Discover all the rewards that come with your Gold Credit Card
Earn Air Miles whenever you spend and enjoy a wide range of offers across travel, dining, leisure and more.
This card isn't available to new customers. If you have a Gold card, find out more about your rewards and benefits on this page.
Rates
Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]
Annual fee
AED 420 including VAT
What you get with your Gold card
Earn Air Miles on all your spends
Earn Air Miles on all your credit card spends and exchange them for flights, hotels and more.
Interest free days
Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.
Balance transfers
Transfer balances from other credit cards in the UAE to your credit card and save on interest.
Your Gold card also comes with
- Travel the world for lessUp to 10% off British Airways flights (excluding fees) until 31 December 2023 for travel dates up to 30 December 2024. Use code 'HSBCBA'.
- Save on dining and entertainmentEnjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
- Exclusive dining offersGet discounts at over 400 restaurants across the UAE when you pay with your credit card.
Things to know
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Frequently asked questions
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