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Car Loan

Grab every opportunity to get there in style


  • Enjoy rates starting from 2.45% annual percentage rate if you're a Premier customer applying for a new car.1

  • 0.25% discount on flat interest rates when financing full electric vehicles and special flat annual percentage rate of 1.84% for TESLA

  • Balloon repayment option with reduced monthly payments if you like to change your car every 2-3 years

  • No mandatory salary transfer to HSBC is required

  • No account opening required

  • Apply for a car loan online and get a call back from our dedicated sales specialists2

HSBC Car Loan puts you in the driving seat.

How it works

  • apply for a Car Loan online and get a call back from a dedicated sales specialist
  • borrow up to AED 600,000 depending on your eligibility
  • available for all types of saloon, four-wheel drive vehicles and motorcycles


You can apply for a car loan if:

  • you're a UAE national or expatriate resident aged between 21 and 65 years
  • you earn a minimum monthly salary of AED 10,000 per month

You may have to pay penalties if you pay off a loan/financing early.

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit.

Apply by phone

Our representative will call you back: 

Alternatively, you can call us at your convenience: 04 294 8000 (within UAE) or +971 4 294 8000 (outside UAE).

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Offer and product terms and conditions apply. Schedule of services and tariffs apply.

1Annual Percentage Rate (APR) quoted above is based on a flat rate per annum basis which is fixed throughout the loan tenor, and is inclusive of 1% processing fee assuming a maximum loan tenor of 60 months. Equivalent reducing rate is 4.47% per annum.

2Our Vehicle Loan team is available from Monday to Friday, 9:00 to 16:30. If your form is submitted outside of these times, we will aim to Call you back on the next working day.

3The Concierge Service is an optional service provided by Dubizzle Motors L.L.C. and applicable for valuation of used cars purchased from individuals. HSBC Bank Middle East Limited in the UAE is only a distributor of the service and is not responsible for the services carried out by Dubizzle Motors L.L.C. Terms and Conditions apply.

4This discount will be applied on the "flat interest rate".



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