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Jade Credit Card

Our credit card annual percentage rates are changing

From 15 November 2022, the Annual Percentage Rate on outstanding purchases and cash withdrawals on all of our credit cards will increase to 44.28%.

HSBC Jade Credit Card

Our stylish Jade Credit Card, with a contemporary design and metal finish, offers you unlimited complimentary access to 1,000+ airport lounges worldwide, complimentary golf, unlimited complimentary valet parking, unlimited supplementary cards and more. Your Jade Credit Card gives you unparalleled access to the world’s greatest experiences. There’s no limit to where these benefits can take you.

This card is available for existing Jade customers only.

Why choose a Jade Credit Card?

  • Worldwide Lounge Access

    Complimentary access to 1,000+ airport lounges worldwide, for you and your supplementary cardholders, plus one accompanying free guest each, through LoungeKey™.

  • Exclusive dining privileges

    Complimentary HSBC ENTERTAINER app, with access to Fine Dining and Cheers, along with hundreds of offers from the I Love Dining programme.

  • International Concierge

    Exclusive concierge service for luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment.

  • Golfing privileges

    Two free rounds of golf per month in select golf courses in Dubai, Abu Dhabi and Ras Al Khaimah.

  • Cinema privileges

    'Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.

  • Save on rides with Careem

    Book with your Mastercard to enjoy 20% off Careem Chauffeur Services across the Middle East. Download the Careem app and enter promo code MASTERCARD.

Benefits you'll enjoy

Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card. As an HSBC Jade Credit Cardholder you enjoy the highest earn rates compared to other HSBC cards.

Earning miles

Spend anytime, anywhere with your HSBC Jade Credit Card and earn air miles:

  • travel: Earn 2.5 air miles for every AED 1 spent on travel related purchases, including airlines, hotels and car rentals
  • foreign currency: Earn 1.5 air miles for every AED 1 spent in all currencies other than UAE Dirhams
  • online: Earn 1.5 air miles for every AED 1 spent on all online purchases
  • general retail: Earn 1 air mile for every AED 1 spent on all other spends

You will earn air miles up to the credit limit assigned to your credit card. You may review the detailed Air Miles Terms and Conditions below.

Foreign currency transactions are being converted to AED and reflect on your statement at the applicable exchange rate as determined by MasterCard.

Redeeming miles

Check your Air Miles balance any time and redeem online or on the app. Choose from a wide range of travel and entertainment rewards, including flights, hotel stays and retail vouchers.

You can also exchange your Air Miles for GEMS Points and redeem them against school fee payments or help restore mangroves in the UAE with Priceless Planet Coalition by donating your Air Miles.

Air Miles partners

Collect Air Miles on everyday shopping from a huge range of Air Miles partners including Sharaf DG, Damas, Careem, Al Jaber, Tavola, and many more! Every time you shop at any of the Air Miles partners remember to use your Air Miles card and your HSBC Jade Credit Card to earn more miles faster. Find out more about the programme and discover exciting offers on the Air Miles website.

Remember, with Air Miles you enjoy

  • freedom to choose when (time/date of travel), how (class of travel) and which (airline) to fly with
  • no black-out dates; if there is a seat available, you can book it on the Air Miles Travel Shop
  • pay with miles and top up with cash
  • pay for the full cost of the ticket including taxes

Things you should know

Fixed Annual Percentage Rate is 38.88% on outstanding purchases and cash withdrawals with no annual fee. From 15 November 2022, the new Annual Percentage Rate of 44.28% on outstanding purchases and cash withdrawals will apply.

If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Eligibility criteria

To get a Jade Credit Card you must already have a Jade account.

Apply now

Apply by phone

Call us on

800 5233

For any query call us: 800 5233

(within UAE) or +971 4 3669027 (outside UAE).


1Offered by Mastercard and subject to their terms and conditions. Visit for latest updates on world elite card benefits. The benefits and features set out are current as at the date they appear in our document. However, they may be subject to change at any time in accordance with the applicable product terms and conditions.

2The Promo Code does not apply when you pay with Apple Pay. The discount is available when Customer books Trips on all car types, except HalaTaxi.

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