. Apply in a few quick taps via the HSBC UAE app and benefit from:
- low interest rates
- no processing fees
- no early repayment fees
- repayment over 3 to 36 months
Convenience
Supplementary cards
Enjoy complimentary supplementary credit cards for your family members. Black supplementary cards are made from 85% recycled plastic.
Banking on the go
With the HSBC UAE mobile banking app you can view your accounts and transaction details, set monthly spend limits on your cards, temporarily block and unblock misplaced cards, instantly convert transactions into Flexi Instalment Plans and much more. Download the HSBC UAE app from the Apple App Store or Google Play.
Online banking lets you set up standing instructions, transfer money, view monthly card statements and much more.
Apple Pay
Apple Pay changes how you pay with contactless payment technology and unique security features. So you can pay in an easy, safe, and private way using the devices you use every day. Apple Pay is available with all HSBC Credit and Debit Cards.
It's accepted everywhere you can make contactless purchases, wherever you see the contactless riple mark or Apple Pay symbols.
Samsung Pay
No more carrying wallets full of plastic. The new way of payment - Samsung Pay through HSBC is simple, secure and accepted everywhere. All you need to do is register your HSBC Credit and Debit Cards on the Samsung Pay.
The next time you are out shopping, just swipe up and authorise the purchase on your phone.
Chip & PIN
State-of-the-art microchip technology and a unique 6 digit PIN authentication number for greater security and protection against fraud.
Interest free days
Enjoy no interest on purchases for up to 56 days if you settle your monthly outstanding balance in full.
Credit card payment
You may pay your credit card with any of the following options:
- at HSBC branches across the UAE or HSBC ATMs
- cheque deposit at HSBC cheque deposit machines located across HSBC branches and HSBC customer service units
- via other banks’ online banking platforms, by transferring money to the HSBC credit card account
Customers who hold an HSBC account, they can additionally use any of the following options to pay a credit card:
- HSBC online banking
- HSBC mobile banking
- HSBC call centre
Our wealth management team is available from Monday to Friday, 9:00 to 16:30. If your form is submitted outside of these times, we will call you back on the next working day.
Things you should know
HSBC Personal Banking General Terms and Conditions, other third party benefits Terms and Conditions and other fees and charges apply as outlined in our Schedule of Services and Tariffs.
Fixed Annual Percentage Rate is 44.28% on outstanding purchases and cash withdrawals in addition to annual fee of AED 1500 (AED 1,575 inclusive of VAT.6
Additional information
Benefits and features
We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let existing customers know about any changes that may affect them, either before the change or shortly afterwards.
Supplementary cards
Supplementary cardholders usually enjoy the same benefits as existing cardholders; we'll let you know when that's not the case.
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Who can apply?
You can apply for the Black Credit Card if you:
- have a Premier Account or a minimum monthly salary of AED50,000
- are between 21 and 70 years old
- live in the UAE
Required documents
For application:
Proof of ID (all)
- passport
- Emirates ID
- residence visa (for non-GCC nationals)
Proof of UAE residency (one of the following)
- tenancy agreement or EJARI
- title deeds (if you’re a homeowner)
- utility bill (dated within the last 2 months)
Proof of income (all)
- last 2 bank statements from the account into which your salary is paid or 2 salary credits into your HSBC account
- salary certificate from your employer (issued in the last month)
If you're applying for a supplementary card, we need to see passport and Emirates ID for the supplementary cardholder as well.
Upon successful application:
- security cheque in the value of 120% of your credit facility (not applicable for Jade and Premier customers)
If you're an HSBC Premier customer in another country or region, then you'll automatically be eligible for a Premier Account in the UAE. If you'd like to apply for a Premier Account, then you can apply for the Black Credit Card at the same time. It's easier than ever to apply and get an instant approval in principle.
How to apply
Online
If you're new to HSBC UAE, you can check your eligibility online and get an approval in principle in just 5 minutes.
Once your application is fully approved, your card could be with you within 24 hours.
Callback
Whether you bank with us already or are new to HSBC UAE, you can ask for a callback.
We'll get back to you within 60 minutes during working hours, Monday to Friday, 9:00 to 16:30. If you contact us outside these times, it will be the next working day.
By phone
Or you can just give us a call.
8004320 (within UAE)
From outside UAE call +971 4 224 1000
Lines are open 24/7. We may record calls to help improve our service to you.
Notes
1Applicable for new primary Credit Card customers only. Subject to making a minimum of AED 8,000 of eligible spends during the first 60 days of the credit card account opening date.
2AED 500 cashback available to all new and existing HSBC customers who apply for a new primary HSBC Credit Card and who do not have a primary Credit Card at the time of application and did not have one 6 months prior to application. You must apply before 30 April 2023 to qualify and only eligible spends as referenced in the Terms and Conditions will be accepted.
3Metal card is issued to the primary cardholder only. Supplementary cardholders are issued a Black card made from 85% recycled plastic.
4The bonus sign-up Air Miles offer applies to the first year only. The bonus anniversary Air Miles offer applies from the second year onwards. You must have paid the annual membership fee for the card, as shown in the Schedule of Services and Tariffs (PDF, 1.6MB), to receive bonus Air Miles.
5The Promo Code does not apply when you pay with Apple Pay. The discount is available when Customer books Trips on all car types, except HalaTaxi.
6Will increase by 12% (6% for HSBC Black, Jade Credit Card and HSBC Premier MasterCard)) for so long as the Cardholder is overdue on the payment. Original Finance Charge rates will be re-instated when Cardholder is not overdue from the next statement date. In addition, a Collection Agency Fee will be charged to the Cardholder’s Account when the Bank appoints an external Collection Agency to follow up on the outstanding payment.
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