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What is an IBAN?

IBAN stands for International Bank Account Number. It’s a standardised way of identifying a bank account when sending money globally.

IBANs help banks find accounts held anywhere in the world, so they can automatically process international transfers.

Using an IBAN when making international payments can help reduce delays and errors.

If you’re transferring money to another country or region, you may also be asked for a BIC (Business Identifier Code). This is sometimes referred to as a Bank Identifier Code or a Bank International Code. Most banks have their own BIC.

How long is an IBAN?

The length of an IBAN can differ, depending on the country or region you’re sending money to.

This is because the IBAN adds a standard prefix to the basic bank account number, which can vary in length.

When you'll need your IBAN and BIC

If you’re receiving money from outside the UAE, the person sending the money may need your IBAN for the transaction.

If you're sending money outside the UAE, you'll generally need the IBAN and BIC of the person you're sending money to. To make sure you get the right IBAN, check with the person you’re sending money to. You may be able to generate it yourself with a free IBAN generator, but this isn’t guaranteed to be the right one.

Not every country uses IBANs.

How to find your IBAN

There are a few ways to find your IBAN if you have an HSBC account, including:

  • the HSBC UAE Mobile Banking app
  • via online banking
  • on the first page of your printed statements

With online banking, select the account and view details to see your IBAN. If you’re using the HSBC UAE Mobile app, select account details, select the activity bar, and slide it down to view your IBAN.

Explore more

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