HSBC Gold Credit Card

Air Miles is the loyalty programme for HSBC UAE credit cards that rewards you with Air Miles every time you use your credit card.

Spend anytime, anywhere with your HSBC Gold Credit Card and earn 1.5 Air Miles for every AED 2 spent.

You will earn Air Miles up to the credit limit assigned to your credit card.

Check and redeem your Air Miles balance at the Air Miles website or mobile app. You can choose from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more.

Exchange your Air Miles to Emirates Skywards Miles at a ratio of 12:1.

Exchange your Air Miles to Etihad Guest Miles at a ratio of 9:1.

Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Spinneys, Sharaf DG, Careem, Toy Store, Agoda and many more. Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC credit card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

Get up to 15% off off airfares (excluding applicable taxes, charges and fees) when you book with your HSBC Gold Credit Card at ba.com/hsbccards from 1 January 2021 until 31 December 2021, for travel dated up to 31 March 2022.

The selected tickets must be return or one-way trip tickets on British Airways flights originating from United Arab Emirates to the UK, Europe, USA or Canada.

Terms & Conditions

The tickets must be return or one-way trips on British Airways flights originating from United Arab Emirates to the UK, Europe, USA and Canada.

The offer period is from 1 November 2019 to 30 December 2020 inclusive.

The travel period is from 1 November 2019 to 31 March 2021 inclusive.

Get up to 12% off at over 985,000 hotels and vacation rentals worldwide when you book using your HSBC Gold Credit Card through the link below.

Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and regions.

Never miss out on an offer with the free HSBC ENTERTAINER mobile app. Simply download the app to your smartphone and enjoy over 10,000 'Buy 1 Get 1 Free' offers across dining, leisure, retail and wellness, including over 260 delivery offers.

HSBC ENTERTAINER mobile app terms and conditions apply.

Get up to 30% off at over 400 restaurants across the UAE when you pay using your HSBC credit card.

Search for participating restaurants in the HSBC ENTERTAINER app.

Terms and conditions apply.

Credit Shield Plus (CSP) is an optional insurance cover that you may have if you have an HSBC credit card issued by HSBC Bank Middle East Limited in the UAE (HSBC).

CSP is not available for new enrolments with effect from 8 October 2017. If you already have CSP insurance cover on your cards, you will not be impacted and you will continue to have the insurance cover.

CSP provides insurance cover if you are unable to pay your credit card debts in the event of:

• loss of life
• permanent total disability
• critical Illness
• involuntary loss of employment (for salaried cardholders only)
• temporary total disability (for self-employed cardholders only)

If you do not have an outstanding balance on your HSBC credit card statement date, then there is no charge for CSP that month. Please refer to the terms and conditions for more details.

Transfer your balance from any other credit card in the UAE to your HSBC credit card at an interest rate as low as 0% for the first 24 months.

• save on the interest amount you would have paid in on your credit card balance
• benefit from competitive pricing
• take control of your finances by consolidating your balances and making it easier to repay 

You can apply through online banking or by calling us. If we've already contacted you about a balance transfer, then just follow the instructions and we'll get back to you in 2 working days.   

A balance transfer fee is applicable. 

Enjoy easy access to cash through your available credit card limit with a Cash Instalment Plan. You can choose from repayment terms of 6, 12 or 24 months at interest rates as low as 0.75% per month.  

• no income documentation required
• competitive interest rates

You can apply through online banking or by calling us. If we've already contacted you about a Cash Instalment Plan, then just follow the instructions and we'll get back to you in 2 working days.    

Based on reducing balance, which is the interest calculated on a monthly basis on the remaining principal amount.

Buy now and pay in easy monthly instalments with as low as 0% interest with our Flexi Instalment Plan.