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Gold Credit Card

Make day-to-day purchases and earn Air Miles. This card isn't available to new customers.

Discover all the rewards that come with your Gold Credit Card

Earn Air Miles whenever you spend and enjoy a wide range of offers across travel, dining, leisure and more.

This card isn't available to new customers. If you have a Gold card, find out more about your rewards and benefits on this page.


Cash withdrawals and purchases

44.28% APR (fixed)[@aproverduepayments]

Annual fee

AED 420 including VAT

What you get with your Gold card

Earn Air Miles on all your spends

Earn Air Miles on all your credit card spends and exchange them for flights, hotels and more.

Interest free days

Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.

Balance transfers

Transfer balances from other credit cards in the UAE to your credit card and save on interest.

Your Gold card also comes with

  • Travel the world for less
    Up to 10% off British Airways flights (excluding fees) until 31 December 2023 for travel dates up to 30 December 2024. Use code 'HSBCBA'. Applies to return tickets to the UK, Europe, US and Canada.
  • Save on dining and entertainment
    Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
  • Home& Away offers
    Get deals on shopping, travel, dining and more worldwide with home&Away.
  • Exclusive dining offers
    Get discounts at over 400 restaurants across the UAE when you pay with your credit card.

Things to know

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Frequently asked questions

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Enjoy rewards and earn Air Miles on everyday spends.


Earn Air Miles on your spending and enjoy great lifestyle benefits all year round.

Additional information

We've described the benefits and features of this card on this page. However, we may change these at any time at our discretion. We'll try and let you know about any changes, either before the change or shortly afterwards.
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